Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
7 people listed on the 990; $80K paid to officers and key staff.
Compensation history total reportable pay by year · 3 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Steve Steinbeck | $148,537 | $119,904 | — | — | — |
| Phil Benson | — | $85,538 | $80,492 | $77,077 | — |
| Phil Benson | — | — | — | — | $75,000 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Provides essential property insurance for Oregon properties unable to get traditional coverage.
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To ensure that all eligible property in the state of oregon can obtain essential property insurance for those who are unable to qualify for coverage under traditional insurance providers.
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By the numbers
The FY2022 990, line by line.
Download 990
| Line | Start FY22 | End FY22 |
|---|---|---|
| Cash and savingsLn 1–2 | $352K | $557K |
| InvestmentsLn 11–13 | $2.5M | $2.4M |
| Total assetsLn 16 | $2.9M | $3.0M |
| LiabilitiesLn 26 | $584K | $886K |
| Net assetsLn 32 | $2.3M | $2.1M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $80K | |||
| Other salaries and wagesLn 7 | $128K | |||
| Other employee benefitsLn 9 | $63K | |||
| Payroll taxesLn 10 | $18K | |||
| Other fees for servicesLn 11g | $32K | |||
| Office expensesLn 13 | $32K | |||
| Information technologyLn 14 | $103K | |||
| OccupancyLn 16 | $45K | |||
| InsuranceLn 23 | $11K | |||
| Other expenses (24a–d)Ln 24 | $593K | |||
| All other expensesLn 24e | $15K | |||
| Total functional expensesLn 25 | $1.1M | $0 | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest | $2.7M | $1.9M | $815K | $3.3M | 990 PDF |
| FY2023 | $1.9M | $1.5M | $371K | $2.5M | 990 PDF |
| FY2022 Viewing | $1.1M | $1.1M | −$29K | $2.1M | 990 PDF |
| FY2021 | $884K | $1.5M | −$613K | $2.3M | 990 PDF |
| FY2020 | $877K | $1.6M | −$691K | $3.0M | 990 PDF |
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Schedules filed Part IV
See the full FY2022 990 (4 parts)
Part VIII · Statement of revenue $1,090,472 across 4 lines filed
Part IX · Statement of functional expenses $1,119,430 across 11 lines filed
Part X · Balance sheet $2,979,621 assets, 9 lines filed
Part XI · Reconciliation of net assets $2,093,436 net assets at year end
Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File
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