People Working Cooperatively INC FY2021 filing

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People Working Cooperatively performs critical home repairs and services so that low-income homeowners can remain in their homes living independently and healthier in a safe, sound environment.

501(c)(3) charity; gifts are tax-deductible.
83¢ of each $1 spent went to programs.
$695K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $1.5M a year · 13% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
83%
of spending
Looks good: 83% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$695K
to officers and key staff · 7% of spending
Looks good: pay to officers and key staff is 7% of spending; 15% or less.
Pt VII · Sec A
1 mo
of spending, in cash
Plus $2.1M in investments, Pt X · Ln 11–13
Fine: 1.2 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $25K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$2.8M
33% of total assets
Looks good: liabilities are 33% of assets; 50% or less.
Pt X · Ln 26
Independent board members
19
of 19 voting members
Looks good: 19 of 19 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$9.4M
+1% vs prior year
Spent
$9.5M
To programs
83%
Net assets
$5.6M
By yearFY2020–FY2025
Revenue
$9.4M
FY2021▲ +1%
Tap a bar for its year
Revenue by fiscal year
FY2020$9.3M
FY2021$9.4M
FY2022$14.5M
FY2023$9.8M
FY2024$19.0M
FY2025$10.4M
Expenses
$9.5M
FY2021▲ +15%
Tap a bar for its year
Expenses by fiscal year
FY2020$8.3M
FY2021$9.5M
FY2022$11.7M
FY2023$11.3M
FY2024$13.9M
FY2025$8.4M
Net assets
$5.6M
FY2021+0.4%
Tap a bar for its year
Net assets by fiscal year
FY2020$5.6M
FY2021$5.6M
FY2022$7.8M
FY2023$6.6M
FY2024$11.9M
FY2025$13.9M

From the FY2021 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 1976.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

83 cents of each dollar spent went to programs.

Program services 83% · $7.9M Management & general 13% · $1.2M Fundraising 4% · $387K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

24 people listed on the 990; $695K paid to officers and key staff.

Part VII, Section A · reportable compensation
President/CEO
$220,263Pt VII · Sec A
VP Operations
$140,537Pt VII · Sec A
Dir. of Corp. Partnerships
$116,071Pt VII · Sec A
VP Development
$108,916Pt VII · Sec A
Dir. of Admin Services
$108,910Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Nina Creech’s $226K as Executive VP is at the 53rd percentile of top reported officer pay among 677 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2023FY2022FY2021FY2020
Jock Pitts$218,922$429,640$220,263$203,194
Nina Creech$226,452$146,456$140,537$145,133
Chris Owens$196,952$116,183$108,916$114,826
Diana Adams$195,963$112,316$108,910$110,739
Ron Henlein—$117,829$116,071$117,652
Brian Weichert$104,399$100,810—$102,503

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides major home repairs, weather conservation, and accessibility modifications for low-income homeowners.

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3 programs · $7.9M · in their own filed words · FY2021
01

Weatherization Programs

Energy conservation services-weatherization, furnace cleaning, tuning and replacement.

$4.0Mprogram expense
02

Home Repair Programs

Major home repair-including essential repairs to roof, electrical systems, plumbing for low income homeowners.

$2.8Mprogram expense
03

Volunteer Services

Provide home maintenance as well as home repairs.

$1.0Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$25K

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs
Year ending Dec 2024 · $5.8M federal money spent
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 2 more$2.0M
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio$1.8M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio$1.6M
Evidence-Based Falls Prevention Programs Financed Solely by Prevention and Public Health Funds (pphf)Department of Health and Human Services · ALN 93.761 · Through State of Ohio$177K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$128K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Dec 2023 · $5.4M federal money spent
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 2 more$3.0M
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio$1.6M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio$671K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$73K
Evidence-Based Falls Prevention Programs Financed Solely by Prevention and Public Health Funds (pphf)Department of Health and Human Services · ALN 93.761 · Through State of Ohio$64K

The auditor reported 3 findings: a weakness in money controls.

Year ending Dec 2022 · $5.8M federal money spent
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio and 1 more$2.5M
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 1 more$1.8M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio and 1 more$714K
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$376K
Coronavirus State and Local Fiscal Recovery FundsDepartment of the Treasury · ALN 21.027 · Through United Way of Greater Cincinnati$250K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Dec 2021 · $4.6M federal money spent
Low-Income Home Energy AssistanceDepartment of Health and Human Services · ALN 93.568 · Through State of Ohio and 1 more$1.5M
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Cincinnati and 1 more$1.5M
Weatherization Assistance for Low-Income PersonsDepartment of Energy · ALN 81.042 · Through State of Ohio and 1 more$1.3M
Lead Hazard Reduction Demonstration Grant ProgramDepartment of Housing and Urban Development · ALN 14.905 · Through City of Cincinnati$231K
Healthy Homes Demonstration GrantsDepartment of Housing and Urban Development · ALN 14.901 · Direct$38K

The auditor reported no findings.

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$9.4M
Ln 12
Gifts and grantsLn 1h$8.3M
Fees for servicesLn 2g$961K
Investment incomeLn 3$150K
Money outPt IX
$9.5M
Ln 25
Programscol B$7.9M
Managementcol C$1.2M
Fundraisingcol D$387K
Owns and owesPt X
$5.6M
net assets · Ln 32
Cash and savingsLn 1–2$966K
Total assetsLn 16$8.4M
LiabilitiesLn 26$2.8M
PeoplePt VI, VII
24
listed · VII A
PaidVII A5
Voting boardVI 1a19
IndependentVI 1b19
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$8.3M
Government grantsLn 1e$6.4M
Noncash giftsLn 1g$24K
Fees for servicesLn 2g$961K
Investment incomeLn 3$150K
Other incomeLn 4–11$18K
Gains on assetsLn 7$103K
Total revenueLn 12$9.4M
Assets in detailPt X, end of year
CashLn 1$966K
Cash and savings togetherLn 1–2$966K
Pledges and grants receivableLn 3$1.6M
Accounts receivableLn 4$127K
Notes and loans receivableLn 7$503K
Inventories for sale or useLn 8$176K
Prepaid expenses and deferred chargesLn 9$151K
Land, buildings, equipmentLn 10c$999K
InvestmentsLn 11–13$2.1M
Other assetsLn 15$1.7M
Total assetsLn 16$8.4M
LiabilitiesLn 26$2.8M
Net assetsLn 32$5.6M
OperationsPt I, VI
EmployeesI 50
VolunteersI 63,000
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3More from this return
EndowmentSch D · Pt V
LineFY21FY20FY19FY18FY17
End of yearLn 1g$2.1M$1.9M$1.8M$1.5M$1.6M
Given inLn 1b$49K$12K$35K
SpentLn 1d–1f$77K$73K$69K$67K$118K
4Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$2.3M$966K
InvestmentsLn 11–13$1.9M$2.1M
Land, buildings, equipmentLn 10c$1.1M$999K
Total assetsLn 16$8.0M$8.4M
LiabilitiesLn 26$2.4M$2.8M
Net assetsLn 32$5.6M$5.6M
5Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$650K$524K$87K$39K
Other salaries and wagesLn 7$3.9M$3.2M$534K$244K
Other employee benefitsLn 9$753K$626K$89K$38K
Payroll taxesLn 10$374K$309K$42K$23K
Lobbying feesLn 11d$63K$63K
Other fees for servicesLn 11g$256K$47K$198K$12K
Advertising and promotionLn 12$46K$20K$17K$10K
Office expensesLn 13$109K$63K$44K$2K
OccupancyLn 16$180K$160K$16K$4K
Conferences, conventions and meetingsLn 19$15K$5K$8K$2K
Depreciation, depletion and amortizationLn 22$161K$114K$43K$4K
Other expenses (24a–d)Ln 24$2.8M$2.8M$18K$824
All other expensesLn 24e$141K$69K$62K$9K
Total functional expensesLn 25$9.5M$7.9M$1.2M$387K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 LatestFiled with the IRS May 14, 2026 $10.4M$8.4M$1.9M$13.9M 990 PDF
FY2024Filed with the IRS Nov 14, 2025 $19.0M$13.9M$5.1M$11.9M 990 PDF
FY2023Filed with the IRS Nov 15, 2024 $9.8M$11.3M−$1.4M$6.6M 990 PDF
FY2022 $14.5M$11.7M$2.8M$7.8M 990 PDF
FY2021 ViewingFiled with the IRS Nov 14, 2022 $9.4M$9.5M−$90K$5.6M 990 PDF
FY2020Filed with the IRS Nov 15, 2021 $9.3M$8.3M$1.0M$5.6M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2021 990 (6 parts)
Part I · Summary $9,385,088 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $8,497,047$8,256,505
I-9 Program service revenuePrior year $629,077$961,096
I-10 Investment incomePrior year $104,636$149,834
I-11 Other revenuePrior year $39,186$17,653
I-12 Total revenuePrior year $9,269,946$9,385,088
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $5,549,014$5,717,212
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $2,706,278$3,757,414
I-18 Total expensesPrior year $8,255,292$9,474,626
I-19 Revenue less expensesPrior year $1,014,654−$89,538
Part VI · Governance 19 of 19 board members independent, no flags
VI-1a Voting members of the governing body19
VI-1b Independent voting members19
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $9,385,088 across 10 lines filed
VIII-1a Federated campaigns$77,092
VIII-1e Government grants$6,419,935
VIII-1f All other contributions, gifts and grants$1,759,478
VIII-1g Noncash contributions (included above)$24,159
VIII-1h Total contributions, gifts and grants$8,256,505
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Unrelated business $961,096$961,096
VIII-3 Investment incomeExcluded from tax $46,783$46,783
VIII-7 Net gain or loss on sales of assetsExcluded from tax $103,051$103,051
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $17,653$17,653
VIII-12 Total revenueRelated to mission $17,653 · Unrelated business $961,096 · Excluded from tax $149,834$9,385,088
Part IX · Statement of functional expenses $9,474,626 across 13 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $524,084 · Management $87,003 · Fundraising $39,352$650,439
IX-7 Other salaries and wagesPrograms $3,161,616 · Management $534,430 · Fundraising $243,510$3,939,556
IX-9 Other employee benefitsPrograms $626,076 · Management $89,196 · Fundraising $37,602$752,874
IX-10 Payroll taxesPrograms $309,379 · Management $41,767 · Fundraising $23,197$374,343
IX-11d Lobbying feesManagement $63,000$63,000
IX-11g Other fees for servicesPrograms $46,741 · Management $197,771 · Fundraising $11,937$256,449
IX-12 Advertising and promotionPrograms $19,776 · Management $16,917 · Fundraising $9,803$46,496
IX-13 Office expensesPrograms $62,730 · Management $44,272 · Fundraising $1,892$108,894
IX-16 OccupancyPrograms $160,425 · Management $15,945 · Fundraising $3,705$180,075
IX-19 Conferences, conventions and meetingsPrograms $4,956 · Management $7,993 · Fundraising $2,308$15,257
IX-22 Depreciation, depletion and amortizationPrograms $113,630 · Management $43,434 · Fundraising $4,011$161,075
IX-24 Other expenses (24a–d)Programs $2,767,040 · Management $17,543 · Fundraising $824$2,785,407
IX-24e All other expensesPrograms $68,988 · Management $62,449 · Fundraising $9,324$140,761
IX-25 Total functional expensesPrograms $7,865,441 · Management $1,221,720 · Fundraising $387,465$9,474,626
Part X · Balance sheet $8,365,996 assets, 18 lines filed
X-1 Cash, non-interest-bearingStart of year $2,307,774$965,850
X-3 Pledges and grants receivableStart of year $221,345$1,578,568
X-4 Accounts receivableStart of year $210,758$126,838
X-7 Notes and loans receivableStart of year $551,560$503,372
X-8 Inventories for sale or useStart of year $170,639$176,097
X-9 Prepaid expenses and deferred chargesStart of year $91,581$151,151
X-10c Land, buildings and equipment, netStart of year $1,088,823$999,170
X-11 Publicly traded securitiesStart of year $1,934,663$2,127,515
X-15 Other assetsStart of year $1,393,979$1,737,435
X-16 Total assetsStart of year $7,971,122$8,365,996
X-17 Accounts payable and accrued expensesStart of year $1,131,590$1,118,736
X-23 Secured mortgages and notes payableStart of year $647,776$603,303
X-25 Other liabilitiesStart of year $596,898$1,028,975
X-26 Total liabilitiesStart of year $2,376,264$2,751,014
X-27 Net assets without donor restrictionsStart of year $4,189,631$3,741,830
X-28 Net assets with donor restrictionsStart of year $1,405,227$1,873,152
X-32 Total net assets or fund balancesStart of year $5,594,858$5,614,982
X-33 Total liabilities and net assetsStart of year $7,971,122$8,365,996
Part XI · Reconciliation of net assets $5,614,982 net assets at year end
XI-1 Total revenue$9,385,088
XI-2 Total expenses$9,474,626
XI-3 Revenue less expenses−$89,538
XI-4 Net assets at start of year$5,594,858
XI-5 Net unrealized gains (losses) on investments$109,662
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$5,614,982

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

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