Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
12 people listed on the 990; $983K paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Joe Hutyra | — | — | — | — | $185,867 | $510,828 |
| William Palasota | $491,019 | $494,549 | $424,226 | $340,776 | $297,997 | $267,246 |
| Sharon Schroeder | $378,123 | $393,565 | $302,689 | $233,500 | $204,584 | $175,397 |
| Ryan Gonzales | $193,568 | $185,420 | $173,133 | $147,252 | — | — |
| Monica Krenek | $164,766 | $165,852 | $160,579 | $156,837 | $156,360 | $149,030 |
| Rachel E Kuehl | $151,444 | $143,476 | — | — | — | — |
| Rachel E Wilde | — | — | $125,856 | $104,600 | — | — |
| Edward Hernandez | — | — | — | — | — | $1,080 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Offers affordable financial services to its members.
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The largest credit union in central texas, educators credit union meets the financial needs of its members by providing a wide variety of services at competitive rates in seven convenient locations.
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Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2022 990, line by line.
Download 990
| Line | Start FY22 | End FY22 |
|---|---|---|
| Cash and savingsLn 1–2 | $185.7M | $115.3M |
| InvestmentsLn 11–13 | $118.3M | $228.6M |
| Land, buildings, equipmentLn 10c | $4.7M | $4.6M |
| Total assetsLn 16 | $523.4M | $537.8M |
| LiabilitiesLn 26 | $443.6M | $452.0M |
| Net assetsLn 32 | $79.7M | $85.8M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic individualsLn 2 | $12K | |||
| Pay of current officers, directors and key staffLn 5 | $689K | |||
| Other salaries and wagesLn 7 | $2.6M | |||
| Pension plan contributionsLn 8 | $224K | |||
| Other employee benefitsLn 9 | $478K | |||
| Payroll taxesLn 10 | $221K | |||
| Legal feesLn 11b | $292K | |||
| Accounting feesLn 11c | $93K | |||
| Advertising and promotionLn 12 | $243K | |||
| Office expensesLn 13 | $261K | |||
| Information technologyLn 14 | $952K | |||
| OccupancyLn 16 | $591K | |||
| TravelLn 17 | $57K | |||
| InterestLn 20 | $1.6M | |||
| Depreciation, depletion and amortizationLn 22 | $200K | |||
| InsuranceLn 23 | $75K | |||
| Other expenses (24a–d)Ln 24 | −$60K | |||
| Total functional expensesLn 25 | $8.6M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $27.0M | $15.1M | $11.9M | $116.9M | 990 PDF |
| FY2024 | $24.5M | $14.6M | $9.9M | $105.0M | 990 PDF |
| FY2023 | $21.7M | $12.4M | $9.3M | $95.1M | 990 PDF |
| FY2022 Viewing | $14.6M | $8.6M | $6.0M | $85.8M | 990 PDF |
| FY2021 | $11.6M | $8.3M | $3.2M | $79.7M | 990 PDF |
| FY2020 | $13.0M | $9.7M | $3.3M | $76.5M | 990 PDF |
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Schedules filed Part IV
See the full FY2022 990 (4 parts)
Part VIII · Statement of revenue $14,604,226 across 4 lines filed
Part IX · Statement of functional expenses $8,559,807 across 17 lines filed
Part X · Balance sheet $537,751,416 assets, 10 lines filed
Part XI · Reconciliation of net assets $85,784,521 net assets at year end
Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File
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