Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Aug 1966.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
95 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
22 people listed on the 990; $483K paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Jennifer Larson | $179,822 | — | — | — | — | — |
| Jenny Larson | — | $175,098 | $169,129 | $161,167 | $158,054 | $154,193 |
| Kindra Papenfus | — | $68,861 | $119,382 | $114,808 | $112,344 | $113,253 |
| Cassandra Reese | $104,364 | $110,696 | — | — | — | — |
| Laura Helle | $110,337 | — | — | — | — | — |
| Courtney Dugstad | — | $110,081 | — | — | — | — |
| Leah Hall Leraas | — | — | $107,148 | $100,939 | — | — |
| Clara Castillejos Hernandez | — | — | — | $106,360 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Three Rivers Community Action INC executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Develops and manages affordable rental housing while providing downpayment assistance and gap financing to help low-income families achieve homeownership.
Questions for Three Rivers Community Action INC
Your first name shows with your question. Three Rivers Community Action INC answers here, for everyone.
Transportation
Provided 182,243 public transit rides and provided 2,916 volunteer rides.
Community Development
Provided a continuum of housing services and assistance to low-income families; provided home ownership counseling and financial education to 278 households; weatherized 29 homes and provided standalone water heaters in 36 homes; assisted 209 homes with energy related repairs; assisted 5,679 households with energy assistance; assisted…
Early Childhood/Head Start
Provided early CHILDHOOD/HEAD start services to 202 children and their families; provided early head start home visiting services to 55 families of children aged birth to 3; provided early childhood childcare services to 12 children aged birth to 3.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
Federal money
Plus 12 smaller programs.
The auditor reported no findings.
Plus 13 smaller programs.
The auditor reported no findings.
Plus 12 smaller programs.
The auditor reported no findings.
Plus 13 smaller programs.
The auditor reported no findings.
By the numbers
The FY2022 990, line by line.
Download 990
| Line | Start FY22 | End FY22 |
|---|---|---|
| Cash and savingsLn 1–2 | $7.7M | $9.8M |
| Land, buildings, equipmentLn 10c | $3.5M | $3.2M |
| Total assetsLn 16 | $34.6M | $38.3M |
| LiabilitiesLn 26 | $20.0M | $22.4M |
| Net assetsLn 32 | $14.6M | $15.9M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $807K | $807K | ||
| Grants to domestic individualsLn 2 | $1.2M | $1.2M | ||
| Pay of current officers, directors and key staffLn 5 | $422K | $380K | $42K | |
| Other salaries and wagesLn 7 | $5.4M | $5.1M | $386K | |
| Pension plan contributionsLn 8 | $234K | $217K | $17K | |
| Other employee benefitsLn 9 | $2.2M | $2.0M | $151K | |
| Payroll taxesLn 10 | $456K | $424K | $33K | |
| Legal feesLn 11b | $16K | $13K | $2K | |
| Accounting feesLn 11c | $51K | $43K | $8K | |
| Other fees for servicesLn 11g | $117K | $98K | $18K | |
| Advertising and promotionLn 12 | $10K | $9K | $2K | |
| Office expensesLn 13 | $225K | $220K | $5K | |
| Information technologyLn 14 | $154K | $154K | $366 | |
| OccupancyLn 16 | $566K | $544K | $22K | |
| TravelLn 17 | $149K | $144K | $5K | |
| InterestLn 20 | $63K | $63K | ||
| Depreciation, depletion and amortizationLn 22 | $640K | $640K | ||
| InsuranceLn 23 | $147K | $124K | $23K | |
| Other expenses (24a–d)Ln 24 | $2.5M | $2.5M | $26K | |
| All other expensesLn 24e | $68K | $66K | $2K | |
| Total functional expensesLn 25 | $15.5M | $14.7M | $743K | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 LatestFiled with the IRS Jun 23, 2026 | $31.1M | $29.5M | $1.6M | $22.6M | 990 PDF |
| FY2024Filed with the IRS Sep 5, 2025 | $24.6M | $22.2M | $2.3M | $21.0M | 990 PDF |
| FY2023Filed with the IRS Jul 2, 2024 | $22.5M | $19.7M | $2.8M | $18.7M | 990 PDF |
| FY2022 ViewingFiled with the IRS Jun 13, 2023 | $16.3M | $15.5M | $886K | $15.9M | 990 PDF |
| FY2021Filed with the IRS Jul 13, 2022 | $14.8M | $14.4M | $405K | $14.6M | 990 PDF |
| FY2020Filed with the IRS May 24, 2021 | $15.5M | $14.9M | $566K | $14.2M | 990 PDF |
Schedules filed Part IV
See the full FY2022 990 (6 parts)
Part I · Summary $16,337,359 revenue, 12 lines filed
Part VI · Governance 15 of 15 board members independent, no flags
Part VIII · Statement of revenue $16,337,359 across 11 lines filed
Part IX · Statement of functional expenses $15,451,175 across 20 lines filed
Part X · Balance sheet $38,309,376 assets, 15 lines filed
Part XI · Reconciliation of net assets $15,930,650 net assets at year end
Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File
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