Ruth Harbor provides a home for young women where they can reside or come for specific programs to help them through troubled times.

501(c)(3) charity; gifts are tax-deductible.
63¢ of each $1 spent went to programs.
Run by 170 volunteers and 18 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 5
filings with a surplus
Average surplus $45K a year · 6% of revenue · last 5 filings
Worth a look: a surplus in 3 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
63%
of spending
Worth a look: 63% of spending went to programs; under 65%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$84K
to officers and key staff · 11% of spending
Looks good: pay to officers and key staff is 11% of spending; 15% or less.
Pt VII · Sec A
4 mo
of spending, in cash
Plus $451K in investments, Pt X · Ln 11–13
Looks good: 4.2 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $2K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$0
0% of total assets
Looks good: liabilities are 0% of assets; 50% or less.
Pt X · Ln 26
Independent board members
9
of 9 voting members
Looks good: 9 of 9 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$770K
-6% vs prior year
Spent
$727K
To programs
63%
Net assets
$1.5M
By yearFY2020–FY2024
Revenue
$770K
FY2024▼ -6%
Tap a bar for its year
Revenue by fiscal year
FY2020$454K
FY2021$836K
FY2022$704K
FY2023$816K
FY2024$770K
Expenses
$727K
FY2024▼ -1%
Tap a bar for its year
Expenses by fiscal year
FY2020$535K
FY2021$564K
FY2022$792K
FY2023$738K
FY2024$727K
Net assets
$1.5M
FY2024▲ +3%
Tap a bar for its year
Net assets by fiscal year
FY2020$1.3M
FY2021$1.5M
FY2022$1.3M
FY2023$1.4M
FY2024$1.5M

From the FY2024 Form 990 · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jun 1997.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

63 cents of each dollar spent went to programs.

Program services 63% · $462K Management & general 27% · $199K Fundraising 9% · $66K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

10 people listed on the 990; $84K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Director
$83,500Pt VII · Sec A
President
$0Pt VII · Sec A
Vice-President
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Chris Eller’s $84K as Executive Director is at the 74th percentile of top reported officer pay among 851 $100K–1M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Mark McDougal——$91,700$93,150$82,500
Chris Eller$83,500$79,000$46,083——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Ruth Harbor executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2Yes
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Offers young women a safe home and programs during difficult times.

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Provided by the organization

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1 program · $462K · in their own filed words · FY2024
01

To provide a safe place where women can reside or come for specific programs to help them through troubled times. Beginning in 2015, new mother's with their children can reside in the home.

$462Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$2K
Grants paid · 1 grant · $10K · 2021–2021
Real Life MinistriesFY2021$10,000

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$770K
Ln 12
Gifts and grantsLn 1h$801K
Investment incomeLn 3$20K
Money outPt IX
$727K
Ln 25
Programscol B$462K
Managementcol C$199K
Fundraisingcol D$66K
Owns and owesPt X
$1.5M
net assets · Ln 32
Cash and savingsLn 1–2$253K
Total assetsLn 16$1.5M
LiabilitiesLn 26$0
PeoplePt VI, VII
10
listed · VII A
PaidVII A1
Voting boardVI 1a9
IndependentVI 1b9
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$801K
Fundraising eventsLn 1c$284K
Investment incomeLn 3$20K
Total revenueLn 12$770K
Assets in detailPt X, end of year
CashLn 1$218K
SavingsLn 2$36K
Cash and savings togetherLn 1–2$253K
InvestmentsLn 11–13$451K
Land, buildings, equipmentLn 10c$787K
Total assetsLn 16$1.5M
LiabilitiesLn 26$0
Net assetsLn 32$1.5M
OperationsPt I, VI
EmployeesI 518
VolunteersI 6170
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$239K$253K
InvestmentsLn 11–13$429K$451K
Land, buildings, equipmentLn 10c$774K$787K
Total assetsLn 16$1.4M$1.5M
LiabilitiesLn 26$0$0
Net assetsLn 32$1.4M$1.5M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$37K$37K
Pay of current officers, directors and key staffLn 5$84K$52K$19K$13K
Other salaries and wagesLn 7$292K$181K$67K$44K
Other employee benefitsLn 9$3K$2K$1K$689
Payroll taxesLn 10$29K$19K$6K$4K
Accounting feesLn 11c$9K$9K
Investment management feesLn 11f$2K$2K
Advertising and promotionLn 12$22K$3K$18K$2K
Office expensesLn 13$12K$2K$8K$2K
Information technologyLn 14$15K$12K$1K$1K
OccupancyLn 16$30K$24K$6K
Depreciation, depletion and amortizationLn 22$43K$35K$9K
InsuranceLn 23$22K$22K
Other expenses (24a–d)Ln 24$110K$80K$29K
All other expensesLn 24e$17K$17K
Total functional expensesLn 25$727K$462K$199K$66K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest Viewing $770K$727K$43K$1.5M 990 PDF
FY2023 $816K$738K$78K$1.4M 990 PDF
FY2022 $704K$792K−$88K$1.3M 990 PDF
FY2021 $836K$564K$272K$1.5M 990 PDF
FY2020 $454K$535K−$81K$1.3M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2024 990 (6 parts)
Part I · Summary $770,050 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $845,036$800,503
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $14,867$19,588
I-11 Other revenuePrior year −$43,537−$50,041
I-12 Total revenuePrior year $816,366$770,050
I-13 Grants and similar amounts paidPrior year $50,737$36,708
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $414,373$407,916
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $273,098$282,802
I-18 Total expensesPrior year $738,208$727,426
I-19 Revenue less expensesPrior year $78,158$42,624
Part VI · Governance 9 of 9 board members independent, 1 to look at
VI-1a Voting members of the governing body9
VI-1b Independent voting members9
VI-2 Family or business relationship among officers or directorsYes
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $770,050 across 6 lines filed
VIII-1c Fundraising events$283,940
VIII-1f All other contributions, gifts and grants$516,563
VIII-1h Total contributions, gifts and grants$800,503
VIII-3 Investment incomeExcluded from tax $19,588$19,588
VIII-8 Net income from fundraising eventsExcluded from tax −$50,041−$50,041
VIII-12 Total revenueRelated to mission $0 · Unrelated business $0 · Excluded from tax −$30,453$770,050
Part IX · Statement of functional expenses $727,426 across 15 lines filed
IX-2 Grants to domestic individualsPrograms $36,708$36,708
IX-5 Pay of current officers, directors and key staffPrograms $51,770 · Management $19,205 · Fundraising $12,525$83,500
IX-7 Other salaries and wagesPrograms $180,910 · Management $67,112 · Fundraising $43,769$291,791
IX-9 Other employee benefitsPrograms $1,564 · Management $1,056 · Fundraising $689$3,309
IX-10 Payroll taxesPrograms $18,662 · Management $6,447 · Fundraising $4,207$29,316
IX-11c Accounting feesManagement $9,347$9,347
IX-11f Investment management feesManagement $2,359$2,359
IX-12 Advertising and promotionPrograms $2,936 · Management $17,552 · Fundraising $1,957$22,445
IX-13 Office expensesPrograms $1,824 · Management $8,229 · Fundraising $1,823$11,876
IX-14 Information technologyPrograms $11,926 · Management $1,491 · Fundraising $1,490$14,907
IX-16 OccupancyPrograms $23,967 · Management $5,992$29,959
IX-22 Depreciation, depletion and amortizationPrograms $34,598 · Management $8,649$43,247
IX-23 InsuranceManagement $22,117$22,117
IX-24 Other expenses (24a–d)Programs $80,282 · Management $29,495$109,777
IX-24e All other expensesPrograms $16,768$16,768
IX-25 Total functional expensesPrograms $461,915 · Management $199,051 · Fundraising $66,460$727,426
Part X · Balance sheet $1,490,963 assets, 10 lines filed
X-1 Cash, non-interest-bearingStart of year $215,649$217,661
X-2 Savings and temporary cash investmentsStart of year $23,293$35,541
X-10c Land, buildings and equipment, netStart of year $774,413$786,564
X-11 Publicly traded securitiesStart of year $429,144$451,197
X-16 Total assetsStart of year $1,442,499$1,490,963
X-26 Total liabilitiesStart of year $0$0
X-27 Net assets without donor restrictionsStart of year $1,416,193$1,442,281
X-28 Net assets with donor restrictionsStart of year $26,306$48,682
X-32 Total net assets or fund balancesStart of year $1,442,499$1,490,963
X-33 Total liabilities and net assetsStart of year $1,442,499$1,490,963
Part XI · Reconciliation of net assets $1,490,963 net assets at year end
XI-1 Total revenue$770,050
XI-2 Total expenses$727,426
XI-3 Revenue less expenses$42,624
XI-4 Net assets at start of year$1,442,499
XI-5 Net unrealized gains (losses) on investments$5,840
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$1,490,963

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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