501(c)(3) charity; gifts are tax-deductible.
95¢ of each $1 spent went to programs.
Run by 10 volunteers and 5 employees.
Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $337K a year · 5% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
95%
of spending
Looks good: 95% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$994K
to officers and key staff · 8% of spending
Looks good: pay to officers and key staff is 8% of spending; 15% or less.
Pt VII · Sec A
<1 mo
of spending, in cash
Fine: 0.8 months of spending in cash, plus $20.6M in investments.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $8.0M
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$22.1M
95% of total assets
Concern: liabilities are 95% of assets; over 80%.
Pt X · Ln 26
Independent board members
1
of 8 voting members
Worth a look: 1 of 8 voting members are independent, under half.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$9.2M
-32% vs prior year
Spent
$12.3M
To programs
95%
Net assets
$1.2M
By yearFY2020–FY2025
Revenue
$9.2M
FY2025▼ -32%
Tap a bar for its year
Revenue by fiscal year
FY2020$451K
FY2021$6.0M
FY2022$5.0M
FY2023$7.1M
FY2024$13.6M
FY2025$9.2M
Expenses
$12.3M
FY2025▼ -9%
Tap a bar for its year
Expenses by fiscal year
FY2020$274K
FY2021$4.1M
FY2022$5.6M
FY2023$3.6M
FY2024$13.5M
FY2025$12.3M
Net assets
$1.2M
FY2025▼ -71%
Tap a bar for its year
Net assets by fiscal year
FY2020$177K
FY2021$2.0M
FY2022$1.5M
FY2023$5.0M
FY2024$4.1M
FY2025$1.2M

From the FY2025 Form 990 (year ending June 2025) · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Dec 2019.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

95 cents of each dollar spent went to programs.

Program services 95% · $11.6M Management & general 5% · $642K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

14 people listed on the 990; $994K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Executive Director
$236,945Pt VII · Sec A
Director of Finance & Administration
$169,482Pt VII · Sec A
Policy Director
$156,271Pt VII · Sec A
Associate Director
$149,608Pt VII · Sec A
Communications & Engagement Director
$130,548Pt VII · Sec A
Director of Executive Office Ops
$108,665Pt VII · Sec A
$6,000Pt VII · Sec A
$6,000Pt VII · Sec A

Jagjit Nagra’s $237K as Executive Director is at the 93rd percentile of top reported officer pay among 1147 $1–10M crime & legal nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Jagjit Nagra$236,945$252,378$193,023——
Robert Le—$196,080———
Amanda Green$169,482$154,425$52,495——
Christina Couglin$156,271————
Lisa Watson$149,608————
Michelle Luedtke$130,548$118,680———
Chris Coughlin——$122,349——
Christina Coughlin—$122,348———

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Oregon Consumer Justice executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Advocates for a safe and fair marketplace, balancing consumer justice for all Oregonians.

Questions for Oregon Consumer Justice

Tap to ask. Oregon Consumer Justice sees how many people are interested.

Your first name shows with your question. Oregon Consumer Justice answers here, for everyone.

Provided by the organization

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3 programs · $11.6M · in their own filed words · FY2024
01

Law

We support oregonians confronting unlawful practices in taking legal action and finding justice through our courts. Through our legal partners at oregon consumer justice law PC, and our network of consumer attorneys statewide, we connect people with the support they deserve - especially those who've had little to no access to legal…

$9.5Mprogram expense
02

Policy

Over the past year, the policy team has made significant strides, expanding our ability to engage in impactful state and federal work. We've created new roles, including separate directors for state and federal policy, and have seen the benefits of hiring permanent staff in the fall.

$1.2Mprogram expense
03

Communications + Engagement

Last summer, we publicly announced the rollout of our new educational tools and access to justice solutions to provide oregonians with greater support to protect themselves against predatory practices and law-breaking companies.

$927Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 1 funder$8.0M
Grants paid · 111 grants · $26.1M · 2019–2024
Ocj LawFY2024$9,011,799
University of OregonFY2024$300,000
Unitemized GrantFY2024$139,629
Ocj LawFY2023$9,062,184
University of OregonFY2023$300,000
Unitemized GrantFY2023$113,128
University of OregonFY2022$300,000
Unitemized GrantFY2022$106,490
Street Roots INCOR · FY2022$10,000
Oregon Consumer LeagueOR · FY2022$10,000
Bienestar INCOR · FY2022$10,000
University of OregonFY2021$300,000
Bienestar INCOR · FY2021$215,000
Rogue Action CenterOR · FY2021$200,000
Oregon Health Equity AllianceOR · FY2021$200,000
See all 111 grants →

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$9.2M
Ln 12
Gifts and grantsLn 1h$8.0M
Investment incomeLn 3$1.2M
Money outPt IX
$12.3M
Ln 25
Programscol B$11.6M
Managementcol C$642K
Owns and owesPt X
$1.2M
net assets · Ln 32
Cash and savingsLn 1–2$857K
Total assetsLn 16$23.2M
LiabilitiesLn 26$22.1M
PeoplePt VI, VII
14
listed · VII A
PaidVII A13
Voting boardVI 1a8
IndependentVI 1b1
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$8.0M
Investment incomeLn 3$1.2M
Gains on assetsLn 7$408K
Total revenueLn 12$9.2M
Assets in detailPt X, end of year
CashLn 1$857K
Cash and savings togetherLn 1–2$857K
InvestmentsLn 11–13$20.6M
Total assetsLn 16$23.2M
LiabilitiesLn 26$22.1M
Net assetsLn 32$1.2M
OperationsPt I, VI
EmployeesI 55
VolunteersI 610
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$498K$857K
InvestmentsLn 11–13$15.7M$20.6M
Total assetsLn 16$20.1M$23.2M
LiabilitiesLn 26$16.1M$22.1M
Net assetsLn 32$4.1M$1.2M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$9.0M$9.0M
Grants to domestic individualsLn 2$140K$140K
Pay of current officers, directors and key staffLn 5$589K$341K$248K
Other salaries and wagesLn 7$1.4M$1.2M$161K
Payroll taxesLn 10$127K$103K$24K
Legal feesLn 11b$38K$10K$28K
Accounting feesLn 11c$63K$6K$56K
Other fees for servicesLn 11g$481K$447K$35K
Advertising and promotionLn 12$23K$23K
Office expensesLn 13$64K$47K$17K
Information technologyLn 14$116K$93K$23K
OccupancyLn 16$31K$25K$7K
TravelLn 17$55K$48K$7K
Conferences, conventions and meetingsLn 19$48K$22K$25K
InterestLn 20$39K$39K
InsuranceLn 23$31K$26K$5K
Other expenses (24a–d)Ln 24$30K$23K$7K
Total functional expensesLn 25$12.3M$11.6M$642K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $9.2M$12.3M−$3.1M$1.2M 990 PDF
FY2024 $13.6M$13.5M$75K$4.1M 990 PDF
FY2023 $7.1M$3.6M$3.5M$5.0M 990 PDF
FY2022 $5.0M$5.6M−$549K$1.5M 990 PDF
FY2021 $6.0M$4.1M$1.8M$2.0M 990 PDF
FY2020 $451K$274K$177K$177K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2025 990 (6 parts)
Part I · Summary $9,218,548 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $12,845,980$7,987,778
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $720,237$1,230,770
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $13,566,217$9,218,548
I-13 Grants and similar amounts paidPrior year $9,575,027$9,151,428
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $2,161,633$2,106,196
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,754,471$1,018,952
I-18 Total expensesPrior year $13,491,131$12,276,576
I-19 Revenue less expensesPrior year $75,086−$3,058,028
Part VI · Governance 1 of 8 board members independent, no flags
VI-1a Voting members of the governing body8
VI-1b Independent voting members1
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $9,218,548 across 5 lines filed
VIII-1f All other contributions, gifts and grants$7,987,778
VIII-1h Total contributions, gifts and grants$7,987,778
VIII-3 Investment incomeExcluded from tax $823,074$823,074
VIII-7 Net gain or loss on sales of assetsExcluded from tax $407,696$407,696
VIII-12 Total revenueRelated to mission $0 · Unrelated business $0 · Excluded from tax $1,230,770$9,218,548
Part IX · Statement of functional expenses $12,276,576 across 17 lines filed
IX-1 Grants to domestic organizationsPrograms $9,011,799$9,011,799
IX-2 Grants to domestic individualsPrograms $139,629$139,629
IX-5 Pay of current officers, directors and key staffPrograms $340,573 · Management $247,945$588,518
IX-7 Other salaries and wagesPrograms $1,230,617 · Management $160,544$1,391,161
IX-10 Payroll taxesPrograms $102,687 · Management $23,830$126,517
IX-11b Legal feesPrograms $10,193 · Management $27,701$37,894
IX-11c Accounting feesPrograms $6,295 · Management $56,271$62,566
IX-11g Other fees for servicesPrograms $446,783 · Management $34,527$481,310
IX-12 Advertising and promotionPrograms $23,074$23,074
IX-13 Office expensesPrograms $46,820 · Management $17,253$64,073
IX-14 Information technologyPrograms $92,837 · Management $23,048$115,885
IX-16 OccupancyPrograms $24,721 · Management $6,534$31,255
IX-17 TravelPrograms $47,530 · Management $7,252$54,782
IX-19 Conferences, conventions and meetingsPrograms $22,418 · Management $25,470$47,888
IX-20 InterestPrograms $39,430$39,430
IX-23 InsurancePrograms $26,202 · Management $4,519$30,721
IX-24 Other expenses (24a–d)Programs $22,997 · Management $7,077$30,074
IX-25 Total functional expensesPrograms $11,634,605 · Management $641,971 · Fundraising $0$12,276,576
Part X · Balance sheet $23,226,858 assets, 14 lines filed
Asset lines not itemized here account for $1,679,674; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $497,685$856,786
X-3 Pledges and grants receivableStart of year $2,160,000$0
X-4 Accounts receivableStart of year $16,822$0
X-9 Prepaid expenses and deferred chargesStart of year $49,144$56,408
X-11 Publicly traded securitiesStart of year $15,712,810$20,633,990
X-16 Total assetsStart of year $20,126,803$23,226,858
X-17 Accounts payable and accrued expensesStart of year $132,570$223,733
X-18 Grants payableStart of year $7,956,371$10,145,416
X-19 Deferred revenueStart of year $7,978,664$11,685,097
X-26 Total liabilitiesStart of year $16,067,605$22,054,246
X-27 Net assets without donor restrictionsStart of year $4,019,198$1,162,612
X-28 Net assets with donor restrictionsStart of year $40,000$10,000
X-32 Total net assets or fund balancesStart of year $4,059,198$1,172,612
X-33 Total liabilities and net assetsStart of year $20,126,803$23,226,858
Part XI · Reconciliation of net assets $1,172,612 net assets at year end
XI-1 Total revenue$9,218,548
XI-2 Total expenses$12,276,576
XI-3 Revenue less expenses−$3,058,028
XI-4 Net assets at start of year$4,059,198
XI-5 Net unrealized gains (losses) on investments$171,442
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$1,172,612

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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