Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2022.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
86 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
9 people listed on the 990.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Empowers individuals in developing countries to start and grow businesses through micro-lending.
Questions for Join the Journey
Your first name shows with your question. Join the Journey answers here, for everyone.
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Women Empowerment- The organization executed its flagship program Spark Biz in Zambia, providing loans and coaching to 150 beneficiaries, equating to loan capital grants of close to $24,000.
Christian Outreach and Poverty Awareness Events
Join the Journey conducted several events that doubled as opportunities to share a message-through Jesus Christ-and also share about our mission in helping empower the poor in Zambia. As a Christian organization, we felt it was important to build community with events that helped inspire and bring people together.
Spark Coach Program
As both a component of but also a separate accomplishment, the organization was able to recruit, train, and provide connections for meaningful volunteer service for 50-plus business leaders. These leaders would speak to our entrepreneurs in Zambia via Zoom.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2021 990, line by line.
Download 990
| Line | Start FY21 | End FY21 |
|---|---|---|
| Cash and savingsLn 1–2 | $6K | $1K |
| Total assetsLn 16 | $6K | $1K |
| LiabilitiesLn 26 | $0 | $0 |
| Net assetsLn 32 | $6K | $1K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $365 | $365 | ||
| Grants to domestic individualsLn 2 | $235 | $235 | ||
| Grants and assistance to foreign recipientsLn 3 | $25K | $25K | ||
| Benefits paid to or for membersLn 4 | $0 | $0 | ||
| Pay of current officers, directors and key staffLn 5 | $0 | $0 | ||
| Pay of disqualified personsLn 6 | $0 | $0 | ||
| Other salaries and wagesLn 7 | $0 | $0 | ||
| Pension plan contributionsLn 8 | $0 | $0 | ||
| Other employee benefitsLn 9 | $0 | $0 | ||
| Payroll taxesLn 10 | $0 | $0 | ||
| Management feesLn 11a | $19K | $15K | $2K | $2K |
| Legal feesLn 11b | $0 | $0 | ||
| Accounting feesLn 11c | $2K | $2K | ||
| Lobbying feesLn 11d | $0 | $0 | ||
| Investment management feesLn 11f | $0 | $0 | ||
| Other fees for servicesLn 11g | $5K | $5K | ||
| Advertising and promotionLn 12 | $1K | $1K | $34 | $40 |
| Office expensesLn 13 | $0 | |||
| Information technologyLn 14 | $7K | $5K | $1K | $270 |
| RoyaltiesLn 15 | $0 | $0 | ||
| OccupancyLn 16 | $0 | $0 | ||
| TravelLn 17 | $0 | $0 | ||
| Travel and entertainment for public officialsLn 18 | $0 | $0 | ||
| Conferences, conventions and meetingsLn 19 | $0 | $0 | ||
| InterestLn 20 | $0 | $0 | ||
| Payments to affiliatesLn 21 | $0 | $0 | ||
| Depreciation, depletion and amortizationLn 22 | $0 | $0 | ||
| InsuranceLn 23 | $477 | $477 | ||
| Other expenses (24a–d)Ln 24 | $11K | $8K | $2K | $375 |
| Total functional expensesLn 25 | $71K | $61K | $6K | $3K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2022 Latest | $62K | $52K | $9K | $11K | 990 PDF |
| FY2021 Viewing | $66K | $71K | −$5K | $1K | 990 PDF |
| FY2020 | $64K | $61K | $4K | $6K | 990 PDF |
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Schedules filed Part IV
See the full FY2021 990 (6 parts)
Part I · Summary $65,918 revenue, 12 lines filed
Part VI · Governance 7 of 7 board members independent, 3 to look at
Part VIII · Statement of revenue $65,918 across 14 lines filed
Part IX · Statement of functional expenses $71,046 across 29 lines filed
Part X · Balance sheet $1,168 assets, 12 lines filed
Part XI · Reconciliation of net assets $1,168 net assets at year end
Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File
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