Terros INC

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Terros health is a whole health, whole person integrated care provider delivering physical health care with specialization in substance use recovery, mental health, prevention, wellness and family services. Terros health seeks to inspire change for life for arizonans through our values of integrity, compassion, empowerment with diversity woven throughout. Terros health provides a full spectrum of primary care and behavioral health services within a patient centered medical home integrated care model.

Form 990 Part I, line 1, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 86-0252067) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
86¢ of each $1 spent went to programs.
Run by 11 volunteers and 1,836 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
5 of 6
filings with a surplus
Average deficit $749K a year · 0.8% of revenue · last 6 filings
A surplus in 5 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
86%
of spending
86% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$3.4M
to officers and key staff · 2% of spending
Pay to officers and key staff is 2% of spending.
Part VII, Section A
1.6 mo
of spending, in cash
1.6 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $253K
2 funders name it on their filings.
Funders’ Sch. I, 990-PF
Liabilities
$46.3M
50% of total assets
Liabilities are 50% of assets.
Pt X · Ln 26
Independent board members
13
of 13 voting members
13 of 13 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$127.9M
+30% vs prior year
Spent
$147.5M
To programs
86%
Net assets
$46.6M
By yearFY2020–FY2025
Revenue
$127.9M
FY2025▲ +30%
Tap a bar for its year
Revenue by fiscal year
FY2020$85.3M
FY2021$84.3M
FY2022$86.2M
FY2023$95.8M
FY2024$98.5M
FY2025$127.9M
Expenses
$147.5M
FY2025▲ +50%
Tap a bar for its year
Expenses by fiscal year
FY2020$82.2M
FY2021$79.1M
FY2022$83.5M
FY2023$92.1M
FY2024$98.1M
FY2025$147.5M
Net assets
$46.6M
FY2025▲ +56%
Tap a bar for its year
Net assets by fiscal year
FY2020$16.5M
FY2021$21.7M
FY2022$25.7M
FY2023$29.4M
FY2024$29.8M
FY2025$46.6M

From the FY2025 Form 990 (year ending September 2025) · figures checked against the IRS filing · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 1972.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

86 cents of each dollar spent went to programs.

Program services 86% · $126.8M Management & general 14% · $20.7M

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

25 people listed on the 990; $3.4M paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
Bh & Concierge Medical Director
$467,470Pt VII · Sec A
$344,780Pt VII · Sec A
Chief Medical Officer
$322,408Pt VII · Sec A
Psychiatrist
$312,127Pt VII · Sec A
Psychiatrist
$303,640Pt VII · Sec A
Act Psychiatrist
$298,573Pt VII · Sec A
Act Psychiatrist
$291,083Pt VII · Sec A
Primary Care Medical Director
$289,554Pt VII · Sec A

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Peggy Chase——$380,941$345,184$512,798$305,510
Jon Allison$467,470$428,414$425,484$422,025$421,963$352,367
Saul Perea———$450,729$408,717$407,256
Karen Hoffman Tepper$344,780$307,948$279,422$172,602——
Vanna Campion MD$322,408$302,887————
Steve Friedland$312,127$305,766$300,161$287,979$290,167$267,070
Lilliam Villalobos$303,640$292,178$290,836$279,269$281,481$261,470
Monica Benavidez$298,573$262,770$249,483$247,744——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Terros INC executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides whole-person healthcare, including primary care and specialized mental health and substance use treatment.

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3 programs · $110.1M · in their own filed words · FY2024
01

Outpatient services provide integrated whole person care to families, adults, adolescents, youth and children; providing physical health care, wellness, prevention, behavioral and mental health counseling, substance use disorder and addiction treatment, school based services, living supports, medication assisted treatment (MAT)…

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 86-0252067) · Dispute this line
$84.5Mprogram expense
02

Crisis Services Include

1) mobile crisis service teams assist families, adults and children in central and northern arizona facing an immediate crisis or psychiatric emergency through the emotional distress, mental health or behavioral health challenges, alcohol and drug use, or developmental disability.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 86-0252067) · Dispute this line
$12.8Mprogram expense
03

Family services offers family-focused treatment to ensure healthy families and children. Specialty services focus on substance use disorder treatment to families where substance use has been identified as putting children at risk. These services promote family stability while supporting child safety.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 86-0252067) · Dispute this line
$12.8Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Mercy CareFY2024$52K
Total grants receivedfrom 2 funders$253K

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs · USAspending
Year ending Sep 2025 · $13.6M federal money spent
Coronavirus State and Local Fiscal Recovery FundsDepartment of the Treasury · ALN 21.027 · Through Arizona Association of Community Health Centers$3.4M
Home Investment Partnerships ProgramDepartment of Housing and Urban Development · ALN 14.239 · Through City of Phoenix and 1 more$2.6M
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through Mercy Care and 1 more$2.1M
Health Center ProgramDepartment of Health and Human Services · ALN 93.224 · Direct$1.6M
Certified Community Behavioral Health Clinic Expansion GrantsDepartment of Health and Human Services · ALN 93.696 · Direct$891K

Plus 7 smaller programs.

The auditor reported no findings.

Year ending Sep 2024 · $10.5M federal money spent
Coronavirus State and Local Fiscal Recovery FundsDepartment of the Treasury · ALN 21.027 · Through Arizona Association of Community Health Centers$2.8M
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through Mercy Care and 2 more$1.9M
Congressional DirectivesDepartment of Health and Human Services · ALN 93.493 · Direct and through Boys & Girls Clubs of the Valley$1.3M
Grants for New and Expanded Services Under the Health Center ProgramDepartment of Health and Human Services · ALN 93.527 · Direct$1.1M
Certified Community Behavioral Health Clinic Expansion GrantsDepartment of Health and Human Services · ALN 93.696 · Direct$754K

Plus 7 smaller programs.

The auditor reported: a material weakness in money controls.

Year ending Sep 2023 · $10.7M federal money spent
Section 223 Demonstration Programs to Improve Community Mental Health ServicesDepartment of Health and Human Services · ALN 93.829 · Direct$2.3M
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through Mercy Care and 2 more$1.8M
Block Grants for Community Mental Health ServicesDepartment of Health and Human Services · ALN 93.958 · Direct and through Mercy Care$1.5M
Affordable Care Act (aca) Grants for New and Expanded Services Under the Health Center ProgramDepartment of Health and Human Services · ALN 93.527 · Direct$1.4M
Provider Relief FundDepartment of Health and Human Services · ALN 93.498 · Direct$985K

Plus 8 smaller programs.

The auditor reported no findings.

Year ending Sep 2022 · $8.5M federal money spent
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through Mercy Care and 2 more$1.7M
Covid-19 - Section 223 Demonstration Programs to Improve Community Mental Health ServicesDepartment of Health and Human Services · ALN 93.829 · Direct$1.6M
Substance Abuse and Mental Health Services_projects of Regional and National SignificanceDepartment of Health and Human Services · ALN 93.243 · Direct$1.2M
Covid-19 - Provider Relief FundDepartment of Health and Human Services · ALN 93.498 · Direct$1.1M
Block Grants for Community Mental Health ServicesDepartment of Health and Human Services · ALN 93.958 · Direct and through Mercy Care$1.0M

Plus 7 smaller programs.

The auditor reported: a weakness in money controls.

Grants and contracts made straight to it, by federal fiscal year (Oct to Sep). Money that came through a state or another group is not counted here.

Estimate: about 2% of its revenue in 2025 came from these federal awards ($3.0M of $127.9M). The federal year and the group's own year do not line up, and one award can pay out over several years.

Federal fiscal year 2026 · $3.5M · grants $3.5M
Department of Health and Human Services$3.5M
Federal fiscal year 2025 · $3.0M · grants $3.0M
Department of Health and Human Services$3.0M
Federal fiscal year 2024 · $4.0M · grants $4.0M
Department of Health and Human Services$4.0M

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$127.9M
Ln 12
Fees for servicesLn 2g$109.9M
Gifts and grantsLn 1h$14.8M
Other incomeLn 4–11$2.6M
Money outPt IX
$147.5M
Ln 25
Programscol B$126.8M
Managementcol C$20.7M
Owns and owesPt X
$46.6M
net assets · Ln 32
Cash and savingsLn 1–2$19.5M
Total assetsLn 16$92.9M
LiabilitiesLn 26$46.3M
PeoplePt VI, VII
25
listed · VII A
PaidVII A12
Voting boardVI 1a13
IndependentVI 1b13
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$14.8M
Government grantsLn 1e$13.5M
Fees for servicesLn 2g$109.9M
Investment incomeLn 3$659K
Other incomeLn 4–11$2.6M
Gains on assetsLn 7$2.0M
Total revenueLn 12$127.9M
Assets in detailPt X, end of year
CashLn 1$1.2M
SavingsLn 2$18.3M
Cash and savings togetherLn 1–2$19.5M
Pledges and grants receivableLn 3$13.4M
Inventories for sale or useLn 8$218K
Prepaid expenses and deferred chargesLn 9$967K
Land, buildings, equipmentLn 10c$45.7M
InvestmentsLn 11–13$1.8M
Intangible assetsLn 14$260K
Other assetsLn 15$11.1M
Total assetsLn 16$92.9M
LiabilitiesLn 26$46.3M
Net assetsLn 32$46.6M
OperationsPt I, VI
EmployeesI 51,836
VolunteersI 611
Fiscal year endsHeaderSeptember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$20.7M$19.5M
InvestmentsLn 11–13$1.3M$1.8M
Land, buildings, equipmentLn 10c$20.9M$45.7M
Total assetsLn 16$64.6M$92.9M
LiabilitiesLn 26$34.7M$46.3M
Net assetsLn 32$29.8M$46.6M
Business incomeForm 990-T, Part I
LineFY25FY24
Gross$184K$9K
Net$183K−$1K
Tax$36K$0
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$2.1M$2.1M
Other salaries and wagesLn 7$77.9M$72.0M$5.9M
Pension plan contributionsLn 8$1.5M$1.2M$230K
Other employee benefitsLn 9$22.6M$18.3M$4.3M
Payroll taxesLn 10$6.5M$5.8M$664K
Legal feesLn 11b$230K$230K
Accounting feesLn 11c$260K$260K
Lobbying feesLn 11d$51K$51K
Other fees for servicesLn 11g$2.1M$1.2M$921K
Information technologyLn 14$7.7M$6.5M$1.2M
OccupancyLn 16$12.7M$11.9M$845K
TravelLn 17$1.8M$1.7M$123K
InterestLn 20$249K$249K
Depreciation, depletion and amortizationLn 22$3.8M$2.3M$1.5M
InsuranceLn 23$1.6M$1.6M
Other expenses (24a–d)Ln 24$3.4M$3.4M$19K
All other expensesLn 24e$3.0M$2.5M$523K
Total functional expensesLn 25$147.5M$126.8M$20.7M$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Aug 17, 2026 $127.9M$147.5M−$19.6M$46.6M 990 PDF
FY2024Filed with the IRS Aug 15, 2025 $98.5M$98.1M$462K$29.8M 990 PDF
FY2023Filed with the IRS Jul 26, 2024 $95.8M$92.1M$3.7M$29.4M 990 PDF
FY2022 $86.2M$83.5M$2.7M$25.7M 990 PDF
FY2021Filed with the IRS Aug 15, 2022 $84.3M$79.1M$5.1M$21.7M 990 PDF
FY2020Filed with the IRS Aug 11, 2021 $85.3M$82.2M$3.1M$16.5M 990 PDF

Schedules filed Part IV

A · Public support B · Donors C · Political and lobbying D · Assets and endowments J · Pay O · Explanations R · Related orgs
See the full FY2025 990
Part I · Summary $127,930,821 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $16,106,295$14,755,546
I-9 Program service revenuePrior year $80,973,221$109,927,928
I-10 Investment incomePrior year $1,315,272$2,691,446
I-11 Other revenuePrior year $140,939$555,901
I-12 Total revenuePrior year $98,535,727$127,930,821
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $73,929,682$110,531,107
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $24,143,866$37,009,569
I-18 Total expensesPrior year $98,073,548$147,540,676
I-19 Revenue less expensesPrior year $462,179−$19,609,855
Part VI · Governance 13 of 13 board members independent, no flags
VI-1a Voting members of the governing body13
VI-1b Independent voting members13
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $127,930,821 across 9 lines filed
VIII-1e Government grants$13,457,281
VIII-1f All other contributions, gifts and grants$1,298,265
VIII-1h Total contributions, gifts and grants$14,755,546
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $109,927,928$109,927,928
VIII-3 Investment incomeExcluded from tax $659,038$659,038
VIII-6 Net rental income or lossExcluded from tax $100,179$100,179
VIII-7 Net gain or loss on sales of assetsUnrelated business $184,018 · Excluded from tax $1,848,390$2,032,408
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $455,722$455,722
VIII-12 Total revenueRelated to mission $109,927,928 · Unrelated business $184,018 · Excluded from tax $3,063,329$127,930,821
Part IX · Statement of functional expenses $147,540,676 across 17 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Management $2,084,202$2,084,202
IX-7 Other salaries and wagesPrograms $72,003,499 · Management $5,897,000$77,900,499
IX-8 Pension plan contributionsPrograms $1,246,116 · Management $229,602$1,475,718
IX-9 Other employee benefitsPrograms $18,321,827 · Management $4,277,658$22,599,485
IX-10 Payroll taxesPrograms $5,807,479 · Management $663,724$6,471,203
IX-11b Legal feesManagement $229,580$229,580
IX-11c Accounting feesManagement $259,630$259,630
IX-11d Lobbying feesManagement $50,900$50,900
IX-11g Other fees for servicesPrograms $1,218,083 · Management $921,309$2,139,392
IX-14 Information technologyPrograms $6,491,167 · Management $1,193,898$7,685,065
IX-16 OccupancyPrograms $11,875,694 · Management $845,170$12,720,864
IX-17 TravelPrograms $1,687,081 · Management $123,350$1,810,431
IX-20 InterestManagement $248,764$248,764
IX-22 Depreciation, depletion and amortizationPrograms $2,299,123 · Management $1,544,107$3,843,230
IX-23 InsuranceManagement $1,580,378$1,580,378
IX-24 Other expenses (24a–d)Programs $3,408,258 · Management $18,956$3,427,214
IX-24e All other expensesPrograms $2,491,121 · Management $523,000$3,014,121
IX-25 Total functional expensesPrograms $126,849,448 · Management $20,691,228 · Fundraising $0$147,540,676
Part X · Balance sheet $92,942,754 assets, 20 lines filed
X-1 Cash, non-interest-bearingStart of year $2,733,236$1,194,399
X-2 Savings and temporary cash investmentsStart of year $17,991,757$18,319,464
X-3 Pledges and grants receivableStart of year $9,914,430$13,385,491
X-8 Inventories for sale or useStart of year $321,930$218,478
X-9 Prepaid expenses and deferred chargesStart of year $1,127,734$967,128
X-10c Land, buildings and equipment, netStart of year $20,870,442$45,674,173
X-12 Other securitiesStart of year $1,287,331$1,789,550
X-14 Intangible assetsStart of year $0$260,000
X-15 Other assetsStart of year $10,324,215$11,134,071
X-16 Total assetsStart of year $64,571,075$92,942,754
X-17 Accounts payable and accrued expensesStart of year $8,123,666$12,843,758
X-18 Grants payableStart of year $56,782$130,946
X-19 Deferred revenueStart of year $2,936,324$172,061
X-20 Tax-exempt bond liabilitiesStart of year $6,084,604$0
X-23 Secured mortgages and notes payableStart of year $1,267,881$8,875,858
X-25 Other liabilitiesStart of year $16,260,657$24,309,051
X-26 Total liabilitiesStart of year $34,729,914$46,331,674
X-27 Net assets without donor restrictionsStart of year $29,841,161$46,611,080
X-32 Total net assets or fund balancesStart of year $29,841,161$46,611,080
X-33 Total liabilities and net assetsStart of year $64,571,075$92,942,754
Part XI · Reconciliation of net assets $46,611,080 net assets at year end
XI-1 Total revenue$127,930,821
XI-2 Total expenses$147,540,676
XI-3 Revenue less expenses−$19,609,855
XI-4 Net assets at start of year$29,841,161
XI-5 Net unrealized gains (losses) on investments$65,281
XI-9 Other changes in net assets$36,314,493
XI-10 Net assets at end of year$46,611,080

Form 990 e-file FY2025 from the IRS (about our sources) · Classification, formation year and address from the IRS Business Master File

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