St Stephen's Episcopal School FY2024 filing

Tax-deductible

Harrisburg, PA501(c)(3)Since 2005EducationEIN 23-2107935Revenue $1.5M in FY2024

On file with the IRSsseschool.org215 N Front St, 17101-1407 · Harrisburg, PATax-exempt since Mar 2007School — 170(b)(1)(A)(ii)

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The mission of St. Stephen's Episcopal School is to provide a superior education in an Episcopal setting to students of all faiths and ethnic heritages, cultivating confident individuals who contribute positively to their families, School, and larger community.- we nurture our students in an atmosphere of respect that they may thrive academically, socially, emotionally, and spiritually and achieve their full potential. - we encourage our students to practice respect, responsibility, kindness, curiosity, and open mindedness. - we foster student growth by engaging a highly dedicated staff, and by encouraging a supportive communitywhich includes families, alumni, board of directors, and cathedral members.- we strive to make St. Stephen's Episcopal School available to all.

501(c)(3) charity; gifts are tax-deductible.
64¢ of each $1 spent went to programs.
$102K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 6
filings with a surplus
Average deficit $65K a year · 6% of revenue · last 6 filings
Concern: a surplus in 2 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
64%
of spending
Worth a look: 64% of spending went to programs; under 65%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$102K
to officers and key staff · 6% of spending
Looks good: pay to officers and key staff is 6% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
<1 mo
of spending, in cash
Worth a look: 0.7 months of spending in cash; under 1.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $8K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$111K
20% of total assets
Looks good: liabilities are 20% of assets; 50% or less.
Pt X · Ln 26
Independent board members
13
of 13 voting members
Looks good: 13 of 13 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$1.5M
+16% vs prior year
Spent
$1.6M
To programs
64%
Net assets
$457K
By yearFY2020–FY2025
Revenue
$1.5M
FY2024▲ +16%
Tap a bar for its year
Revenue by fiscal year
FY2020$1.1M
FY2021$1.0M
FY2022$1.1M
FY2023$1.2M
FY2024$1.5M
FY2025$1.2M
Expenses
$1.6M
FY2024▲ +9%
Tap a bar for its year
Expenses by fiscal year
FY2020$993K
FY2021$935K
FY2022$1.1M
FY2023$1.5M
FY2024$1.6M
FY2025$1.3M
Net assets
$457K
FY2024▼ -13%
Tap a bar for its year
Net assets by fiscal year
FY2020$633K
FY2021$781K
FY2022$643K
FY2023$525K
FY2024$457K
FY2025$690K

From the FY2024 Form 990 (year ending June 2024) · figures checked against the IRS filing · see the original

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You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 2007.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

64 cents of each dollar spent went to programs.

Program services 64% · $1.0M Management & general 30% · $480K Fundraising 6% · $92K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

13 people listed on the 990; $102K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Ex-Officio Member (non-Voting)
$102,298Pt VII · Sec A
Vice-Chair
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Member
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Michelle Loucas’s $118K as Hos Ex-Officio Member (non-Voting) 7/2024-5/2025 is at the 44th percentile of top reported officer pay among 3394 $1–10M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 5 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Kirk Duncan——$128,005$9,998——
Michelle Loucas$118,295—————
Michelle Loucas Hos—$102,298————
Danielle Cobb———$80,136$45,289—
Ellen Hartman—————$66,883

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo
  • Loans to or from officersSch L · Pt II1 listed

Programs and updates

Educates children from preschool through eighth grade, fostering holistic development and lifelong learning.

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Provided by the organization

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2 programs · $1.0M · in their own filed words · FY2023
01

ST. Stephen's episcopal school is an ecumenical christian center-city day school which welcomes students of all faiths and ethnic heritages. The school's mission is to nurture the student in an atmosphere of respect for the individual student, to provide superior academic training which is affordable and available to all and as a part of…

$987Kprogram expense
02

Student services include local and hands-on field trip experiences that provide an authentic bridge between classroom lessons and the greater community as students create connections. Students can be seen along riverfront park tapping into their creative minds, as the park serves as their equipmentless playground.

$28Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$8K

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$1.5M
Ln 12
Fees for servicesLn 2g$877K
Gifts and grantsLn 1h$559K
Investment incomeLn 3$20K
Money outPt IX
$1.6M
Ln 25
Programscol B$1.0M
Managementcol C$480K
Fundraisingcol D$92K
Owns and owesPt X
$457K
net assets · Ln 32
Cash and savingsLn 1–2$87K
Total assetsLn 16$569K
LiabilitiesLn 26$111K
PeoplePt VI, VII
13
listed · VII A
PaidVII A1
Voting boardVI 1a13
IndependentVI 1b13
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$559K
Fees for servicesLn 2g$877K
Investment incomeLn 3$20K
Total revenueLn 12$1.5M
Assets in detailPt X, end of year
CashLn 1$87K
SavingsLn 2$92
Cash and savings togetherLn 1–2$87K
InvestmentsLn 11–13$481K
Total assetsLn 16$569K
LiabilitiesLn 26$111K
Net assetsLn 32$457K
OperationsPt I, VI
EmployeesI 529
VolunteersI 650
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$65K$87K
InvestmentsLn 11–13$461K$481K
Total assetsLn 16$527K$569K
LiabilitiesLn 26$1K$111K
Net assetsLn 32$525K$457K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$143K$92K$42K$9K
Other salaries and wagesLn 7$978K$629K$290K$59K
Pension plan contributionsLn 8$19K$12K$6K$1K
Other employee benefitsLn 9$91K$59K$27K$5K
Payroll taxesLn 10$83K$53K$25K$5K
Accounting feesLn 11c$17K$2K$8K$6K
Investment management feesLn 11f$3K$3K
Other fees for servicesLn 11g$18K$2K$9K$7K
Advertising and promotionLn 12$20K$20K
Office expensesLn 13$19K$5K$14K
OccupancyLn 16$84K$76K$8K
InsuranceLn 23$14K$13K$1K
Other expenses (24a–d)Ln 24$81K$70K$11K
All other expensesLn 24e$15K$2K$13K$164
Total functional expensesLn 25$1.6M$1.0M$480K$92K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $1.2M$1.3M−$140K$690K 990 PDF
FY2024 Viewing $1.5M$1.6M−$133K$457K 990 PDF
FY2023 $1.2M$1.5M−$205K$525K 990 PDF
FY2022 $1.1M$1.1M−$70K$643K 990 PDF
FY2021 $1.0M$935K$73K$781K 990 PDF
FY2020 $1.1M$993K$84K$633K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2024 990 (6 parts)
Part I · Summary $1,454,130 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $488,006$558,901
I-9 Program service revenuePrior year $776,647$876,622
I-10 Investment incomePrior year −$18,093$19,938
I-11 Other revenuePrior year $1,740−$1,331
I-12 Total revenuePrior year $1,248,300$1,454,130
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $1,071,942$1,314,231
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $381,790$272,780
I-18 Total expensesPrior year $1,453,732$1,587,011
I-19 Revenue less expensesPrior year −$205,432−$132,881
Part VI · Governance 13 of 13 board members independent, 1 to look at
VI-1a Voting members of the governing body13
VI-1b Independent voting members13
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $1,454,130 across 6 lines filed
VIII-1f All other contributions, gifts and grants$558,901
VIII-1h Total contributions, gifts and grants$558,901
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $876,622$876,622
VIII-3 Investment incomeExcluded from tax $19,938$19,938
VIII-8 Net income from fundraising eventsExcluded from tax −$1,331−$1,331
VIII-12 Total revenueRelated to mission $876,622 · Unrelated business $0 · Excluded from tax $18,607$1,454,130
Part IX · Statement of functional expenses $1,587,011 across 14 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $91,911 · Management $42,332 · Fundraising $8,554$142,797
IX-7 Other salaries and wagesPrograms $629,455 · Management $289,903 · Fundraising $58,586$977,944
IX-8 Pension plan contributionsPrograms $12,359 · Management $5,706 · Fundraising $1,153$19,218
IX-9 Other employee benefitsPrograms $58,841 · Management $27,165 · Fundraising $5,491$91,497
IX-10 Payroll taxesPrograms $53,233 · Management $24,576 · Fundraising $4,966$82,775
IX-11c Accounting feesPrograms $1,703 · Management $8,494 · Fundraising $6,363$16,560
IX-11f Investment management feesManagement $3,385$3,385
IX-11g Other fees for servicesPrograms $1,901 · Management $9,485 · Fundraising $7,105$18,491
IX-12 Advertising and promotionManagement $20,334$20,334
IX-13 Office expensesPrograms $4,797 · Management $14,313$19,110
IX-16 OccupancyPrograms $75,709 · Management $8,360$84,069
IX-23 InsurancePrograms $12,750 · Management $1,417$14,167
IX-24 Other expenses (24a–d)Programs $70,212 · Management $11,006$81,218
IX-24e All other expensesPrograms $1,940 · Management $13,342 · Fundraising $164$15,446
IX-25 Total functional expensesPrograms $1,014,811 · Management $479,818 · Fundraising $92,382$1,587,011
Part X · Balance sheet $568,717 assets, 10 lines filed
X-1 Cash, non-interest-bearingStart of year $11,926$87,283
X-2 Savings and temporary cash investmentsStart of year $53,306$92
X-12 Other securitiesStart of year $461,420$481,342
X-16 Total assetsStart of year $526,652$568,717
X-17 Accounts payable and accrued expensesStart of year $1,440$51,260
X-26 Total liabilitiesStart of year $1,440$111,260
X-27 Net assets without donor restrictionsStart of year −$88,764−$192,369
X-28 Net assets with donor restrictionsStart of year $613,976$649,826
X-32 Total net assets or fund balancesStart of year $525,212$457,457
X-33 Total liabilities and net assetsStart of year $526,652$568,717
Part XI · Reconciliation of net assets $457,457 net assets at year end
XI-1 Total revenue$1,454,130
XI-2 Total expenses$1,587,011
XI-3 Revenue less expenses−$132,881
XI-4 Net assets at start of year$525,212
XI-5 Net unrealized gains (losses) on investments$65,126
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$457,457

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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