Anoka County Community Action Program INC EIN 41-6048575

Anoka County Community Action Program INC

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Empowers low-income residents to achieve economic self-sufficiency by providing basic needs. For fiscal year 2024 it reported $20.0M in revenue, $20.2M in expenses, and $16.6M in net assets.Pt I

Founded
1965
Type
Public charity (501(c)(3)) · Human Services
Location
Blaine, MN
Website
www.accap.org
Filings
5 on file (2020–2024)
Revenue
$20.0MFY2024
Expenses
$20.2M
Net assets
$16.6M
People
20
Filings
5
Updates
0
More identity details & actions ⌄
EIN  41-6048575 Public charity (501(c)(3)) Blaine, MN Founded 1965
Form 990 (PDF)
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Figures match the IRS filing checked 8/10/26 · see original: IRS
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Size
$10–100M
What they do
Empowers low-income residents to achieve economic self-sufficiency by providing basic needs.
Leadership
Jacqueline Cross · Head Start Director · $174K
Money in and out
$20.0M revenue, $20.2M expenses
Bottom line
94% program efficiency
Where the money goes · FY2024
Total revenue
$20.0M
Pt VIII · Ln 12
Total expenses
$20.2M
Pt IX · Ln 25
Net assets
$16.6M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$178K
Where spending went · Part IX cols B–D
Program services $0.94 Management & general $0.06 Fundraising $0.00
Program efficiency
94%
of spending reaches programs▲ +9% vs prior filing year
Operating runway
3.9mo
months of highly liquid reserves at operating expense rate▲ +3% vs prior filing year
Surplus margin
-0.9%
revenue over expenses, this year▼ -268% vs prior filing year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Revenue
$20.0M
FY2024▼ -3%
Expenses
$20.2M
FY2024▼ -2%
Total assets
$27.9M
FY2024▼ -1%
Total liabilities
$11.3M
FY2024▼ -0.6%
Total revenue
$20.0M
Pt VIII · Ln 12
Total expenses
$20.2M
Pt IX · Ln 25
Net assets
$16.6M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$178K
Total assetsPt X · Ln 16$27.9M
Program-expense ratioPt IX · col B94%
Voting members of governing bodyPt I · Ln 314
Independent voting membersPt I · Ln 414
Mission & Programs · Part III

Where the work happens

3 program services account for $18.6M of program spending, described in the organization's own filed words · FY2024.
01

Head Start Program

Head start is a multi-faceted child and family development program for income-eligible households in anoka and washington counties in minnesota. The program is designed to help pregnant women and children, aged birth to five, and their families achieve their full potential. During 2024 608 children were served.

$12.1Mprogram expense
02

Building Operations

The building operations program operates affordable and subsidized rental housing. During 2024, there were 303 rental units that served 658 individuals. The housing stock includes single family homes, TOWNHOMES/DUPLEXES, apartments and single-room-occupancy shared housing.

$6.0Mprogram expense
03

Senior Programs

Senior programs are available to assist seniors in accessing programs and services to allow them to live independently. Senior outreach served 873 clients in 2024. The chores and more program assists with services such as lawn care, snow removal, laundry and other housekeeping activities, in 2024 478 clients were provided 3,754 services.

$553Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CAnoka County Community Action Program INC
EINHdr · item D41-6048575
Principal addressHdr · item CBlaine, MN
WebsiteHdr · item Jwww.accap.org
Year of formationHdr · item L1965
State of legal domicileHdr · item MMN
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P200)
Ruling yearIRS BMFJan 1966

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a14
Independent voting membersPt VI · Ln 1b14
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Head Start Director
$173,609Pt VII · Sec A
Executive Director
$153,550Pt VII · Sec A
Cca Director
$105,702Pt VII · Sec A
HR Director
$100,298Pt VII · Sec A
Fiscal Director
$89,493Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Jacqueline Cross’s $174K as Head Start Director is at the 32nd percentile of top reported officer pay among 3123 $10–100M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Jacqueline Cross$173,609$172,882$161,087$154,091$153,118
Patrick McFarland$153,550$148,523$139,616$131,439$132,864
Terri Hoffman$105,702$101,003
Kristina Sahr$100,298
Alicia Cameron$97,761
Jennifer Harstad$89,493$66,744

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$16.0M · 80%
Program service revenue$3.5M · 17%
Investment income$485K · 2%
Contributions & grants80%$16.0M
Program service revenue17%$3.5M
Investment income2%$485K
Other revenue$48K
— government grantsLn 1e$15.9M
Total revenueLn 12$20.0M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.94 Management & general $0.06 Fundraising $0.00
Program services94%$19.0M
Management & general6%$1.2M
Fundraising$22K
Total functional expensesLn 25$20.2M

Balance Sheet

Part X · end of year
CashLn 1$2.5M
Total assetsLn 16$27.9M
Total liabilitiesLn 26$11.3M
Total net assetsLn 32$16.6M
Months of cash on handcomputed1.5

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $6.6M · Operating expenses (Pt IX) $20.2M · Less non-cash grants $466 · Cash operating expenses/yr $20.2M
3.9 months
Where the money goes
Program services
Program services $19.0M · Total expenses $20.2M
94%
Management & General
Management & general $1.2M · Total expenses $20.2M
6%
Fundraising
Fundraising $22K · Total expenses $20.2M
0.1%
Cost to raise $1
Fundraising expense (3-yr avg) $51K · Solicited contributions (3-yr avg) $137K
$0.37 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $16.0M · Total revenue $20.0M
80%
Government reliance
Government grants $15.9M · Total revenue $20.0M
79%
Earned-income share
Program service revenue $3.5M · Total revenue $20.0M
17%
Investment reliance
Investment income $485K · Total revenue $20.0M
+2%
Program self-sufficiency
Program service revenue $3.5M · Total expenses $20.2M
17%
Growth & trend
Revenue growth (YoY)
This year $20.0M · Prior year $20.7M
-3%
Revenue CAGR
FY2020 $18.8M · FY2024 $20.0M
+2%
Net-asset trend (YoY)
End of year $16.6M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $20.0M · Expenses $20.2M
-0.9%
Liabilities-to-Assets
Total liabilities — · Total assets $27.9M
Net-asset ratio
Net assets $16.6M · Total assets $27.9M
59%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $4.1M · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $27.9M
15%
People & payroll
Highest Reported Total Compensation
Individual Jacqueline Cross · Reported title HEAD START DIRECTOR · Highest reported compensation $174K · Total expenses $20.2M
0.9%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $10.4M · Total expenses $20.2M
52%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 94%
Overhead ratio 6%
Fundraising cost ratio 0.1%
Revenue growth -3%
Investment management fee ratio 0.06%
Legal fee ratio 0.2%
Accounting fee ratio 0.8%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$57K
Grants paid · 17 grants · $19.4M · 2020–2024
Unitemized GrantFY2024$2,751,358
Unitemized GrantFY2024$1,057,672
Unitemized GrantFY2024$13,998
Unitemized GrantFY2023$3,748,361
Unitemized GrantFY2023$1,035,647
Unitemized GrantFY2023$21,895
Unitemized GrantFY2022$2,113,869
Unitemized GrantFY2022$1,119,315
Haven for Heroes INCMN · FY2022$41,000
Unitemized GrantFY2022$34,411
Unitemized GrantFY2022$961
Unitemized GrantFY2021$3,155,633
Unitemized GrantFY2021$44,520
Unitemized GrantFY2021$32,557
Unitemized GrantFY2020$3,978,613
Unitemized GrantFY2020$236,963
Unitemized GrantFY2020$52,076

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$20.0M revenue · viewing · ⤓ 990 PDF
FY2023$20.7M revenue · ⤓ 990 PDF
FY2022$18.7M revenue · ⤓ 990 PDF
FY2021$19.2M revenue · ⤓ 990 PDF
FY2020$18.8M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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