Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in May 1999.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
67 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
21 people listed on the 990; $966K paid to officers and key staff.
Sara Razavi’s $182K as Chief Executive Officer is at the 86th percentile of top reported officer pay among 3869 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Inga Mork | — | — | — | — | $254,279 | $197,348 |
| Sara Razavi | $182,055 | $178,488 | $178,136 | $183,870 | $178,017 | $181,789 |
| Gasper Magallanes | $151,075 | $170,329 | $176,990 | $14,583 | — | — |
| Laura Hoover | $166,053 | $168,109 | $170,561 | $175,880 | $168,188 | $145,352 |
| Titilope Ikhile | $164,731 | $152,877 | $146,281 | $131,515 | $123,491 | — |
| John Palyo | $161,243 | $159,672 | — | — | — | — |
| Christina Travers | — | — | — | $159,137 | $28,950 | — |
| Debra Steineman | $126,022 | $121,782 | $111,947 | $110,858 | $104,561 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Provides capital, consulting, and connections to Bay Area entrepreneurs starting and growing local businesses.
Questions for Working Solutions Cdfi
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Working solutions cdfi ("working solutions or "the organization") is a california nonprofit corporation and a certified community development financial institution (cdfi). Working solutions is the first to believe in start-up and early-stage businesses by providing affordable capital, customized business consulting, and community…
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2021 990, line by line.
Download 990
| Line | Start FY21 | End FY21 |
|---|---|---|
| Cash and savingsLn 1–2 | $4.9M | $9.2M |
| InvestmentsLn 11–13 | $6.8M | $6.5M |
| Land, buildings, equipmentLn 10c | $16K | $4K |
| Total assetsLn 16 | $12.8M | $16.9M |
| LiabilitiesLn 26 | $8.1M | $8.4M |
| Net assetsLn 32 | $4.7M | $8.5M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $557K | $99K | $247K | $211K |
| Pay of disqualified personsLn 6 | $136K | $61K | $75K | |
| Other salaries and wagesLn 7 | $1.1M | $838K | $199K | $54K |
| Pension plan contributionsLn 8 | $30K | $21K | $8K | $11 |
| Other employee benefitsLn 9 | $261K | $145K | $87K | $29K |
| Payroll taxesLn 10 | $122K | $79K | $25K | $18K |
| Accounting feesLn 11c | $61K | $61K | ||
| Other fees for servicesLn 11g | $295K | $260K | $24K | $10K |
| Advertising and promotionLn 12 | $9K | $4K | $413 | $5K |
| Office expensesLn 13 | $23K | $14K | $7K | $2K |
| Information technologyLn 14 | $212K | $151K | $44K | $17K |
| OccupancyLn 16 | $129K | $90K | $28K | $12K |
| TravelLn 17 | $245 | $75 | $170 | |
| Conferences, conventions and meetingsLn 19 | $3K | $2K | $173 | $504 |
| InterestLn 20 | $154K | $154K | $151 | |
| Depreciation, depletion and amortizationLn 22 | $12K | $9K | $2K | $1K |
| InsuranceLn 23 | $9K | $7K | $1K | $819 |
| Other expenses (24a–d)Ln 24 | $432K | $425K | $6K | $289 |
| Total functional expensesLn 25 | $3.5M | $2.4M | $817K | $360K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $4.5M | $5.1M | −$545K | $9.0M | 990 PDF |
| FY2024 | $5.2M | $5.0M | $165K | $9.6M | 990 PDF |
| FY2023 | $6.7M | $4.6M | $2.1M | $9.4M | 990 PDF |
| FY2022 | $2.7M | $3.9M | −$1.2M | $7.3M | 990 PDF |
| FY2021 Viewing | $7.4M | $3.5M | $3.9M | $8.5M | 990 PDF |
| FY2020 | $3.5M | $3.4M | $111K | $4.7M | 990 PDF |
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Schedules filed Part IV
See the full FY2021 990 (6 parts)
Part I · Summary $7,387,576 revenue, 12 lines filed
Part VI · Governance 10 of 10 board members independent, no flags
Part VIII · Statement of revenue $7,387,576 across 6 lines filed
Part IX · Statement of functional expenses $3,535,860 across 18 lines filed
Part X · Balance sheet $16,888,921 assets, 17 lines filed
Part XI · Reconciliation of net assets $8,534,885 net assets at year end
Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File
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