Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2022.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
73 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
7 people listed on the 990.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Empowers individuals in developing countries to start and grow businesses through micro-lending.
Questions for Join the Journey
Your first name shows with your question. Join the Journey answers here, for everyone.
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Church Support- Join the Journey sponsors church activities, to include infrastructure support, through our local partners. This program ensures that support is provided to deliver Christian teaching and worship activities that lead to overall community capacity in the places where we facilitate micro-loan activities.
Micro-loan Grants- The organization partners with local churches non-governmental organizations, and micro-finance entities in third-world countries to administer empowerment programs meant to increase the livelihood of impoverished families. Our foreign partners administer micro-loans to qualified beneficiaries.
Compassion Grants
JTJ partners with local churches to facilitate grants meant to sustain immediate needs, primarily in the form of food aid and benevolence gifts to ministry workers who often do not collect a true salary. In 2020, JTJ provided humanitarian aid at the height of COVID, working with global partners to help people who were in insolation.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $3K | $6K |
| Total assetsLn 16 | $3K | $6K |
| LiabilitiesLn 26 | $0 | $0 |
| Net assetsLn 32 | $3K | $6K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $1K | $1K | ||
| Grants to domestic individualsLn 2 | $0 | $0 | ||
| Grants and assistance to foreign recipientsLn 3 | $29K | $29K | ||
| Management feesLn 11a | $9K | $7K | $1K | $681 |
| Accounting feesLn 11c | $1K | $31 | $1K | |
| Other fees for servicesLn 11g | $2K | $2K | ||
| Advertising and promotionLn 12 | $5K | $199 | $5K | $527 |
| Office expensesLn 13 | $115 | $115 | ||
| Information technologyLn 14 | $2K | $82 | $2K | |
| Conferences, conventions and meetingsLn 19 | $0 | |||
| Payments to affiliatesLn 21 | $0 | |||
| InsuranceLn 23 | $429 | $429 | ||
| Other expenses (24a–d)Ln 24 | $8K | $4K | $4K | $0 |
| All other expensesLn 24e | $3K | $950 | $661 | $1K |
| Total functional expensesLn 25 | $61K | $44K | $14K | $2K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2022 Latest | $62K | $52K | $9K | $11K | 990 PDF |
| FY2021 | $66K | $71K | −$5K | $1K | 990 PDF |
| FY2020 Viewing | $64K | $61K | $4K | $6K | 990 PDF |
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Schedules filed Part IV
See the full FY2020 990 (6 parts)
Part I · Summary $64,343 revenue, 12 lines filed
Part VI · Governance 7 of 7 board members independent, 3 to look at
Part VIII · Statement of revenue $64,343 across 11 lines filed
Part IX · Statement of functional expenses $60,817 across 14 lines filed
Part X · Balance sheet $6,296 assets, 13 lines filed
Part XI · Reconciliation of net assets $6,296 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
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