Congregation Ramapo Cheder EIN 82-5471948 Form 990 (PDF) Claim this org

Congregation Ramapo Cheder FY2022 filing

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Establishes a synagogue for Jewish worship, study, and promotion of Jewish faith and principles. For fiscal year 2022 it reported $3.4M in revenue, $3.2M in expenses, and $632K in net assets.Pt I

Founded
2018
Type
Religious organization · Human Services
Location
Spring Valley, NY
Filings
4 on file (2020–2022)
Revenue
$3.4MFY2022
Expenses
$3.2M
Net assets
$632K
People
6
Filings
4
Updates
0
More identity details & actions ⌄
EIN  82-5471948 Religious organization Spring Valley, NY Founded 2018
Form 990 (PDF)
You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2024) →
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Figures match the IRS filing checked 7/21/26 · see original: IRS
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Size
$1–10M
What they do
Establishes a synagogue for Jewish worship, study, and promotion of Jewish faith and principles.
Leadership
Jordan Most · Treasurer
Money in and out
$3.4M revenue, $3.2M expenses
Bottom line
90% program efficiency
Where the money goes · FY2022
Total revenue
$3.4M
Pt VIII · Ln 12
Total expenses
$3.2M
Pt IX · Ln 25
Net assets
$632K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $198K
Where spending went · Part IX cols B–D
Program services $0.90 Management & general $0.09 Fundraising $0.01
Program efficiency
90%
of spending reaches programs
Operating runway
2.5mo
months of highly liquid reserves at operating expense rate
Surplus margin
+6%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2022 · Form 990
Revenue
$3.4M
FY2022▲ +93%
Expenses
$3.2M
FY2022▲ +85%
Total assets
$1.6M
FY2022▲ +408%
Total liabilities
$937K
FY2022▲ +315%
Total revenue
$3.4M
Pt VIII · Ln 12
Total expenses
$3.2M
Pt IX · Ln 25
Net assets
$632K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$198K
Total assetsPt X · Ln 16$1.6M
Program-expense ratioPt IX · col B90%
Voting members of governing bodyPt I · Ln 36
Independent voting membersPt I · Ln 46
Mission & Programs · Part III

Where the work happens

1 program service account for $2.9M of program spending, described in the organization's own filed words · FY2021.
01

To promote the principles of the Jewish religion and Judaism, by establishing a synagogue as a place of Jewish worship as well as a place of study of the laws and books of the Jewish faith. During 2022, there were 150 students in the school.

$2.9Mprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CCongregation Ramapo Cheder
EINHdr · item D82-5471948
Principal addressHdr · item CSpring Valley, NY
WebsiteHdr · item Jnone reported
Year of formationHdr · item L2018
State of legal domicileHdr · item MNY
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P20)
Ruling yearIRS BMFFeb 2019

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a6
Independent voting membersPt VI · Ln 1b6
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2021); the FY2022 filing did not itemize Part VII
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Jordan Most’s $60K as Executive Dir. is at the 7th percentile of top reported officer pay among 3864 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2024FY2024FY2023
Jordan Most$60,000$60,000$60,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue$1.9M · 57%
Contributions & grants$1.3M · 40%
Other revenue$82K · 2%
Program service revenue57%$1.9M
Contributions & grants40%$1.3M
Other revenue2%$82K
— government grantsLn 1e$87K
Total revenueLn 12$3.4M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.90 Management & general $0.09 Fundraising $0.01
Program services90%$2.9M
Management & general9%$285K
Fundraising1%$26K
Total functional expensesLn 25$3.2M

Balance Sheet

Part X · end of year
CashLn 1$652K
Total assetsLn 16$1.6M
Total liabilitiesLn 26$937K
Total net assetsLn 32$632K
Months of cash on handcomputed2.5

Financial Metrics

Form 990 · FY2022 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $652K · Operating expenses/yr $3.2M
2.5 months
Where the money goes
Program services
Program services $2.9M · Total expenses $3.2M
90%
Management & General
Management & general $285K · Total expenses $3.2M
9%
Fundraising
Fundraising $26K · Total expenses $3.2M
0.8%
Cost to raise $1
Fundraising expense (2-yr avg) $13K · Solicited contributions (2-yr avg) $972K
$0.01 to raise $1 (2-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $1.3M · Total revenue $3.4M
40%
Government reliance
Government grants $87K · Total revenue $3.4M
3%
Earned-income share
Program service revenue $1.9M · Total revenue $3.4M
57%
Investment reliance
Investment income $0 · Total revenue $3.4M
0%
Program self-sufficiency
Program service revenue $1.9M · Total expenses $3.2M
61%
Growth & trend
Revenue growth (YoY)
This year $3.4M · Prior year $1.7M
+93%
Net-asset trend (YoY)
End of year $632K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $3.4M · Expenses $3.2M
+6%
Liabilities-to-Assets
Total liabilities — · Total assets $1.6M
Net-asset ratio
Net assets $632K · Total assets $1.6M
40%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $1.6M
0%
People & payroll
Highest Reported Total Compensation
Individual Jordan Most · Reported title Treasurer · Highest reported compensation $0 · Total expenses $3.2M
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $1.6M · Total expenses $3.2M
50%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 90%
Overhead ratio 9%
Fundraising cost ratio 2%
Revenue growth 93%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 0.4%
Fundraising fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 7 funders →
Grants paid · 14 grants · $5.6M · 2020–2024
Unitemized GrantFY2024$1,843,405
Torah Tefillah of MonseyNY · FY2024$28,500
Beis Chinuch GevoahNY · FY2024$6,450
Bais DovidNY · FY2024$5,610
Congregation Ohr Torah INCNY · FY2024$5,355
Unitemized GrantFY2023$2,033,245
Unitemized GrantFY2022$683,590
Chevras TorahFY2022$9,000
Unitemized GrantFY2021$603,877
Unitemized GrantFY2020$292,249

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024$12.3M revenue · ⤓ 990 PDF
FY2023$4.9M revenue · ⤓ 990 PDF
FY2022$3.4M revenue · viewing · ⤓ 990 PDF
FY2021not on file
FY2020$1.7M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2022IRS
Classification, formation year, addressIRS Business Master File
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