To foster economic and financial independence for Native people.

501(c)(3) charity; gifts are tax-deductible.
71¢ of each $1 spent went to programs.
$102K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2022 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $1.9M a year · 64% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
71%
of spending
Fine: 71% of spending went to programs; 65% to 75%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$102K
to officers and key staff · 13% of spending
Looks good: pay to officers and key staff is 13% of spending; 15% or less.
Pt VII · Sec A
99 mo
of spending, in cash
Looks good: 98.7 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
3
named funders · $2.2M
Looks good: 3 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$4.3M
29% of total assets
Looks good: liabilities are 29% of assets; 50% or less.
Pt X · Ln 26
Independent board members
0
of 5 voting members
Concern: none of 5 voting members are independent.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$873K
-78% vs prior year
Spent
$793K
To programs
71%
Net assets
$10.6M
By yearFY2020–FY2024
Revenue
$873K
FY2022▼ -78%
Tap a bar for its year
Revenue by fiscal year
FY2020$2.8M
FY2021$4.0M
FY2022$873K
FY2023$2.4M
FY2024$5.2M
Expenses
$793K
FY2022▲ +53%
Tap a bar for its year
Expenses by fiscal year
FY2020$1.3M
FY2021$520K
FY2022$793K
FY2023$1.8M
FY2024$984K
Net assets
$10.6M
FY2022▲ +0.8%
Tap a bar for its year
Net assets by fiscal year
FY2020$7.0M
FY2021$10.5M
FY2022$10.6M
FY2023$9.4M
FY2024$13.3M

From the FY2022 Form 990 · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in May 2010.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

71 cents of each dollar spent went to programs.

Program services 71% · $562K Management & general 23% · $184K Fundraising 6% · $47K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

6 people listed on the 990; $102K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Director
$99,300Pt VII · Sec A
$1,000Pt VII · Sec A
Vice Chair
$800Pt VII · Sec A
$800Pt VII · Sec A
Director
$400Pt VII · Sec A
$200Pt VII · Sec A

Jordan Ruiz’s $115K as Executive Director is at the 50th percentile of top reported officer pay among 3868 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Jordan Ruiz$115,413————
Theodore Piccolo——$99,300$97,400$88,550
Cassandra Waters$96,829$92,656———
Jordan Ruiz as of 102023—$91,103———
Kim Peone—$77,450$400$800$100
Theodore Piccolo Thru 82023—$75,866———
Kimberly Peone$26,250————
Kenneth Stanger$2,250$3,150$1,000$1,600$100

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Northwest Native Development Fund executive salaries →

On this list? Claim this org

Something off? Claim to add context

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes
  • Loans to or from officersSch L · Pt II6 listed

Programs and updates

Empowering Native people to achieve economic and financial independence.

Questions for Northwest Native Development Fund

Tap to ask. Northwest Native Development Fund sees how many people are interested.

Your first name shows with your question. Northwest Native Development Fund answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $562K · in their own filed words · FY2022
01

During 2022, the organization made 58 loans totaling $2,854,676. The funds were disbursed through 12 small business loans, 2 commercial loans, 3 home and 35 consumer loans, 5 mercy loans and 1 judgment loan.

$548Kprogram expense
02

Indianprenuership was fostered through both group and one-on-one meetings located in omak, spokane, and coulee dam. These small business counseling sessions led to functional business plans, as well as marketing plans.

$13Kprogram expense
03

The organization conducted several outreach and community engagement workshops that focused on financial subjects including budgeting, homeownership, financial software, and business planning.

$1Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 3 funders$2.2M
See all 3 funders →

By the numbers

The FY2022 990, line by line.

1The main four
Money inPt VIII
$873K
Ln 12
Gifts and grantsLn 1h$463K
Fees for servicesLn 2g$414K
Investment incomeLn 3$3K
Money outPt IX
$793K
Ln 25
Programscol B$562K
Managementcol C$184K
Fundraisingcol D$47K
Owns and owesPt X
$10.6M
net assets · Ln 32
Cash and savingsLn 1–2$6.5M
Total assetsLn 16$14.9M
LiabilitiesLn 26$4.3M
PeoplePt VI, VII
6
listed · VII A
PaidVII A6
Voting boardVI 1a5
IndependentVI 1b0
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$463K
Government grantsLn 1e$159K
Fees for servicesLn 2g$414K
Investment incomeLn 3$3K
Total revenueLn 12$873K
Assets in detailPt X, end of year
CashLn 1$3.7M
SavingsLn 2$2.8M
Cash and savings togetherLn 1–2$6.5M
Land, buildings, equipmentLn 10c$2K
Other assetsLn 15$666K
Total assetsLn 16$14.9M
LiabilitiesLn 26$4.3M
Net assetsLn 32$10.6M
OperationsPt I, VI
EmployeesI 56
VolunteersI 62
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY22End FY22
Cash and savingsLn 1–2$6.0M$6.5M
Land, buildings, equipmentLn 10c$3K$2K
Total assetsLn 16$14.2M$14.9M
LiabilitiesLn 26$3.7M$4.3M
Net assetsLn 32$10.5M$10.6M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$106K$81K$17K$8K
Other salaries and wagesLn 7$215K$153K$40K$22K
Pension plan contributionsLn 8$13K$10K$2K$1K
Other employee benefitsLn 9$21K$15K$4K$2K
Payroll taxesLn 10$27K$19K$5K$2K
Legal feesLn 11b$7K$7K
Accounting feesLn 11c$52K$52K
Other fees for servicesLn 11g$47K$16K$24K$7K
Advertising and promotionLn 12$27K$27K
Office expensesLn 13$43K$31K$9K$3K
OccupancyLn 16$26K$19K$5K$2K
TravelLn 17$48K$40K$9K$155
Conferences, conventions and meetingsLn 19$32K$26K$6K$102
InterestLn 20$49K$49K
Depreciation, depletion and amortizationLn 22$1K$1K
InsuranceLn 23$10K$10K
Other expenses (24a–d)Ln 24$71K$70K$664
Total functional expensesLn 25$793K$562K$184K$47K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest $5.2M$984K$4.2M$13.3M 990 PDF
FY2023 $2.4M$1.8M$579K$9.4M 990 PDF
FY2022 Viewing $873K$793K$80K$10.6M 990 PDF
FY2021 $4.0M$520K$3.4M$10.5M 990 PDF
FY2020 $2.8M$1.3M$1.5M$7.0M 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2022 990 (6 parts)
Part I · Summary $873,444 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $3,573,635$463,013
I-9 Program service revenuePrior year $397,027$414,136
I-10 Investment incomePrior year −$3,914$3,246
I-11 Other revenuePrior year $1,110−$6,951
I-12 Total revenuePrior year $3,967,858$873,444
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $349,998$380,864
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $169,628$412,183
I-18 Total expensesPrior year $519,626$793,047
I-19 Revenue less expensesPrior year $3,448,232$80,397
Part VI · Governance 0 of 5 board members independent, no flags
VI-1a Voting members of the governing body5
VI-1b Independent voting members0
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $873,444 across 8 lines filed
VIII-1e Government grants$159,000
VIII-1f All other contributions, gifts and grants$304,013
VIII-1h Total contributions, gifts and grants$463,013
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $414,136$414,136
VIII-3 Investment incomeExcluded from tax $3,246$3,246
VIII-8 Net income from fundraising eventsExcluded from tax −$8,061−$8,061
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $1,110$1,110
VIII-12 Total revenueRelated to mission $414,136 · Unrelated business $0 · Excluded from tax −$3,705$873,444
Part IX · Statement of functional expenses $793,047 across 17 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $80,932 · Management $17,153 · Fundraising $7,518$105,603
IX-7 Other salaries and wagesPrograms $153,062 · Management $40,151 · Fundraising $21,527$214,740
IX-8 Pension plan contributionsPrograms $9,704 · Management $2,396 · Fundraising $1,211$13,311
IX-9 Other employee benefitsPrograms $14,565 · Management $4,071 · Fundraising $1,971$20,607
IX-10 Payroll taxesPrograms $19,394 · Management $4,789 · Fundraising $2,420$26,603
IX-11b Legal feesPrograms $6,551$6,551
IX-11c Accounting feesManagement $52,220$52,220
IX-11g Other fees for servicesPrograms $16,168 · Management $23,559 · Fundraising $6,820$46,547
IX-12 Advertising and promotionPrograms $27,232$27,232
IX-13 Office expensesPrograms $30,867 · Management $8,888 · Fundraising $3,429$43,184
IX-16 OccupancyPrograms $18,885 · Management $5,114 · Fundraising $1,798$25,797
IX-17 TravelPrograms $39,787 · Management $8,532 · Fundraising $155$48,474
IX-19 Conferences, conventions and meetingsPrograms $26,321 · Management $5,645 · Fundraising $102$32,068
IX-20 InterestPrograms $48,536$48,536
IX-22 Depreciation, depletion and amortizationManagement $1,198$1,198
IX-23 InsuranceManagement $9,577$9,577
IX-24 Other expenses (24a–d)Programs $70,135 · Management $664$70,799
IX-25 Total functional expensesPrograms $562,139 · Management $183,957 · Fundraising $46,951$793,047
Part X · Balance sheet $14,910,017 assets, 13 lines filed
Asset lines not itemized here account for $6,272,395; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $3,099,125$3,733,318
X-2 Savings and temporary cash investmentsStart of year $2,880,135$2,786,795
X-3 Pledges and grants receivableStart of year $2,017,796$1,449,496
X-10c Land, buildings and equipment, netStart of year $3,245$2,047
X-15 Other assetsStart of year $309,036$665,966
X-16 Total assetsStart of year $14,181,404$14,910,017
X-17 Accounts payable and accrued expensesStart of year $66,436$125,404
X-25 Other liabilitiesStart of year $3,635,016$4,224,264
X-26 Total liabilitiesStart of year $3,701,452$4,349,668
X-27 Net assets without donor restrictionsStart of year $5,518,919$6,280,428
X-28 Net assets with donor restrictionsStart of year $4,961,033$4,279,921
X-32 Total net assets or fund balancesStart of year $10,479,952$10,560,349
X-33 Total liabilities and net assetsStart of year $14,181,404$14,910,017
Part XI · Reconciliation of net assets $10,560,349 net assets at year end
XI-1 Total revenue$873,444
XI-2 Total expenses$793,047
XI-3 Revenue less expenses$80,397
XI-4 Net assets at start of year$10,479,952
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$10,560,349

Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.