Change Machine
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Empowers individuals to achieve financial security through accessible tools and resources. For fiscal year 2024 it reported $2.7M in revenue, $3.3M in expenses, and $2.0M in net assets.Pt I
Summary of the Filing
Where the work happens
Capacity Building
Change machines business-to-business consulting services are designed to build capacity at organizations that work with low-income people locally and nationally. The team provides training and technical assistance to build financial security strategies into the daily interactions of frontline staff at partner organizations.
Product Development (platform)
Building financial security using people-powered technology is core to change machines mission. Its revolutionary cloud-based platform, which operates as a B2B2C software as a service (saas) social enterprise, provides a single platform where practitioners can learn best financial coaching practices; access tools and information; and…
Research & Policy
Change machine develops and advocates for policy reforms and systemic changes that will remove obstacles to financial security. Change machine builds coalitions and partners with advocacy groups, researchers, think tanks, practitioners, and local, state, and federal policymakers to guide and support its policy agenda.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Mae Watson Grote’s $246K as CEO is at the 95th percentile of top reported officer pay among 3864 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Mae Watson Grote | $246,408 | $232,036 | $226,976 | $213,712 | — |
| Mae Watson Grote | — | — | — | — | $194,315 |
| Katherine Reeves | — | $188,554 | $168,425 | $155,345 | — |
| Haidee Cabusora | — | — | $184,892 | $172,147 | — |
| Haidee Cabusora | — | — | — | — | $172,010 |
| Amina Louise Kirk | — | $168,924 | — | — | — |
| Franchette Bridget Tate | — | $167,121 | — | — | — |
| Kate Reeves | — | — | — | — | $158,317 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 62% | — | — |
| Overhead ratio | 28% | — | — |
| Fundraising cost ratio | 17% | — | — |
| Revenue growth | 100% | — | — |
| Investment management fee ratio | 0% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 8% | — | — |
| Fundraising fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Grants
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Filings & Schedule Manifest
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Sources
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