Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Sep 1994.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
64 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
9 people listed on the 990; $82K paid to officers and key staff.
Juliana Gonzalez-Crussi’s $136K as President & CEO is at the 62nd percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 4 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|
| Juliana Gonzalez-Crussi | $135,505 | $137,926 | $113,376 | $89,323 | $85,856 | $82,456 |
| Nicole Comer | $109,130 | — | — | — | — | — |
| Natalie Zayas | $98,058 | — | — | — | — | — |
| Paula Cripps-Vallejo | $93,653 | — | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Empowering people to find opportunities, conquer challenges, and achieve their dreams.
Questions for Center for Changing Lives
Your first name shows with your question. Center for Changing Lives answers here, for everyone.
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Financial Coaching Program
CCL'S financial coaching program works to support participants as they work to achieve financial goals. CCL provides one on one and group financial coaching that focus on developing participants' financial visions, outcomes, action plans and accountability structures, financial assessment and mobilization and application of resources to…
Employment Coaching Program
CCL'S employment preparation and placement program works to support participants as they work to achieve employment in the short-term and career advancement in the long-term. One on one employment coaching includes: job readiness training, digital literacy training, assessment and goal setting, resume and job application assistance, mock…
Housing Coaching Program
CCL'S housing coaching program works to support participants as they work to obtain safe and affordable housing. To that end, CCL provides hud certified housing counseling.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2019 990, line by line.
Download 990
| Line | Start FY19 | End FY19 |
|---|---|---|
| Cash and savingsLn 1–2 | $313K | $310K |
| Land, buildings, equipmentLn 10c | $13K | $9K |
| Total assetsLn 16 | $667K | $497K |
| LiabilitiesLn 26 | $20K | $21K |
| Net assetsLn 32 | $647K | $477K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Other salaries and wagesLn 7 | $464K | $354K | $31K | $79K |
| Other employee benefitsLn 9 | $56K | $40K | $10K | $6K |
| Payroll taxesLn 10 | $39K | $30K | $2K | $6K |
| Legal feesLn 11b | $24K | $24K | ||
| Accounting feesLn 11c | $65K | $65K | ||
| Other fees for servicesLn 11g | $45K | $25K | $20K | |
| Advertising and promotionLn 12 | $13K | $1K | $12K | |
| Office expensesLn 13 | $10K | $7K | $966 | $2K |
| Information technologyLn 14 | $10K | $7K | $1K | $2K |
| OccupancyLn 16 | $46K | $34K | $4K | $8K |
| TravelLn 17 | $10K | $5K | $5K | $185 |
| Conferences, conventions and meetingsLn 19 | $2K | $99 | $1K | $349 |
| InterestLn 20 | $16 | $16 | ||
| Depreciation, depletion and amortizationLn 22 | $4K | $3K | $279 | $715 |
| InsuranceLn 23 | $14K | $11K | $597 | $3K |
| All other expensesLn 24e | $5K | $229 | $4K | $704 |
| Total functional expensesLn 25 | $807K | $517K | $171K | $119K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest | $1.9M | $2.2M | −$346K | $660K | 990 PDF |
| FY2023 | $1.6M | $1.8M | −$282K | $979K | 990 PDF |
| FY2022 | $1.3M | $1.2M | $116K | $1.3M | 990 PDF |
| FY2021 | $1.2M | $932K | $291K | $1.1M | 990 PDF |
| FY2020 | $1.4M | $999K | $377K | $854K | 990 PDF |
| FY2019 Viewing | $637K | $807K | −$171K | $477K | 990 PDF |
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Schedules filed Part IV
See the full FY2019 990 (6 parts)
Part I · Summary $636,700 revenue, 12 lines filed
Part VI · Governance 8 of 8 board members independent, no flags
Part VIII · Statement of revenue $636,700 across 9 lines filed
Part IX · Statement of functional expenses $807,249 across 16 lines filed
Part X · Balance sheet $497,253 assets, 13 lines filed
Part XI · Reconciliation of net assets $476,623 net assets at year end
Form 990 e-file (XML) FY2019 from the IRS · Classification, formation year and address from the IRS Business Master File
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