Ruth Harbor FY2022 filing

Des Moines, IA · Public charity (501(c)(3)) · Housing

✓ Tax-deductible Latest data FY2022
Revenue
$704K
▼ -16% vs prior year
Spent
$792K
To programs
59%
Net assets
$1.3M
You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2024) →

Form 990 for the fiscal year ending December 2022 (IRS tax year 2022).

Status and standing

Tax-deductible?
Yes
Per the IRS master file.
Can I give now?
No revocation on IRS record
Not on the IRS revocation list.
Filing up to date?
Filed FY2024 (typical filing lag)
Foundation funders?
1 funder — Nelson Family Charitable Foundation
$2K in the latest grant year.
Spent on programs?
59% to programs
Form 990 Part IX, latest filing.
Size and trend
$100K–1M
↓ -16% vs prior year
Legal name (IRS)Hdr · item CRuth Harbor
EINHdr · item D42-1464150
Exempt statusHdr · item I501(c)(3) · active
Ruling yearIRS BMFJun 1997
Latest filingForm 990FY2024 · Form 990
Principal addressHdr · item CDes Moines, IA
NTEE classificationIRS BMFHousing (L99)
WebsiteHdr · item Jwww.ruthharbor.org

Where the money goes

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.59 Management & general $0.29 Fundraising $0.12
Program services59%$467K
Management & general29%$230K
Fundraising12%$94K
Total functional expensesLn 25$792K

Financial health

Revenue & expenses by yearFY2020–FY2024
Revenue
$704K
FY2022▼ -16%
Expenses
$792K
FY2022▲ +40%
Program efficiency
59%
of spending reaches programs
Operating runway
7.9mo
months of highly liquid reserves at operating expense rate
Surplus margin
-12%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2022 · Form 990
Total assets
$1.3M
FY2022▼ -10%
Total liabilities
$0
FY2022▼ -100%
Revenue less expensesPt I · Ln 19−$88K
Total assetsPt X · Ln 16$1.3M
Program-expense ratioPt IX · col B59%
Voting members of governing bodyPt I · Ln 39
Independent voting membersPt I · Ln 49

Balance Sheet

Part X · end of year
CashLn 1$72K
Total assetsLn 16$1.3M
Total liabilitiesLn 26$0
Total net assetsLn 32$1.3M
Months of cash on handcomputed1.1

Statement of Revenue

Part VIII
Contributions & grants$712K · 101%
Investment income$15K · 2%
Contributions & grants101%$712K
Investment income2%$15K
Total revenueLn 12$704K

Financial Metrics

Form 990 · FY2022 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $524K · Operating expenses/yr $792K
7.9 months
Where the money goes
Program services
Program services $467K · Total expenses $792K
59%
Management & General
Management & general $230K · Total expenses $792K
29%
Fundraising
Fundraising $94K · Total expenses $792K
12%
Cost to raise $1
Fundraising expense (3-yr avg) $71K · Solicited contributions (3-yr avg) $640K
$0.11 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $712K · Total revenue $704K
101%
Government reliance
Government grants — · Total revenue $704K
—
Earned-income share
Program service revenue $0 · Total revenue $704K
0%
Investment reliance
Investment income $15K · Total revenue $704K
+2%
Program self-sufficiency
Program service revenue $0 · Total expenses $792K
0%
Growth & trend
Revenue growth (YoY)
This year $704K · Prior year $836K
-16%
Net-asset trend (YoY)
End of year $1.3M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $704K · Expenses $792K
-12%
Liabilities-to-Assets
Total liabilities — · Total assets $1.3M
—
Net-asset ratio
Net assets $1.3M · Total assets $1.3M
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $452K · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $1.3M
34%
People & payroll
Highest Reported Total Compensation
Individual Mark McDougal · Reported title EXECUTIVE DIRECTOR · Highest reported compensation $92K · Total expenses $792K
12%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $458K · Total expenses $792K
58%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 59%——
Overhead ratio 29%——
Fundraising cost ratio 13%——
Revenue growth -16%——
Investment management fee ratio 0.2%——
Legal fee ratio <0.01%——
Accounting fee ratio 0.5%——

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Leadership and pay

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Director
$91,700Pt VII · Sec A
Member 1/1/22 - 6/30/22 Exec Dir 7/1/22 - 12/31/22
$46,083Pt VII · Sec A
Vice-President
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Chris Eller’s $84K as Executive Director is at the 74th percentile of top reported officer pay among 851 $100K–1M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Mark McDougal——$91,700$93,150$82,500
Chris Eller$83,500$79,000$46,083——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a9
Independent voting membersPt VI · Ln 1b9
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Mission and programs

Offers young women a safe home and programs during difficult times.

Provided by the organization

This section is blank until Ruth Harbor claims this page.

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Mission & Programs · Part III

Where the work happens

1 program service account for $467K of program spending, described in the organization's own filed words · FY2022.
01

To provide a safe place where women can reside or come for specific programs to help them through troubled times. Beginning in 2015, new mother's with their children can reside in the home.

$467Kprogram expense

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Funders

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$2K
Grants paid · 1 grant · $10K · 2021–2021
Real Life MinistriesFY2021$10,000

Filing history

YearRevenueExpensesChangeFiling
FY2024 Latest $770K$727K-6% 990 PDF
FY2023 $816K$738K+16% 990 PDF
FY2022 Viewing $704K$792K-16% 990 PDF
FY2021 $836K$564K+84% 990 PDF
FY2020 $454K$535K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash

Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2022IRS
Classification, formation year, addressIRS Business Master File
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