Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
12 people listed on the 990; $1.4M paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Joe Hutyra | — | — | — | — | $185,867 | $510,828 |
| William Palasota | $491,019 | $494,549 | $424,226 | $340,776 | $297,997 | $267,246 |
| Sharon Schroeder | $378,123 | $393,565 | $302,689 | $233,500 | $204,584 | $175,397 |
| Ryan Gonzales | $193,568 | $185,420 | $173,133 | $147,252 | — | — |
| Monica Krenek | $164,766 | $165,852 | $160,579 | $156,837 | $156,360 | $149,030 |
| Rachel E Kuehl | $151,444 | $143,476 | — | — | — | — |
| Rachel E Wilde | — | — | $125,856 | $104,600 | — | — |
| Edward Hernandez | — | — | — | — | — | $1,080 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Educators Credit Union executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Offers affordable financial services to its members.
Questions for Educators Credit Union
Your first name shows with your question. Educators Credit Union answers here, for everyone.
The largest credit union in central texas, educators credit union meets the financial needs of its members by providing a wide variety of services at competitive rates in seven convenient locations.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 74-1129327) · Dispute this lineFunders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $66.0M | $37.8M |
| InvestmentsLn 11–13 | $321.0M | $399.1M |
| Land, buildings, equipmentLn 10c | $4.4M | $4.3M |
| Total assetsLn 16 | $549.3M | $594.8M |
| LiabilitiesLn 26 | $444.3M | $477.9M |
| Net assetsLn 32 | $105.0M | $116.9M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic individualsLn 2 | $12K | |||
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $1.2M | |||
| Other salaries and wagesLn 7 | $2.4M | |||
| Pension plan contributionsLn 8 | $354K | |||
| Other employee benefitsLn 9 | $446K | |||
| Payroll taxesLn 10 | $227K | |||
| Legal feesLn 11b | $329K | |||
| Accounting feesLn 11c | $84K | |||
| Advertising and promotionLn 12 | $214K | |||
| Office expensesLn 13 | $439K | |||
| Information technologyLn 14 | $1.1M | |||
| OccupancyLn 16 | $406K | |||
| TravelLn 17 | $86K | |||
| InterestLn 20 | $7.4M | |||
| Depreciation, depletion and amortizationLn 22 | $131K | |||
| InsuranceLn 23 | $93K | |||
| Other expenses (24a–d)Ln 24 | $156K | |||
| Total functional expensesLn 25 | $15.1M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Aug 14, 2026 | $27.0M | $15.1M | $11.9M | $116.9M | 990 PDF |
| FY2024Filed with the IRS Jul 3, 2025 | $24.5M | $14.6M | $9.9M | $105.0M | 990 PDF |
| FY2023Filed with the IRS Nov 4, 2024 | $21.7M | $12.4M | $9.3M | $95.1M | 990 PDF |
| FY2022Filed with the IRS Aug 11, 2023 | $14.6M | $8.6M | $6.0M | $85.8M | 990 PDF |
| FY2021Filed with the IRS Sep 19, 2022 | $11.6M | $8.3M | $3.2M | $79.7M | 990 PDF |
| FY2020Filed with the IRS Jul 16, 2021 | $13.0M | $9.7M | $3.3M | $76.5M | 990 PDF |
Schedules filed Part IV
See the full FY2025 990
Part I · Summary $27,008,763 revenue, 12 lines filed
Part VI · Governance 7 of 7 board members independent, no flags
Part VIII · Statement of revenue $27,008,763 across 4 lines filed
Part IX · Statement of functional expenses $15,138,990 across 17 lines filed
Part X · Balance sheet $594,816,789 assets, 14 lines filed
Part XI · Reconciliation of net assets $116,873,465 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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