AAA Life Services FY2024 filing

Clarion, PA · Public charity (501(c)(3)) · Since 1988 · Health Care

✓ Tax-deductible
Revenue
$220K
+11% vs prior year
Spent
$185K
To programs
83%
Net assets
$463K
By yearFY2020–FY2025
Revenue
$220K
FY2024▲ +11%
Revenue by fiscal year
FY2020$211K
FY2021$187K
FY2022$195K
FY2023$199K
FY2024$220K
FY2025$197K
Expenses
$185K
FY2024▼ -10%
Expenses by fiscal year
FY2020$123K
FY2021$138K
FY2022$170K
FY2023$205K
FY2024$185K
FY2025$228K
Net assets
$463K
FY2024▲ +8%
Net assets by fiscal year
FY2020$359K
FY2021$408K
FY2022$434K
FY2023$428K
FY2024$463K
FY2025$442K

From the FY2024 Form 990 · see the original

You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Status and standing

Is it real, and can you give to it?

Tax-deductible?
Yes
Per the IRS master file.
Can I give now?
No revocation on IRS record
Not on the IRS revocation list.
Filing up to date?
Yes — filed FY2025
Legal name (IRS)Hdr · item CAAA Life Services
EINHdr · item D25-1572580
Exempt statusHdr · item I501(c)(3) · active
Ruling yearIRS BMFOct 1989
Year of formationHdr · item L1988
Latest filingForm 990FY2025 · Form 990
Principal addressHdr · item CClarion, PA
NTEE classificationIRS BMFHealth Care (E400)
WebsiteHdr · item Jwww.knowyournextstep.com

Where the money goes

What each dollar paid for.

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.83 Management & general $0.16 Fundraising $0.02
Program services83%$153K
Management & general16%$29K
Fundraising2%$3K
Total functional expensesLn 25$185K

Financial health

Is it on solid ground?

Program efficiency
83%
of spending reaches programs
Operating runway
18.8mo
months of highly liquid reserves at operating expense rate
Surplus margin
+16%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Total assets
$467K
FY2024▲ +9%
Total assets by fiscal year
FY2020$385K
FY2021$427K
FY2022$436K
FY2023$431K
FY2024$467K
FY2025$446K
Total liabilities
$5K
FY2024▲ +65%
Total liabilities by fiscal year
FY2020$27K
FY2021$19K
FY2022$2K
FY2023$3K
FY2024$5K
FY2025$4K
Revenue less expensesPt I · Ln 19$35K
Total assetsPt X · Ln 16$467K
Program-expense ratioPt IX · col B83%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 45

Balance Sheet

Part X · end of year
CashLn 1$290K
Total assetsLn 16$467K
Total liabilitiesLn 26$5K
Total net assetsLn 32$463K
Months of cash on handcomputed18.8

Statement of Revenue

Part VIII
Contributions & grants$176K · 80%
Other revenue$44K · 20%
Contributions & grants80%$176K
Other revenue20%$44K
Investment income$203
— government grantsLn 1e$46K
Total revenueLn 12$220K

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $290K · Operating expenses/yr $185K
18.8 months
Where the money goes
Program services
Program services $153K · Total expenses $185K
83%
Management & General
Management & general $29K · Total expenses $185K
16%
Fundraising
Fundraising $3K · Total expenses $185K
2%
Cost to raise $1
Fundraising expense (3-yr avg) $3K · Solicited contributions (3-yr avg) $128K
$0.02 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $176K · Total revenue $220K
80%
Government reliance
Government grants $46K · Total revenue $220K
21%
Earned-income share
Program service revenue $0 · Total revenue $220K
0%
Investment reliance
Investment income $203 · Total revenue $220K
+0.09%
Program self-sufficiency
Program service revenue $0 · Total expenses $185K
0%
Growth & trend
Revenue growth (YoY)
This year $220K · Prior year $199K
+11%
Revenue CAGR
FY2020 $211K · FY2024 $220K
+1%
Net-asset trend (YoY)
End of year $463K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $220K · Expenses $185K
+16%
Liabilities-to-Assets
Total liabilities — · Total assets $467K
—
Net-asset ratio
Net assets $463K · Total assets $467K
99%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $467K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Trish Bish · Reported title TREASURER · Highest reported compensation $0 · Total expenses $185K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $117K · Total expenses $185K
63%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 83%——
Overhead ratio 16%——
Fundraising cost ratio 2%——
Revenue growth 11%——
Accounting fee ratio 2%——

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Leadership and pay

Who runs it, and what are they paid?

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Treasurer
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice Chair
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
See AAA Life Services executive salaries →

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Governance & Policies

Part VI
  • 5Voting board membersPt VI · Ln 1a
  • 5Independent board membersPt VI · Ln 1b
  • Conflict-of-interest policyPt VI · Ln 12aNo
  • Whistleblower policyPt VI · Ln 13No
  • Document retention policyPt VI · Ln 14No
  • Top official’s pay independently reviewedPt VI · Ln 15aNo
  • Family or business ties among leadersPt VI · Ln 2No

Mission and programs

What it does.

AAA Life Services is a health care nonprofit based in Clarion, PA, formed in 1988.

Provided by the organization

This section is blank until AAA Life Services claims this page.

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Mission & Programs · Part III

Where the work happens

1 program service account for $153K of program spending, described in the organization's own filed words · FY2024.
01

Counseling, education, and assistance for women confronted with an unexpected pregnancy.

$153Kprogram expense

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Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2023
Total grants receivedfrom 1 funder$41

Filing history

Every return on file.

YearRevenueExpensesChangeFiling
FY2025 Latest $197K$228K-11% 990 PDF
FY2024 Viewing $220K$185K+11% 990 PDF
FY2023 $199K$205K+2% 990 PDF
FY2022 $195K$170K+4% 990 PDF
FY2021 $187K$138K-12% 990 PDF
FY2020 $211K$123K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash

Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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