Mte Programs INC EIN 99-4795147

Mte Programs INC

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Cultivates growth and community through travel, innovative programs, and education. For fiscal year 2025 it reported $700K in revenue, $777K in expenses, and $-118K in net assets.Pt I

Type
Religious organization · Religion
Location
Lake Success, NY
Filings
2 on file (2024–2025)
Revenue
$700KFY2025
Expenses
$777K
Net assets
$-118K
People
11
Filings
2
Updates
0
More identity details & actions ⌄
EIN  99-4795147 Religious organization Lake Success, NY
Form 990 (PDF)
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Size
$100K–1M
What they do
Cultivates growth and community through travel, innovative programs, and education.
Leadership
Jeremy Joszef · Executive Dir. · $112K
Money in and out
$700K revenue, $777K expenses
Bottom line
80% program efficiency
Where the money goes · FY2025
Total revenue
$700K
Pt VIII · Ln 12
Total expenses
$777K
Pt IX · Ln 25
Net assets
$-118K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$77K
Where spending went · Part IX cols B–D
Program services $0.80 Management & general $0.20
Program efficiency
80%
of spending reaches programs
Operating runway
0.0mo
months of highly liquid reserves at operating expense rate▼ -100% vs prior filing year
Surplus margin
-11%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$700K
FY2025
Expenses
$777K
FY2025▲ ×19
Total assets
$3K
FY2025▼ -96%
Total liabilities
$121K
FY2025▲ +3%
Total revenue
$700K
Pt VIII · Ln 12
Total expenses
$777K
Pt IX · Ln 25
Net assets
$-118K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$77K
Total assetsPt X · Ln 16$3K
Program-expense ratioPt IX · col B80%
Voting members of governing bodyPt I · Ln 310
Independent voting membersPt I · Ln 410
Mission & Programs · Part III

Where the work happens

1 program service account for $625K of program spending, described in the organization's own filed words · FY2025.
01

MTE advanced its mission by delivering high-quality experiential Jewish learning and travel programs for teens. The organization developed and launched Amcha, an all-boys Israel travel program combining Torah study, athletics, and experiential education.

$625Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CMte Programs INC
EINHdr · item D99-4795147
Principal addressHdr · item CLake Success, NY
WebsiteHdr · item Jnone reported
Year of formationHdr · item Lpending
State of legal domicileHdr · item MNY
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFReligion (X30)
Ruling yearIRS BMFMay 2025

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a10
Independent voting membersPt VI · Ln 1b10
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Dir.
$112,500Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A

Jeremy Joszef’s $112K as Executive Dir. is at the 93rd percentile of top reported officer pay among 2136 $100K–1M religion nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024
Jeremy Joszef$112,500$37,500

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue100%$700K
Total revenueLn 12$700K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.80 Management & general $0.20
Program services80%$625K
Management & general20%$152K
Total functional expensesLn 25$777K

Balance Sheet

Part X · end of year
CashLn 1$3K
Total assetsLn 16$3K
Total liabilitiesLn 26$121K
Total net assetsLn 32$-118K
Months of cash on handcomputed0.0

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $3K · Operating expenses/yr $777K
0.0 months
Where the money goes
Program services
Program services $625K · Total expenses $777K
80%
Management & General
Management & general $152K · Total expenses $777K
20%
Fundraising
Fundraising $0 · Total expenses $777K
0%
Cost to raise $1
Fundraising expense $0 · Solicited contributions $0
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $700K
0%
Government reliance
Government grants — · Total revenue $700K
Earned-income share
Program service revenue $700K · Total revenue $700K
100%
Investment reliance
Investment income $0 · Total revenue $700K
0%
Program self-sufficiency
Program service revenue $700K · Total expenses $777K
90%
Growth & trend
Revenue growth (YoY)
This year $700K · Prior year $0
Prior-year revenue below floor — showing dollar change
Net-asset trend (YoY)
End of year $-118K · Beginning of year $-40K
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $700K · Expenses $777K
-11%
Liabilities-to-Assets
Total liabilities $121K · Total assets $3K
×44
Net-asset ratio
Net assets $-118K · Total assets $3K
-4234%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $3K
0%
People & payroll
Highest Reported Total Compensation
Individual Jeremy Joszef · Reported title Executive Dir. · Highest reported compensation $112K · Total expenses $777K
14%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $128K · Total expenses $777K
16%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 80%
Overhead ratio 20%
Investment management fee ratio 0%
Legal fee ratio 0.05%
Accounting fee ratio 2%
Fundraising fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$700K revenue · viewing · ⤓ 990 PDF
FY2024$0 revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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