Westchester Heavy Construction FY2020 filing

Not tax-deductible

Hawthorne, NYMutual-benefit / member-servingSince 1988Mutual / membership EIN 13-1737041Revenue $15.0M in FY2020Latest return filed Nov 12, 2025

On file with the IRSHawthorne, NYTax-exempt since Oct 1951

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The purpose of this plan is to provide health benefits to participants and their dependents.

Mission: Form 990 Part I, line 1

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
Tax-deductible gifts
No
Donations are not tax-deductible
Worth a look: the IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $1.4M a year · 8% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
0%
of spending
Concern: 0% of spending went to programs; under 50%.
Pt IX · Ln 25 · col B
4 mo
of spending, in cash
Plus $26.1M in investments, Pt X · Ln 11–13
Looks good: 3.6 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$1.5M
5% of total assets
Looks good: liabilities are 5% of assets; 50% or less.
Pt X · Ln 26
Independent board members
3
of 6 voting members
Fine: 3 of 6 voting members are independent, half.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$15.0M
Spent
$13.0M
To programs
0%
Net assets
$28.7M
By yearFY2020–FY2024
Revenue
$15.0M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$15.0M
FY2021$17.3M
FY2022$17.8M
FY2023$17.9M
FY2024$19.7M
Expenses
$13.0M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$13.0M
FY2021$16.6M
FY2022$17.1M
FY2023$17.3M
FY2024$16.9M
Net assets
$28.7M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$28.7M
FY2021$31.3M
FY2022$27.6M
FY2023$30.6M
FY2024$35.2M

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

990 PDF Claim
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Oct 1951.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

11 people listed on the 990.

Part VII, Section A · reportable compensation
Union Trustee
$0Pt VII · Sec A
Training Director
$0Pt VII · Sec A
Union Trustee
$0Pt VII · Sec A
Union Trustee
$0Pt VII · Sec A
Administrator
$0Pt VII · Sec A
Training Instruc
$0Pt VII · Sec A
Eap Director
$0Pt VII · Sec A
Emplyr Trustee
$0Pt VII · Sec A
See Westchester Heavy Construction executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2Yes
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides health benefits to participants and their families.

Questions for Westchester Heavy Construction

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1 program · in their own filed words · FY2020
01

The purpose of this plan is to provide health and welfare benefits to participants and their dependents.

Pt IX · col B

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$15.0M
Ln 12
Fees for servicesLn 2g$13.4M
Investment incomeLn 3$1.6M
Money outPt IX
$13.0M
Ln 25
Owns and owesPt X
$28.7M
net assets · Ln 32
Cash and savingsLn 1–2$3.9M
Total assetsLn 16$30.2M
LiabilitiesLn 26$1.5M
PeoplePt VI, VII
11
listed · VII A
PaidVII A0
Voting boardVI 1a6
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Fees for servicesLn 2g$13.4M
Investment incomeLn 3$1.6M
Gains on assetsLn 7$1.0M
Total revenueLn 12$15.0M
Assets in detailPt X, end of year
CashLn 1$1.0M
SavingsLn 2$2.8M
Cash and savings togetherLn 1–2$3.9M
Land, buildings, equipmentLn 10c$32K
InvestmentsLn 11–13$26.1M
Other assetsLn 15$214K
Total assetsLn 16$30.2M
LiabilitiesLn 26$1.5M
Net assetsLn 32$28.7M
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$730K$3.9M
InvestmentsLn 11–13$24.6M$26.1M
Land, buildings, equipmentLn 10c$16K$32K
Total assetsLn 16$25.9M$30.2M
LiabilitiesLn 26$1.6M$1.5M
Net assetsLn 32$24.4M$28.7M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0
Grants to domestic individualsLn 2$0
Grants and assistance to foreign recipientsLn 3$0
Benefits paid to or for membersLn 4$11.1M
Pay of current officers, directors and key staffLn 5$89K
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$63K
Pension plan contributionsLn 8$85K
Other employee benefitsLn 9$24K
Payroll taxesLn 10$13K
Management feesLn 11a$0
Legal feesLn 11b$115K
Accounting feesLn 11c$39K
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$131K
Other fees for servicesLn 11g$766K
Advertising and promotionLn 12$0
Office expensesLn 13$11K
Information technologyLn 14$39K
RoyaltiesLn 15$0
OccupancyLn 16$41K
TravelLn 17$0
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$0
InterestLn 20$0
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$8K
InsuranceLn 23$4K
Other expenses (24a–d)Ln 24$427K
All other expensesLn 24e$0
Total functional expensesLn 25$13.0M$0$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 LatestFiled with the IRS Nov 12, 2025 $19.7M$16.9M$2.8M$35.2M 990 PDF
FY2023Filed with the IRS Nov 5, 2024 $17.9M$17.3M$572K$30.6M 990 PDF
FY2022Filed with the IRS Nov 15, 2023 $17.8M$17.1M$789K$27.6M 990 PDF
FY2021Filed with the IRS Nov 14, 2022 $17.3M$16.6M$725K$31.3M 990 PDF
FY2020 ViewingFiled with the IRS Nov 15, 2021 $15.0M$13.0M$2.0M$28.7M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $15,003,318 revenue, 12 lines filed
I-8 Contributions and grants$0
I-9 Program service revenuePrior year $13,926,850$13,373,959
I-10 Investment incomePrior year $799,835$1,629,359
I-11 Other revenue$0
I-12 Total revenuePrior year $14,726,685$15,003,318
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to membersPrior year $13,891,589$11,122,925
I-15 Salaries and benefitsPrior year $279,906$273,297
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $1,597,938$1,582,874
I-18 Total expensesPrior year $15,769,433$12,979,096
I-19 Revenue less expensesPrior year −$1,042,748$2,024,222
Part VI · Governance 3 of 6 board members independent, 1 to look at
VI-1a Voting members of the governing body6
VI-1b Independent voting members3
VI-2 Family or business relationship among officers or directorsYes
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $15,003,318 across 8 lines filed
VIII-1h Total contributions, gifts and grants$0
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $13,373,959$13,373,959
VIII-3 Investment incomeRelated to mission $547,472 · Excluded from tax $39,335$586,807
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assetsRelated to mission $1,042,552$1,042,552
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueRelated to mission $14,963,983 · Excluded from tax $39,335$15,003,318
Part IX · Statement of functional expenses $12,979,096 across 31 lines filed
IX-1 Grants to domestic organizations$0
IX-2 Grants to domestic individuals$0
IX-3 Grants and assistance to foreign recipients$0
IX-4 Benefits paid to or for members$11,122,925
IX-5 Pay of current officers, directors and key staff$88,903
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wages$62,690
IX-8 Pension plan contributions$85,014
IX-9 Other employee benefits$23,637
IX-10 Payroll taxes$13,053
IX-11a Management fees$0
IX-11b Legal fees$115,017
IX-11c Accounting fees$39,476
IX-11d Lobbying fees$0
IX-11f Investment management fees$131,437
IX-11g Other fees for services$766,338
IX-12 Advertising and promotion$0
IX-13 Office expenses$10,871
IX-14 Information technology$39,299
IX-15 Royalties$0
IX-16 Occupancy$40,800
IX-17 Travel$0
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetings$0
IX-20 Interest$0
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortization$8,142
IX-23 Insurance$4,225
IX-24 Other expenses (24a–d)$427,269
IX-24e All other expenses$0
IX-25 Total functional expensesPrograms $0 · Management $0 · Fundraising $0$12,979,096
Part X · Balance sheet $30,192,053 assets, 21 lines filed
X-1 Cash, non-interest-bearingStart of year $355,936$1,033,503
X-2 Savings and temporary cash investmentsStart of year $373,826$2,844,241
X-3 Pledges and grants receivable$0
X-4 Accounts receivable$0
X-5 Loans to officers and key people$0
X-6 Loans to other insiders$0
X-7 Notes and loans receivable$0
X-8 Inventories for sale or use$0
X-9 Prepaid expenses and deferred charges$0
X-10c Land, buildings and equipment, netStart of year $16,088$31,827
X-11 Publicly traded securitiesStart of year $24,625,616$26,068,795
X-12 Other securities$0
X-13 Program-related investments$0
X-14 Intangible assets$0
X-15 Other assetsStart of year $556,143$213,687
X-16 Total assetsStart of year $25,927,609$30,192,053
X-17 Accounts payable and accrued expensesStart of year $1,399,107$1,492,665
X-26 Total liabilitiesStart of year $1,567,878$1,492,665
X-31 Retained earnings or endowmentStart of year $24,359,731$28,699,388
X-32 Total net assets or fund balancesStart of year $24,359,731$28,699,388
X-33 Total liabilities and net assetsStart of year $25,927,609$30,192,053
Part XI · Reconciliation of net assets $28,699,388 net assets at year end
XI-1 Total revenue$15,003,318
XI-2 Total expenses$12,979,096
XI-3 Revenue less expenses$2,024,222
XI-4 Net assets at start of year$24,359,731
XI-5 Net unrealized gains (losses) on investments$2,315,435
XI-10 Net assets at end of year$28,699,388

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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