First Commerce Credit Union
Offers financial cooperative services and education to members. For fiscal year 2024 it reported $70.2M in revenue, $65.1M in expenses, and $82.3M in net assets.Pt I
- Founded
- 1940
- Type
- Mutual-benefit / member-serving · Nonprofit
- Location
- Tallahassee, FL
- Website
- www.firstcommercecu.org
- Filings
- 5 on file (2020–2024)
More identity details & actions ⌄
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Summary of the Filing
Where the work happens
First commerce credit union offers a wide array of electronic services to members. Almost 46,000 members utilize digital banking to keep track of their accounts, make transfers, make mobile deposits and pay bills.
Tallahassee's #1 auto lending program for over a decade. First commerce has earned the title of tallahassee's number one auto lender year after year. This title has been consistently earned because the credit union offers a range of auto loan choices for almost every budget and credit level.
First commerce offers a full range of financial products for businesses. They include lending for operating expenses, equipment, inventory, real estate, and other needs as well as business credit card offerings. Deposit products from basic business checking to a full suite of treasury services are also available.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Cecilia D Homison | $1,193,923 | $661,240 | $581,104 | $539,919 | $492,601 |
| Dennis G Adams | $445,037 | $392,391 | $376,890 | $294,237 | $278,183 |
| Mary B Estes | — | $213,093 | $441,630 | $384,343 | $382,747 |
| Stephen Parker | — | — | — | $244,924 | $324,898 |
| Barbara Williams-Anderson | $221,039 | $186,464 | $167,161 | $275,442 | $315,948 |
| Kimberly S Howes | $310,682 | $291,533 | $259,562 | $218,953 | $190,816 |
| Justin Hof | $286,053 | $269,630 | $253,733 | $183,684 | — |
| Angela Terhune | $251,944 | $201,655 | $166,423 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Revenue growth | 15% | — | — |
| Legal fee ratio | 0.3% | — | — |
| Accounting fee ratio | 0.4% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Grants
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Filings & Schedule Manifest
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Sources
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