Ech INC FY2022 filing

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To serve as a source of information and networking for employers that seek better quality and cheaper healthcare benefits, both self-funded and fully insured.

Form 990 Part I, line 1, FY2022. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 92-1339118) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
$15K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Pay: Part VII

Before you give

FY2022 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
The latest return is for FY2024, 2 tax years back.
IRS e-file · Filing history
Surplus or deficit
2 of 3
filings with a surplus
Average surplus $24K a year · 5% of revenue · last 3 filings
A surplus in 2 of the last 3 filings.
Pt I · Ln 19 · 3 filings
Spent on programs
0%
of spending
0% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$15K
to officers and key staff · 17% of spending
Pay to officers and key staff is 17% of spending.
Part VII, Section A
11.4 mo
of spending, in cash
11.4 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$0
0% of total assets
Liabilities are 0% of assets.
Pt X · Ln 26
Independent board members
3
of 3 voting members
3 of 3 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$177K
Spent
$91K
To programs
0%
Net assets
$86K
By yearFY2022–FY2024
Revenue
$177K
FY2022
Tap a bar for its year
Revenue by fiscal year
FY2022$177K
FY2023$587K
FY2024$764K
Expenses
$91K
FY2022
Tap a bar for its year
Expenses by fiscal year
FY2022$91K
FY2023$604K
FY2024$762K
Net assets
$86K
FY2022
Tap a bar for its year
Net assets by fiscal year
FY2022$86K
FY2023$69K
FY2024$71K

From the FY2022 Form 990 · figures checked against the IRS filing · see the original

You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jan 2023.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

What each dollar paid for.

Management & general 100% · $91K

Form 990 Part IX, line 25. Every line is in By the numbers.

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Who runs it and what they're paid

3 people listed on the 990; $15K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
$5,000Pt VII · Sec A
Member
$5,000Pt VII · Sec A
$5,000Pt VII · Sec A

Kirnjoy Singh MD’s $1K as President is at the 2nd percentile of top reported officer pay among 1216 $100K–1M employment nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2024FY2023FY2022
Kirnjoy Singh MD$1,000$4,000$5,000
Jina Calo$1,000$4,000$5,000
Preetinderjit Singh DDS$1,000$4,000$5,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Ech INC executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Connects employers seeking better, cheaper healthcare benefits with information and resources.

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1 program · in their own filed words · FY2022
01

To serve as a source of information and networking for employers that seek better quality and cheaper healthcare benefits, both self-funded and fully insured.

Form 990 Part III, line 4, FY2022. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 92-1339118) · Dispute this line
Pt IX · Ln 25 · col B

By the numbers

The FY2022 990, line by line.

1The main four
Money inPt VIII
$177K
Ln 12
Fees for servicesLn 2g$165K
Gifts and grantsLn 1h$12K
Money outPt IX
$91K
Ln 25
Managementcol C$91K
Owns and owesPt X
$86K
net assets · Ln 32
Cash and savingsLn 1–2$86K
Total assetsLn 16$86K
LiabilitiesLn 26$0
PeoplePt VI, VII
3
listed · VII A
PaidVII A3
Voting boardVI 1a3
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$12K
Fees for servicesLn 2g$165K
Total revenueLn 12$177K
Assets in detailPt X, end of year
CashLn 1$86K
Cash and savings togetherLn 1–2$86K
Total assetsLn 16$86K
LiabilitiesLn 26$0
Net assetsLn 32$86K
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY22End FY22
Cash and savingsLn 1–2$0$86K
Total assetsLn 16$0$86K
LiabilitiesLn 26$0$0
Net assetsLn 32$0$86K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$15K$15K
Advertising and promotionLn 12$75K$75K
Office expensesLn 13$855$855
Total functional expensesLn 25$91K$0$91K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 LatestFiled with the IRS Oct 1, 2025 $764K$762K$2K$71K 990 PDF
FY2023Filed with the IRS Nov 15, 2024 $587K$604K−$17K$69K 990 PDF
FY2022 ViewingFiled with the IRS Nov 13, 2023 $177K$91K$86K$86K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2022 990
Part I · Summary $176,830 revenue, 12 lines filed
I-8 Contributions and grants$12,000
I-9 Program service revenue$164,830
I-10 Investment income$0
I-11 Other revenue$0
I-12 Total revenue$176,830
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefits$15,000
I-16a Professional fundraising fees$0
I-17 Other expenses$75,509
I-18 Total expenses$90,509
I-19 Revenue less expenses$86,321
Part VI · Governance 3 of 3 board members independent, 2 to look at
VI-1a Voting members of the governing body3
VI-1b Independent voting members3
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
Part VIII · Statement of revenue $176,830 across 4 lines filed
VIII-1d Related organizations$12,000
VIII-1h Total contributions, gifts and grants$12,000
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $164,830$164,830
VIII-12 Total revenueRelated to mission $164,830 · Unrelated business $0 · Excluded from tax $0$176,830
Part IX · Statement of functional expenses $90,509 across 3 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Management $15,000$15,000
IX-12 Advertising and promotionManagement $74,654$74,654
IX-13 Office expensesManagement $855$855
IX-25 Total functional expensesPrograms $0 · Management $90,509 · Fundraising $0$90,509
Part X · Balance sheet $86,321 assets, 8 lines filed
X-1 Cash, non-interest-bearingStart of year $0$86,321
X-16 Total assetsStart of year $0$86,321
X-26 Total liabilitiesStart of year $0$0
X-29 Capital stock or trust principalStart of year $0$86,321
X-30 Paid-in or capital surplusStart of year $0$0
X-31 Retained earnings or endowmentStart of year $0$0
X-32 Total net assets or fund balancesStart of year $0$86,321
X-33 Total liabilities and net assetsStart of year $0$86,321
Part XI · Reconciliation of net assets $86,321 net assets at year end
XI-1 Total revenue$176,830
XI-2 Total expenses$90,509
XI-3 Revenue less expenses$86,321
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$86,321

Form 990 e-file FY2022 from the IRS (about our sources) · Classification, formation year and address from the IRS Business Master File

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