Nebraska Housing Developers Association EIN 47-0798048 Form 990 (PDF) Claim this org

Nebraska Housing Developers Association

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Builds and preserves affordable housing for Nebraskans. For fiscal year 2025 it reported $1.4M in revenue, $1.4M in expenses, and $1.6M in net assets.Pt I

Type
Membership association · Community Development
Location
Lincoln, NE
Website
www.housingdevelopers.org
Filings
5 on file (2021–2025)
Revenue
$1.4MFY2025
Expenses
$1.4M
Net assets
$1.6M
People
11
Filings
5
Updates
0
More identity details & actions ⌄
EIN  47-0798048 Membership association Lincoln, NE
Form 990 (PDF)
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Size
$1–10M
What they do
Builds and preserves affordable housing for Nebraskans.
Leadership
Amber Marker · Executive Di · $84K
Money in and out
$1.4M revenue, $1.4M expenses
Bottom line
+1% operating surplus
Membership & operating revenue · FY2025
Total revenue
$1.4M
Pt VIII · Ln 12
Total expenses
$1.4M
Pt IX · Ln 25
Net assets
$1.6M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $20K
Where spending went · Part IX cols B–D
Program services $0.91 Management & general $0.06 Fundraising $0.03
Operating surplus
+1%
revenue over expenses▲ +165% vs prior filing year
Earned revenue
23%
of revenue from program services & dues▼ -21% vs prior filing year
Payroll share
15%
of spending is salaries & benefits▲ +12% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$1.4M
FY2025▼ -5%
Expenses
$1.4M
FY2025▼ -8%
Total assets
$3.5M
FY2025▼ -3%
Total liabilities
$1.8M
FY2025+0.2%
Total revenue
$1.4M
Pt VIII · Ln 12
Total expenses
$1.4M
Pt IX · Ln 25
Net assets
$1.6M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$20K
Total assetsPt X · Ln 16$3.5M
Program-expense ratioPt IX · col B91%
Voting members of governing bodyPt I · Ln 310
Independent voting membersPt I · Ln 410
Mission & Programs · Part III

Where the work happens

1 program service account for $1.2M of program spending, described in the organization's own filed words · FY2024.
01

The association is an alliance of non-profit organizations, for-profit organizations, communities, businesses and individuals that work to increase the availability of quality, affordable housing in nebraska.

$1.2Mprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CNebraska Housing Developers Association
EINHdr · item D47-0798048
Principal addressHdr · item CLincoln, NE
WebsiteHdr · item Jwww.housingdevelopers.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MNE
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFCommunity Development (S20)
Ruling yearIRS BMFMar 1997

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a10
Independent voting membersPt VI · Ln 1b10
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Executive Di
$84,000Pt VII · Sec A
Vice Chair
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Amber Marker’s $84K as Executive Di is at the 13th percentile of top reported officer pay among 2834 $1–10M community development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Amber Marker$84,000$80,600$79,600$64,660
Matthew Cavanaugh$67,257
Courtney Lyons$32,249

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$1.0M · 75%
Program service revenue$313K · 23%
Other revenue$29K · 2%
Contributions & grants75%$1.0M
Program service revenue23%$313K
Other revenue2%$29K
— government grantsLn 1e$33K
Total revenueLn 12$1.4M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.91 Management & general $0.06 Fundraising $0.03
Program services91%$1.2M
Management & general6%$78K
Fundraising3%$46K
Total functional expensesLn 25$1.4M

Balance Sheet

Part X · end of year
CashLn 1$717K
Total assetsLn 16$3.5M
Total liabilitiesLn 26$1.8M
Total net assetsLn 32$1.6M
Months of cash on handcomputed6.4

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $717K · Operating expenses/yr $1.4M
6.4 months
Where the money goes
Program services
Program services $1.2M · Total expenses $1.4M
91%
Management & General
Management & general $78K · Total expenses $1.4M
6%
Fundraising
Fundraising $46K · Total expenses $1.4M
3%
Cost to raise $1
Fundraising expense (3-yr avg) $44K · Solicited contributions (3-yr avg) $838K
$0.05 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $1.0M · Total revenue $1.4M
75%
Government reliance
Government grants $33K · Total revenue $1.4M
2%
Earned-income share
Program service revenue $313K · Total revenue $1.4M
23%
Investment reliance
Investment income $0 · Total revenue $1.4M
0%
Program self-sufficiency
Program service revenue $313K · Total expenses $1.4M
23%
Growth & trend
Revenue growth (YoY)
This year $1.4M · Prior year $1.4M
-5%
Revenue CAGR
FY2020 $654K · FY2024 $1.4M
+20%
Net-asset trend (YoY)
End of year $1.6M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $1.4M · Expenses $1.4M
+1%
Liabilities-to-Assets
Total liabilities — · Total assets $3.5M
Net-asset ratio
Net assets $1.6M · Total assets $3.5M
47%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $3.5M
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Amber Marker · Reported title EXECUTIVE DI · Highest reported compensation $84K · Total expenses $1.4M
6%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $197K · Total expenses $1.4M
15%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 91%
Overhead ratio 6%
Fundraising cost ratio 4%
Revenue growth -5%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 2 funders$57K
Grants paid · 8 grants · $1.9M · 2020–2024
Unitemized GrantFY2024$585,000
Unitemized GrantFY2023$493,500
Unitemized GrantFY2022$102,000
Unitemized GrantFY2022$102,000
Unitemized GrantFY2021$217,000
Unitemized GrantFY2020$233,282
Unitemized GrantFY2020$66,000
Unitemized GrantFY2020$56,093

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$1.4M revenue · viewing · ⤓ 990 PDF
FY2024$1.4M revenue · ⤓ 990 PDF
FY2023$1.0M revenue · ⤓ 990 PDF
FY2022$804K revenue · ⤓ 990 PDF
FY2021$654K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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