Ready, Set, Grow, INC. Was formed to establish and operate a holistic center for the growth and empowerment of both children and adults to become the best version of themselves, and to enable them to live fulfilling, meaningful lives, and to provide the community with the resources and support needed to that end.

501(c)(3) charity; gifts are tax-deductible.
83¢ of each $1 spent went to programs.
$191K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2022 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2023
latest Form 990
Fine: the latest return is for FY2023, 3 tax years back; within 3 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 3
filings with a surplus
Average surplus $245K a year · 10% of revenue · last 3 filings
Fine: a surplus in 2 of the last 3 filings.
Pt I · Ln 19 · 3 filings
Spent on programs
83%
of spending
Looks good: 83% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$191K
to officers and key staff · 8% of spending
Looks good: pay to officers and key staff is 8% of spending; 15% or less.
Pt VII · Sec A
<1 mo
of spending, in cash
Worth a look: 0.7 months of spending in cash; under 1.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$263K
41% of total assets
Looks good: liabilities are 41% of assets; 50% or less.
Pt X · Ln 26
Independent board members
3
of 3 voting members
Looks good: 3 of 3 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$2.1M
-24% vs prior year
Spent
$2.4M
To programs
83%
Net assets
$380K
By yearFY2021–FY2023
Revenue
$2.1M
FY2022▼ -24%
Tap a bar for its year
Revenue by fiscal year
FY2021$2.7M
FY2022$2.1M
FY2023$2.4M
Expenses
$2.4M
FY2022▲ +7%
Tap a bar for its year
Expenses by fiscal year
FY2021$2.2M
FY2022$2.4M
FY2023$1.9M
Net assets
$380K
FY2022▼ -44%
Tap a bar for its year
Net assets by fiscal year
FY2021$675K
FY2022$380K
FY2023$890K

From the FY2022 Form 990 (year ending August 2022) · figures checked against the IRS filing · see the original

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You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2023) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2023. IRS ruling in May 2020.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

83 cents of each dollar spent went to programs.

Program services 83% · $2.0M Management & general 17% · $391K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

6 people listed on the 990; $191K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2021); the FY2022 filing did not itemize Part VII
Executive Director
$182,500Pt VII · Sec A
Chief Operating Officer
$8,017Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Rachel Rappaport’s $194K as Executive Director is at the 81st percentile of top reported officer pay among 3395 $1–10M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2023FY2022FY2021
Rachel Rappaport$193,531$182,500$31,497
Shaina Nemirovsky$40,838$8,017—

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Ready Set Grow INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes
  • Loans to or from officersSch L · Pt II1 listed

Programs and updates

Empowers children and adults through holistic growth and resources for fulfilling lives.

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Provided by the organization

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3 programs · $2.0M · in their own filed words · FY2021
01

Ready, set, grow, inc. Operates a preschool daycare center to support working parents. Its enrollment totals approximately 180 children, ages 6 months to 14 years. Their goal is to utilize the crucial years of early childhood to partner with parents in cultivating each child's uniqueness - developing well-rounded children and instilling…

$1.3Mprogram expense
02

Max! Facilitates meetings, workshops and consultations for women in the community to empower them to live their lives to the fullest despite leading demanding schedules, including raising families. Max! Has evolved into an international mission to empower women to become the best version of themselves.

$538Kprogram expense
03

CBM (camp bnei melochim) was created to provide a calm, creative, safe environment, suitable to boys ages 5-10 years old that are not comfortable with the typical camp environment. The camp curriculum concentrates on educational topics that the boys do not have a chance to learn during their school year and expands on them in an exciting…

$92Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · this organization's grantmaking
Grants paid · 51 grants · $531K · 2020–2022
See all 51 grants →

By the numbers

The FY2022 990, line by line.

1The main four
Money inPt VIII
$2.1M
Ln 12
Fees for servicesLn 2g$2.0M
Gifts and grantsLn 1h$100K
Money outPt IX
$2.4M
Ln 25
Programscol B$2.0M
Managementcol C$391K
Owns and owesPt X
$380K
net assets · Ln 32
Cash and savingsLn 1–2$146K
Total assetsLn 16$643K
LiabilitiesLn 26$263K
PeoplePt VI, VII
6
listed · VII A
PaidVII A2
Voting boardVI 1a3
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$100K
Government grantsLn 1e$100K
Fees for servicesLn 2g$2.0M
Total revenueLn 12$2.1M
Assets in detailPt X, end of year
CashLn 1$146K
Cash and savings togetherLn 1–2$146K
Land, buildings, equipmentLn 10c$244K
Other assetsLn 15$700
Total assetsLn 16$643K
LiabilitiesLn 26$263K
Net assetsLn 32$380K
OperationsPt I, VI
EmployeesI 50
VolunteersI 67
Fiscal year endsHeaderAugust
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY22End FY22
Cash and savingsLn 1–2$326K$146K
Land, buildings, equipmentLn 10c$276K$244K
Total assetsLn 16$813K$643K
LiabilitiesLn 26$138K$263K
Net assetsLn 32$675K$380K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$243K$243K
Pay of current officers, directors and key staffLn 5$220K$165K$55K
Other salaries and wagesLn 7$525K$394K$131K
Payroll taxesLn 10$56K$42K$14K
Accounting feesLn 11c$57K$51K$6K
Other fees for servicesLn 11g$309K$261K$47K
Advertising and promotionLn 12$61K$61K
Office expensesLn 13$210K$196K$14K
Information technologyLn 14$4K$4K
OccupancyLn 16$266K$186K$80K
TravelLn 17$104K$104K
Conferences, conventions and meetingsLn 19$65K$65K
Depreciation, depletion and amortizationLn 22$32K$23K$10K
InsuranceLn 23$22K$8K$14K
Other expenses (24a–d)Ln 24$191K$175K$16K
Total functional expensesLn 25$2.4M$2.0M$391K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2023 LatestFiled with the IRS Jul 15, 2024 $2.4M$1.9M$510K$890K 990 PDF
FY2022 ViewingFiled with the IRS May 25, 2023 $2.1M$2.4M−$295K$380K 990 PDF
FY2021Filed with the IRS Jul 15, 2022 $2.7M$2.2M$520K$675K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2022 990 (6 parts)
Part I · Summary $2,069,560 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $0$100,000
I-9 Program service revenuePrior year $2,733,367$1,969,560
I-10 Investment incomePrior year $0$0
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $2,733,367$2,069,560
I-13 Grants and similar amounts paidPrior year $281,974$242,758
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $0$801,205
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,930,986$1,320,945
I-18 Total expensesPrior year $2,212,960$2,364,908
I-19 Revenue less expensesPrior year $520,407−$295,348
Part VI · Governance 3 of 3 board members independent, no flags
VI-1a Voting members of the governing body3
VI-1b Independent voting members3
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $2,069,560 across 4 lines filed
VIII-1e Government grants$100,000
VIII-1h Total contributions, gifts and grants$100,000
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $1,969,560$1,969,560
VIII-12 Total revenueRelated to mission $1,969,560 · Unrelated business $0 · Excluded from tax $0$2,069,560
Part IX · Statement of functional expenses $2,364,908 across 15 lines filed
IX-1 Grants to domestic organizationsPrograms $242,758$242,758
IX-5 Pay of current officers, directors and key staffPrograms $165,267 · Management $55,089$220,356
IX-7 Other salaries and wagesPrograms $393,597 · Management $131,199$524,796
IX-10 Payroll taxesPrograms $42,040 · Management $14,013$56,053
IX-11c Accounting feesPrograms $51,205 · Management $5,689$56,894
IX-11g Other fees for servicesPrograms $261,470 · Management $47,083$308,553
IX-12 Advertising and promotionPrograms $61,181$61,181
IX-13 Office expensesPrograms $196,041 · Management $13,673$209,714
IX-14 Information technologyManagement $4,305$4,305
IX-16 OccupancyPrograms $186,281 · Management $79,835$266,116
IX-17 TravelPrograms $103,504$103,504
IX-19 Conferences, conventions and meetingsPrograms $64,886$64,886
IX-22 Depreciation, depletion and amortizationPrograms $22,513 · Management $9,648$32,161
IX-23 InsurancePrograms $8,094 · Management $14,305$22,399
IX-24 Other expenses (24a–d)Programs $174,964 · Management $16,268$191,232
IX-25 Total functional expensesPrograms $1,973,801 · Management $391,107 · Fundraising $0$2,364,908
Part X · Balance sheet $642,727 assets, 11 lines filed
Asset lines not itemized here account for $138,924; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $325,632$146,062
X-4 Accounts receivableStart of year $207,898$113,198
X-10c Land, buildings and equipment, netStart of year $276,004$243,843
X-15 Other assetsStart of year $3,500$700
X-16 Total assetsStart of year $813,034$642,727
X-17 Accounts payable and accrued expensesStart of year $135,844$262,866
X-25 Other liabilitiesStart of year $1,981$0
X-26 Total liabilitiesStart of year $137,825$262,866
X-27 Net assets without donor restrictionsStart of year $675,209$379,861
X-32 Total net assets or fund balancesStart of year $675,209$379,861
X-33 Total liabilities and net assetsStart of year $813,034$642,727
Part XI · Reconciliation of net assets $379,861 net assets at year end
XI-1 Total revenue$2,069,560
XI-2 Total expenses$2,364,908
XI-3 Revenue less expenses−$295,348
XI-4 Net assets at start of year$675,209
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$379,861

Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File

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