Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Feb 1972.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
17 people listed on the 990; $2.7M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Cecilia D Homison | $1,193,923 | $661,240 | $581,104 | $539,919 | $492,601 |
| Dennis G Adams | $445,037 | $392,391 | $376,890 | $294,237 | $278,183 |
| Mary B Estes | — | $213,093 | $441,630 | $384,343 | $382,747 |
| Stephen Parker | — | — | — | $244,924 | $324,898 |
| Barbara Williams-Anderson | $221,039 | $186,464 | $167,161 | $275,442 | $315,948 |
| Kimberly S Howes | $310,682 | $291,533 | $259,562 | $218,953 | $190,816 |
| Justin Hof | $286,053 | $269,630 | $253,733 | $183,684 | — |
| Angela Terhune | $251,944 | $201,655 | $166,423 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II1 listed
Programs and updates
Offers financial cooperative services and education to members.
Questions for First Commerce Credit Union
Your first name shows with your question. First Commerce Credit Union answers here, for everyone.
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First commerce credit union offers a wide array of electronic services to members. Almost 34,000 members utilize digital banking to keep track of their accounts, make transfers, make mobile deposits and pay bills.
Tallahassee's #1 auto lending program for over a decade. First commerce has earned the title of tallahassee's number one auto lender year after year. This title has been consistently earned because the credit union offers a range of auto loan choices for almost every budget and credit level.
Fccu offers a full range of financial products for businesses. They include lending for operating expenses, equipment, inventory, real estate, and other needs as well as business credit card offerings. Deposit products from basic business checking to a full suite of treasury services are also available.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $94.2M | $185.9M |
| InvestmentsLn 11–13 | $35.8M | $45.1M |
| Land, buildings, equipmentLn 10c | $35.6M | $38.7M |
| Total assetsLn 16 | $615.5M | $919.4M |
| LiabilitiesLn 26 | $540.7M | $841.2M |
| Net assetsLn 32 | $74.8M | $78.2M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $1.7M | |||
| Other salaries and wagesLn 7 | $10.8M | |||
| Pension plan contributionsLn 8 | $737K | |||
| Other employee benefitsLn 9 | $1.9M | |||
| Payroll taxesLn 10 | $853K | |||
| Management feesLn 11a | $1.1M | |||
| Legal feesLn 11b | $397K | |||
| Accounting feesLn 11c | $248K | |||
| Other fees for servicesLn 11g | $1.2M | |||
| Advertising and promotionLn 12 | $906K | |||
| Office expensesLn 13 | $2.4M | |||
| Information technologyLn 14 | $491K | |||
| OccupancyLn 16 | $1.1M | |||
| TravelLn 17 | $61K | |||
| Conferences, conventions and meetingsLn 19 | $32K | |||
| InterestLn 20 | $4.8M | |||
| Payments to affiliatesLn 21 | $81K | |||
| Depreciation, depletion and amortizationLn 22 | $2.5M | |||
| InsuranceLn 23 | $249K | |||
| Other expenses (24a–d)Ln 24 | $11.7M | |||
| All other expensesLn 24e | $1.5M | |||
| Total functional expensesLn 25 | $44.7M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest | $70.2M | $65.1M | $5.1M | $82.3M | 990 PDF |
| FY2023 | $61.0M | $55.1M | $5.9M | $77.3M | 990 PDF |
| FY2022 | $49.5M | $41.1M | $8.4M | $71.3M | 990 PDF |
| FY2021 | $46.9M | $39.4M | $7.4M | $83.2M | 990 PDF |
| FY2020 Viewing | $47.8M | $44.7M | $3.1M | $78.2M | 990 PDF |
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Schedules filed Part IV
See the full FY2020 990 (6 parts)
Part I · Summary $47,845,792 revenue, 12 lines filed
Part VI · Governance 7 of 7 board members independent, no flags
Part VIII · Statement of revenue $47,845,792 across 5 lines filed
Part IX · Statement of functional expenses $44,728,914 across 21 lines filed
Part X · Balance sheet $919,350,223 assets, 14 lines filed
Part XI · Reconciliation of net assets $78,190,550 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
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