Forward Memphis
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Educates and assists people to break cycles of predatory lending. For fiscal year 2025 it reported $586K in revenue, $505K in expenses, and $540K in net assets.Pt I
Summary of the Filing
Where the work happens
Provided access to responsible small-dollar loans and financial assistance programs for underserved individuals and families in the Memphis community who may otherwise rely on high-interest or predatory lending sources.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Travis Moody’s $131K as Executive Director-Ceo is at the 86th percentile of top reported officer pay among 1711 $100K–1M community development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Travis Moody | $131,192 | — | $108,000 |
| Travis Moody | — | $130,000 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 57% | — | — |
| Overhead ratio | 28% | — | — |
| Fundraising cost ratio | 17% | — | — |
| Revenue growth | -5% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Grants
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Filings & Schedule Manifest
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Sources
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