People Working Cooperatively performs critical home repairs and services so that low-income homeowners can remain in their homes living independently and healthier in a safe, sound environment.

501(c)(3) charity; gifts are tax-deductible.
81¢ of each $1 spent went to programs.
$943K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $1.5M a year · 13% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
81%
of spending
Looks good: 81% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$943K
to officers and key staff · 8% of spending
Looks good: pay to officers and key staff is 8% of spending; 15% or less.
Pt VII · Sec A
4 mo
of spending, in cash
Looks good: 3.8 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $25K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$3.3M
33% of total assets
Looks good: liabilities are 33% of assets; 50% or less.
Pt X · Ln 26
Independent board members
19
of 19 voting members
Looks good: 19 of 19 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$9.8M
-32% vs prior year
Spent
$11.3M
To programs
81%
Net assets
$6.6M
By yearFY2020–FY2025
Revenue
$9.8M
FY2023▼ -32%
Tap a bar for its year
Revenue by fiscal year
FY2020$9.3M
FY2021$9.4M
FY2022$14.5M
FY2023$9.8M
FY2024$19.0M
FY2025$10.4M
Expenses
$11.3M
FY2023▼ -4%
Tap a bar for its year
Expenses by fiscal year
FY2020$8.3M
FY2021$9.5M
FY2022$11.7M
FY2023$11.3M
FY2024$13.9M
FY2025$8.4M
Net assets
$6.6M
FY2023▼ -15%
Tap a bar for its year
Net assets by fiscal year
FY2020$5.6M
FY2021$5.6M
FY2022$7.8M
FY2023$6.6M
FY2024$11.9M
FY2025$13.9M

From the FY2023 Form 990 · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 1976.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

81 cents of each dollar spent went to programs.

Program services 81% · $9.1M Management & general 14% · $1.5M Fundraising 6% · $640K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

24 people listed on the 990; $943K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive VP
$226,452Pt VII · Sec A
President/CEO
$218,922Pt VII · Sec A
VP Development
$196,952Pt VII · Sec A
Director, Administration
$195,963Pt VII · Sec A
Director of Operations
$104,399Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Nina Creech’s $226K as Executive VP is at the 53rd percentile of top reported officer pay among 677 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2023FY2022FY2021FY2020
Jock Pitts$218,922$429,640$220,263$203,194
Nina Creech$226,452$146,456$140,537$145,133
Chris Owens$196,952$116,183$108,916$114,826
Diana Adams$195,963$112,316$108,910$110,739
Ron Henlein—$117,829$116,071$117,652
Brian Weichert$104,399$100,810—$102,503

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See People Working Cooperatively INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides major home repairs, weather conservation, and accessibility modifications for low-income homeowners.

Questions for People Working Cooperatively INC

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3 programs · $9.1M · in their own filed words · FY2023
01

Weatherization Programs

Energy conservation services-weatherization, furnace cleaning, tuning and replacement.

$4.1Mprogram expense
02

Home Repair Programs

Major home repair-including essential repairs to roof, electrical systems, plumbing for low income homeowners.

$3.9Mprogram expense
03

Volunteer Services

Provide home maintenance as well as home repairs.

$1.1Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$25K

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs
Year ending Dec 2024 · $5.8M federal money spent
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 2 more$2.0M
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio$1.8M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio$1.6M
Evidence-Based Falls Prevention Programs Financed Solely by Prevention and Public Health Funds (pphf)Department of Health and Human Services · ALN 93.761 · Through State of Ohio$177K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$128K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Dec 2023 · $5.4M federal money spent
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 2 more$3.0M
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio$1.6M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio$671K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$73K
Evidence-Based Falls Prevention Programs Financed Solely by Prevention and Public Health Funds (pphf)Department of Health and Human Services · ALN 93.761 · Through State of Ohio$64K

The auditor reported 3 findings: a weakness in money controls.

Year ending Dec 2022 · $5.8M federal money spent
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio and 1 more$2.5M
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 1 more$1.8M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio and 1 more$714K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$376K
Coronavirus State and Local Fiscal Recovery FundsDepartment of the Treasury · ALN 21.027 · Through United Way of Greater Cincinnati$250K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Dec 2021 · $4.6M federal money spent
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio and 1 more$1.5M
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 1 more$1.5M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio and 1 more$1.3M
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$231K
Healthy Homes Demonstration GrantsDepartment of Housing and Urban Development · ALN 14.901 · Direct$38K

The auditor reported no findings.

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$9.8M
Ln 12
Gifts and grantsLn 1h$9.1M
Fees for servicesLn 2g$473K
Other incomeLn 4–11$138K
Money outPt IX
$11.3M
Ln 25
Programscol B$9.1M
Managementcol C$1.5M
Fundraisingcol D$640K
Owns and owesPt X
$6.6M
net assets · Ln 32
Cash and savingsLn 1–2$3.6M
Total assetsLn 16$9.8M
LiabilitiesLn 26$3.3M
PeoplePt VI, VII
24
listed · VII A
PaidVII A5
Voting boardVI 1a19
IndependentVI 1b19
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$9.1M
Government grantsLn 1e$6.9M
Noncash giftsLn 1g$41K
Fundraising eventsLn 1c$279K
Fees for servicesLn 2g$473K
Investment incomeLn 3$80K
Other incomeLn 4–11$138K
Gains on assetsLn 7−$54K
Total revenueLn 12$9.8M
Assets in detailPt X, end of year
CashLn 1$3.6M
Cash and savings togetherLn 1–2$3.6M
InvestmentsLn 11–13$2.0M
Land, buildings, equipmentLn 10c$943K
Other assetsLn 15$2.1M
Total assetsLn 16$9.8M
LiabilitiesLn 26$3.3M
Net assetsLn 32$6.6M
OperationsPt I, VI
EmployeesI 50
VolunteersI 63,000
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3More from this return
Abroad and in kindSch F, M
Noncash gifts receivedSch M Pt I$41K
EndowmentSch D · Pt V
LineFY23FY22FY21FY20FY19
End of yearLn 1g$2.0M$1.7M$2.1M$1.9M$1.8M
Given inLn 1b$59K$49K
SpentLn 1d–1f$84K$83K$77K$73K$69K
4Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$5.1M$3.6M
InvestmentsLn 11–13$1.7M$2.0M
Land, buildings, equipmentLn 10c$1.1M$943K
Total assetsLn 16$11.7M$9.8M
LiabilitiesLn 26$3.9M$3.3M
Net assetsLn 32$7.8M$6.6M
5Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$672K$524K$96K$52K
Other salaries and wagesLn 7$4.7M$3.7M$689K$375K
Other employee benefitsLn 9$854K$735K$76K$43K
Payroll taxesLn 10$503K$394K$73K$35K
Lobbying feesLn 11d$61K$61K
Other fees for servicesLn 11g$342K$89K$221K$32K
Advertising and promotionLn 12$46K$9K$14K$22K
Office expensesLn 13$92K$51K$36K$5K
OccupancyLn 16$194K$173K$21K
Conferences, conventions and meetingsLn 19$21K$10K$8K$3K
Depreciation, depletion and amortizationLn 22$220K$125K$90K$6K
Other expenses (24a–d)Ln 24$3.3M$3.2M$83K$48K
All other expensesLn 24e$242K$145K$80K$17K
Total functional expensesLn 25$11.3M$9.1M$1.5M$640K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $10.4M$8.4M$1.9M$13.9M 990 PDF
FY2024Filed with the IRS Nov 14, 2025 $19.0M$13.9M$5.1M$11.9M 990 PDF
FY2023 ViewingFiled with the IRS Nov 15, 2024 $9.8M$11.3M−$1.4M$6.6M 990 PDF
FY2022 $14.5M$11.7M$2.8M$7.8M 990 PDF
FY2021Filed with the IRS Nov 14, 2022 $9.4M$9.5M−$90K$5.6M 990 PDF
FY2020Filed with the IRS Nov 15, 2021 $9.3M$8.3M$1.0M$5.6M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support M · Noncash J · Pay O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $9,833,155 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $13,141,964$9,141,776
I-9 Program service revenuePrior year $914,471$473,338
I-10 Investment incomePrior year $293,075$80,067
I-11 Other revenuePrior year $109,828$137,974
I-12 Total revenuePrior year $14,459,338$9,833,155
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $6,793,802$6,764,704
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $4,896,993$4,508,897
I-18 Total expensesPrior year $11,690,795$11,273,601
I-19 Revenue less expensesPrior year $2,768,543−$1,440,446
Part VI · Governance 19 of 19 board members independent, no flags
VI-1a Voting members of the governing body19
VI-1b Independent voting members19
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $9,833,155 across 11 lines filed
VIII-1c Fundraising events$279,079
VIII-1e Government grants$6,901,543
VIII-1f All other contributions, gifts and grants$1,961,154
VIII-1g Noncash contributions (included above)$41,179
VIII-1h Total contributions, gifts and grants$9,141,776
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Unrelated business $473,338$473,338
VIII-3 Investment incomeExcluded from tax $134,557$134,557
VIII-7 Net gain or loss on sales of assetsExcluded from tax −$54,490−$54,490
VIII-8 Net income from fundraising eventsExcluded from tax $14,006$14,006
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $123,968$123,968
VIII-12 Total revenueRelated to mission $123,968 · Unrelated business $473,338 · Excluded from tax $94,073$9,833,155
Part IX · Statement of functional expenses $11,273,601 across 13 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $523,904 · Management $96,088 · Fundraising $52,413$672,405
IX-7 Other salaries and wagesPrograms $3,670,993 · Management $688,583 · Fundraising $375,183$4,734,759
IX-9 Other employee benefitsPrograms $735,409 · Management $75,956 · Fundraising $43,023$854,388
IX-10 Payroll taxesPrograms $394,391 · Management $73,327 · Fundraising $35,434$503,152
IX-11d Lobbying feesManagement $61,250$61,250
IX-11g Other fees for servicesPrograms $88,662 · Management $221,142 · Fundraising $31,937$341,741
IX-12 Advertising and promotionPrograms $9,387 · Management $14,234 · Fundraising $22,151$45,772
IX-13 Office expensesPrograms $50,637 · Management $36,306 · Fundraising $5,276$92,219
IX-16 OccupancyPrograms $172,991 · Management $21,435$194,426
IX-19 Conferences, conventions and meetingsPrograms $10,461 · Management $7,908 · Fundraising $3,035$21,404
IX-22 Depreciation, depletion and amortizationPrograms $124,971 · Management $89,547 · Fundraising $5,748$220,266
IX-24 Other expenses (24a–d)Programs $3,157,864 · Management $83,247 · Fundraising $48,369$3,289,480
IX-24e All other expensesPrograms $145,074 · Management $79,774 · Fundraising $17,491$242,339
IX-25 Total functional expensesPrograms $9,084,744 · Management $1,548,797 · Fundraising $640,060$11,273,601
Part X · Balance sheet $9,848,882 assets, 16 lines filed
Asset lines not itemized here account for $444,850; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $5,065,839$3,562,795
X-3 Pledges and grants receivableStart of year $1,002,298$590,455
X-4 Accounts receivableStart of year $61,559$47,331
X-8 Inventories for sale or useStart of year $195,112$144,511
X-9 Prepaid expenses and deferred chargesStart of year $53,873$99,584
X-10c Land, buildings and equipment, netStart of year $1,107,709$942,754
X-11 Publicly traded securitiesStart of year $1,738,562$1,961,854
X-15 Other assetsStart of year $1,959,264$2,054,748
X-16 Total assetsStart of year $11,653,065$9,848,882
X-17 Accounts payable and accrued expensesStart of year $872,089$675,886
X-25 Other liabilitiesStart of year $2,440,077$2,053,605
X-26 Total liabilitiesStart of year $3,880,946$3,274,254
X-27 Net assets without donor restrictionsStart of year $2,481,288$3,220,557
X-28 Net assets with donor restrictionsStart of year $5,290,831$3,354,071
X-32 Total net assets or fund balancesStart of year $7,772,119$6,574,628
X-33 Total liabilities and net assetsStart of year $11,653,065$9,848,882
Part XI · Reconciliation of net assets $6,574,628 net assets at year end
XI-1 Total revenue$9,833,155
XI-2 Total expenses$11,273,601
XI-3 Revenue less expenses−$1,440,446
XI-4 Net assets at start of year$7,772,119
XI-5 Net unrealized gains (losses) on investments$242,955
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$6,574,628

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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