Northwest Native Development Fund
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Empowering Native people to achieve economic and financial independence. For fiscal year 2024 it reported $5.2M in revenue, $984K in expenses, and $13.3M in net assets.Pt I
Summary of the Filing
Where the work happens
Indianprenuership was fostered through both group and one-on-one meetings located in omak, spokane, and coulee dam. These small business counseling sessions led to functional business plans, as well as marketing plans.
During 2024, the organization made 81 loans totaling $3,399,114. The funds were disbursed through 24 small business loans, 3 commercial loans, 3 home, and 51 consumer loans.
The organization conducted several outreach and community engagement workshops that focused on financial subjects including budgeting, homeownership, financial software, and business planning.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Jordan Ruiz’s $115K as Executive Director is at the 50th percentile of top reported officer pay among 3863 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Jordan Ruiz | $115,413 | — | — | — | — |
| Theodore Piccolo | — | — | $99,300 | $97,400 | $88,550 |
| Cassandra Waters | $96,829 | $92,656 | — | — | — |
| Jordan Ruiz as of 102023 | — | $91,103 | — | — | — |
| Kim Peone | — | $77,450 | $400 | $800 | $100 |
| Theodore Piccolo Thru 82023 | — | $75,866 | — | — | — |
| Kimberly Peone | $26,250 | — | — | — | — |
| Kenneth Stanger | $2,250 | $3,150 | $1,000 | $1,600 | $100 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 66% | — | — |
| Overhead ratio | 27% | — | — |
| Fundraising cost ratio | 2% | — | — |
| Revenue growth | 119% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 6% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
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Filings & Schedule Manifest
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Sources
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