People Working Cooperatively performs critical home repairs and services so that low-income homeowners can remain in their homes living independently and healthier in a safe, sound environment.

501(c)(3) charity; gifts are tax-deductible.
78¢ of each $1 spent went to programs.
$794K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $1.5M a year · 13% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
78%
of spending
Looks good: 78% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$794K
to officers and key staff · 10% of spending
Looks good: pay to officers and key staff is 10% of spending; 15% or less.
Pt VII · Sec A
3 mo
of spending, in cash
Looks good: 3.4 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $25K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$2.4M
30% of total assets
Looks good: liabilities are 30% of assets; 50% or less.
Pt X · Ln 26
Independent board members
19
of 19 voting members
Looks good: 19 of 19 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$9.3M
Spent
$8.3M
To programs
78%
Net assets
$5.6M
By yearFY2020–FY2025
Revenue
$9.3M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$9.3M
FY2021$9.4M
FY2022$14.5M
FY2023$9.8M
FY2024$19.0M
FY2025$10.4M
Expenses
$8.3M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$8.3M
FY2021$9.5M
FY2022$11.7M
FY2023$11.3M
FY2024$13.9M
FY2025$8.4M
Net assets
$5.6M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$5.6M
FY2021$5.6M
FY2022$7.8M
FY2023$6.6M
FY2024$11.9M
FY2025$13.9M

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 1976.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

78 cents of each dollar spent went to programs.

Program services 78% · $6.4M Management & general 17% · $1.4M Fundraising 5% · $376K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

25 people listed on the 990; $794K paid to officers and key staff.

Part VII, Section A · reportable compensation
President/CEO
$203,194Pt VII · Sec A
VP Operations
$145,133Pt VII · Sec A
Dir. of Corp. Partnerships
$117,652Pt VII · Sec A
VP Development
$114,826Pt VII · Sec A
Dir. of Admin
$110,739Pt VII · Sec A
Dir. of Operations
$102,503Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Nina Creech’s $226K as Executive VP is at the 53rd percentile of top reported officer pay among 677 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2023FY2022FY2021FY2020
Jock Pitts$218,922$429,640$220,263$203,194
Nina Creech$226,452$146,456$140,537$145,133
Chris Owens$196,952$116,183$108,916$114,826
Diana Adams$195,963$112,316$108,910$110,739
Ron Henlein—$117,829$116,071$117,652
Brian Weichert$104,399$100,810—$102,503

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides major home repairs, weather conservation, and accessibility modifications for low-income homeowners.

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Provided by the organization

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3 programs · $6.4M · in their own filed words · FY2020
01

Weatherization Programs

Energy conservation services-weatherization, furnace cleaning, tuning and replacement.

$3.5Mprogram expense
02

Home Repair Programs

Major home repair-including essential repairs to roof, electrical systems, plumbing for low income homeowners.

$2.5Mprogram expense
03

Volunteer Services

Provide home maintenance as well as home repairs.

$496Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$25K

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$9.3M
Ln 12
Gifts and grantsLn 1h$8.5M
Fees for servicesLn 2g$629K
Investment incomeLn 3$105K
Money outPt IX
$8.3M
Ln 25
Programscol B$6.4M
Managementcol C$1.4M
Fundraisingcol D$376K
Owns and owesPt X
$5.6M
net assets · Ln 32
Cash and savingsLn 1–2$2.3M
Total assetsLn 16$8.0M
LiabilitiesLn 26$2.4M
PeoplePt VI, VII
25
listed · VII A
PaidVII A6
Voting boardVI 1a19
IndependentVI 1b19
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$8.5M
Government grantsLn 1e$6.8M
Fundraising eventsLn 1c$262K
Fees for servicesLn 2g$629K
Investment incomeLn 3$105K
Other incomeLn 4–11$39K
Gains on assetsLn 7$69K
Total revenueLn 12$9.3M
Assets in detailPt X, end of year
CashLn 1$2.3M
Cash and savings togetherLn 1–2$2.3M
InvestmentsLn 11–13$1.9M
Land, buildings, equipmentLn 10c$1.1M
Other assetsLn 15$1.4M
Total assetsLn 16$8.0M
LiabilitiesLn 26$2.4M
Net assetsLn 32$5.6M
OperationsPt I, VI
EmployeesI 50
VolunteersI 63,000
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$1.4M$2.3M
InvestmentsLn 11–13$1.8M$1.9M
Land, buildings, equipmentLn 10c$1.7M$1.1M
Total assetsLn 16$7.5M$8.0M
LiabilitiesLn 26$3.0M$2.4M
Net assetsLn 32$4.5M$5.6M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$634K$488K$105K$40K
Other salaries and wagesLn 7$3.9M$3.0M$651K$251K
Other employee benefitsLn 9$700K$566K$101K$33K
Payroll taxesLn 10$352K$267K$61K$24K
Lobbying feesLn 11d$64K$64K
Other fees for servicesLn 11g$249K$36K$208K$4K
Advertising and promotionLn 12$53K$19K$30K$4K
Office expensesLn 13$249K$140K$105K$4K
OccupancyLn 16$172K$153K$16K$4K
Conferences, conventions and meetingsLn 19$7K$3K$3K$608
Depreciation, depletion and amortizationLn 22$52K$38K$13K$1K
Other expenses (24a–d)Ln 24$1.7M$1.7M$17K$60
All other expensesLn 24e$136K$60K$66K$10K
Total functional expensesLn 25$8.3M$6.4M$1.4M$376K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $10.4M$8.4M$1.9M$13.9M 990 PDF
FY2024 $19.0M$13.9M$5.1M$11.9M 990 PDF
FY2023 $9.8M$11.3M−$1.4M$6.6M 990 PDF
FY2022 $14.5M$11.7M$2.8M$7.8M 990 PDF
FY2021 $9.4M$9.5M−$90K$5.6M 990 PDF
FY2020 Viewing $9.3M$8.3M$1.0M$5.6M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $9,269,946 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $6,617,690$8,497,047
I-9 Program service revenuePrior year $768,029$629,077
I-10 Investment incomePrior year $90,512$104,636
I-11 Other revenuePrior year $114,453$39,186
I-12 Total revenuePrior year $7,590,684$9,269,946
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $4,868,834$5,549,014
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $2,959,402$2,706,278
I-18 Total expensesPrior year $7,828,236$8,255,292
I-19 Revenue less expensesPrior year −$237,552$1,014,654
Part VI · Governance 19 of 19 board members independent, no flags
VI-1a Voting members of the governing body19
VI-1b Independent voting members19
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $9,269,946 across 10 lines filed
VIII-1c Fundraising events$261,786
VIII-1e Government grants$6,846,391
VIII-1f All other contributions, gifts and grants$1,388,870
VIII-1h Total contributions, gifts and grants$8,497,047
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Unrelated business $629,077$629,077
VIII-3 Investment incomeExcluded from tax $35,307$35,307
VIII-7 Net gain or loss on sales of assetsExcluded from tax $69,329$69,329
VIII-8 Net income from fundraising eventsExcluded from tax −$41,855−$41,855
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $81,041$81,041
VIII-12 Total revenueRelated to mission $0 · Unrelated business $629,077 · Excluded from tax $143,822$9,269,946
Part IX · Statement of functional expenses $8,255,292 across 13 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $488,227 · Management $105,325 · Fundraising $40,123$633,675
IX-7 Other salaries and wagesPrograms $2,961,626 · Management $651,028 · Fundraising $251,018$3,863,672
IX-9 Other employee benefitsPrograms $565,598 · Management $100,944 · Fundraising $33,219$699,761
IX-10 Payroll taxesPrograms $266,742 · Management $61,032 · Fundraising $24,132$351,906
IX-11d Lobbying feesManagement $63,500$63,500
IX-11g Other fees for servicesPrograms $36,400 · Management $208,071 · Fundraising $4,122$248,593
IX-12 Advertising and promotionPrograms $18,757 · Management $29,943 · Fundraising $4,345$53,045
IX-13 Office expensesPrograms $139,522 · Management $105,360 · Fundraising $3,740$248,622
IX-16 OccupancyPrograms $152,600 · Management $15,576 · Fundraising $3,572$171,748
IX-19 Conferences, conventions and meetingsPrograms $3,315 · Management $2,677 · Fundraising $608$6,600
IX-22 Depreciation, depletion and amortizationPrograms $37,526 · Management $12,828 · Fundraising $1,324$51,678
IX-24 Other expenses (24a–d)Programs $1,709,870 · Management $17,058 · Fundraising $60$1,726,988
IX-24e All other expensesPrograms $60,096 · Management $65,716 · Fundraising $9,692$135,504
IX-25 Total functional expensesPrograms $6,440,279 · Management $1,439,058 · Fundraising $375,955$8,255,292
Part X · Balance sheet $7,971,122 assets, 16 lines filed
Asset lines not itemized here account for $551,560; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $1,411,044$2,307,774
X-3 Pledges and grants receivableStart of year $139,833$221,345
X-4 Accounts receivableStart of year $221,648$210,758
X-8 Inventories for sale or useStart of year $144,625$170,639
X-9 Prepaid expenses and deferred chargesStart of year $219,416$91,581
X-10c Land, buildings and equipment, netStart of year $1,722,938$1,088,823
X-11 Publicly traded securitiesStart of year $1,785,015$1,934,663
X-15 Other assetsStart of year $1,228,158$1,393,979
X-16 Total assetsStart of year $7,490,533$7,971,122
X-17 Accounts payable and accrued expensesStart of year $904,271$1,131,590
X-25 Other liabilitiesStart of year $1,398,157$596,898
X-26 Total liabilitiesStart of year $3,020,047$2,376,264
X-27 Net assets without donor restrictionsStart of year $3,051,343$4,189,631
X-28 Net assets with donor restrictionsStart of year $1,419,143$1,405,227
X-32 Total net assets or fund balancesStart of year $4,470,486$5,594,858
X-33 Total liabilities and net assetsStart of year $7,490,533$7,971,122
Part XI · Reconciliation of net assets $5,594,858 net assets at year end
XI-1 Total revenue$9,269,946
XI-2 Total expenses$8,255,292
XI-3 Revenue less expenses$1,014,654
XI-4 Net assets at start of year$4,470,486
XI-5 Net unrealized gains (losses) on investments$109,718
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$5,594,858

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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