Status and standing
Is it real, and can you give to it?
Where the money goes
What each dollar paid for.
Statement of Functional Expenses
Financial health
Is it on solid ground?
Summary of the Filing
| FY2020 | $29.6M |
|---|---|
| FY2021 | $34.6M |
| FY2022 | $38.3M |
| FY2023 | $41.2M |
| FY2024 | $44.8M |
| FY2025 | $47.5M |
| FY2020 | $15.4M |
|---|---|
| FY2021 | $20.0M |
| FY2022 | $22.4M |
| FY2023 | $22.5M |
| FY2024 | $23.8M |
| FY2025 | $24.9M |
Balance Sheet
Statement of Revenue
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 98% | — | — |
| Overhead ratio | 2% | — | — |
| Revenue growth | 27% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Leadership and pay
Who runs it, and what are they paid?
Officers, Directors & Key Employees
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Jennifer Larson | $179,822 | — | — | — | — | — |
| Jenny Larson | — | $175,098 | $169,129 | $161,167 | $158,054 | $154,193 |
| Kindra Papenfus | — | $68,861 | $119,382 | $114,808 | $112,344 | $113,253 |
| Cassandra Reese | $104,364 | $110,696 | — | — | — | — |
| Laura Helle | $110,337 | — | — | — | — | — |
| Courtney Dugstad | — | $110,081 | — | — | — | — |
| Leah Hall Leraas | — | — | $107,148 | $100,939 | — | — |
| Clara Castillejos Hernandez | — | — | — | $106,360 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Governance & Policies
- 15Voting board membersPt VI · Ln 1a
- 15Independent board membersPt VI · Ln 1b
- Conflict-of-interest policyPt VI · Ln 12aYes
- Whistleblower policyPt VI · Ln 13Yes
- Document retention policyPt VI · Ln 14Yes
- Top official’s pay independently reviewedPt VI · Ln 15aYes
- Family or business ties among leadersPt VI · Ln 2No
Mission and programs
What it does.
Develops and manages affordable rental housing while providing downpayment assistance and gap financing to help low-income families achieve homeownership.
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Where the work happens
Community Development
Provided a continuum of housing services and assistance to low-income families; provided one-on-one home ownership counseling to 196 households and home ownership education to 220 households; weatherized 22 homes; projects included insulation, led lighting, furnaces, water heaters, and window replacement; completed 78 repairs to mobile…
Transportation
Provided 168,535 public transit rides and provided 1,948 volunteer rides.
Housing Development
Assisted 270 first generation homeowners with down payment assistance and gap financing; managed 742 affordable rental units in 26 properties; owned 15 single family homes serving special populations; acquired an additional 32 affordable rental units and preserved their affordability.
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Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
Filing history
Every return on file.
| Year | Revenue | Expenses | Change | Filing |
|---|---|---|---|---|
| FY2025 Latest Viewing | $31.1M | $29.5M | +27% | 990 PDF |
| FY2024 | $24.6M | $22.2M | +9% | 990 PDF |
| FY2023 | $22.5M | $19.7M | +38% | 990 PDF |
| FY2022 | $16.3M | $15.5M | +10% | 990 PDF |
| FY2021 | $14.8M | $14.4M | -5% | 990 PDF |
| FY2020 | $15.5M | $14.9M | 990 PDF |
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Schedules filed Part IV
Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.
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Sources
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