Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Oct 1970.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
21 people listed on the 990; $1.4M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Robert Scott | $406,765 | $452,703 | $411,163 | $428,502 | $404,896 |
| Anthony Rocha | — | — | $181,447 | $221,132 | $183,836 |
| Richard Reiley | $203,556 | $184,602 | $166,822 | — | — |
| Gregory Albano | $198,686 | $196,360 | $166,999 | $166,572 | — |
| Jaclyn Marquez | — | — | — | — | $193,183 |
| Anthony D'Astice | $183,697 | — | — | — | — |
| David Skilton | — | $173,361 | $168,099 | $168,998 | $164,538 |
| Amy Singpradith | $172,849 | $165,426 | — | $127,283 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II2 listed
Programs and updates
Helps families build financial prosperity.
Questions for Copper State Credit Union
Your first name shows with your question. Copper State Credit Union answers here, for everyone.
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Provide financial services, including checking accounts, ATM/DEBIT cards, credit cards, savings accounts, certificates of deposit and money market accounts.
Provided credit in 2020 to 10,335 members for $226,716,844. As of december 31, 2020, 20,700 members had $334,455,958 in outstanding loans.
Promote thrift to 39,343 member with total deposits of $459,794,694 as of december 31, 2020.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $37.4M | $45.5M |
| InvestmentsLn 11–13 | $67.5M | $102.1M |
| Land, buildings, equipmentLn 10c | $20.1M | $21.8M |
| Total assetsLn 16 | $435.3M | $529.6M |
| LiabilitiesLn 26 | $391.8M | $484.7M |
| Net assetsLn 32 | $43.5M | $44.9M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $617K | |||
| Other salaries and wagesLn 7 | $8.3M | |||
| Pension plan contributionsLn 8 | $220K | |||
| Other employee benefitsLn 9 | $894K | |||
| Payroll taxesLn 10 | $626K | |||
| Legal feesLn 11b | $47K | |||
| Accounting feesLn 11c | $116K | |||
| Advertising and promotionLn 12 | $1.0M | |||
| Office expensesLn 13 | $2.7M | |||
| Information technologyLn 14 | $758K | |||
| OccupancyLn 16 | $923K | |||
| TravelLn 17 | $25K | |||
| Conferences, conventions and meetingsLn 19 | $136K | |||
| InterestLn 20 | $1.4M | |||
| Payments to affiliatesLn 21 | $103K | |||
| Depreciation, depletion and amortizationLn 22 | $771K | |||
| InsuranceLn 23 | $86K | |||
| Other expenses (24a–d)Ln 24 | $5.0M | |||
| All other expensesLn 24e | $1.1M | |||
| Total functional expensesLn 25 | $24.8M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest | $38.1M | $37.2M | $834K | $36.1M | 990 PDF |
| FY2023 | $33.9M | $32.4M | $1.5M | $37.6M | 990 PDF |
| FY2022 | $28.6M | $24.8M | $3.8M | $33.0M | 990 PDF |
| FY2021 | $24.1M | $23.2M | $898K | $43.5M | 990 PDF |
| FY2020 Viewing | $24.3M | $24.8M | −$473K | $44.9M | 990 PDF |
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Schedules filed Part IV
See the full FY2020 990 (6 parts)
Part I · Summary $24,295,678 revenue, 12 lines filed
Part VI · Governance 15 of 15 board members independent, no flags
Part VIII · Statement of revenue $24,295,678 across 4 lines filed
Part IX · Statement of functional expenses $24,768,262 across 19 lines filed
Part X · Balance sheet $529,568,174 assets, 15 lines filed
Part XI · Reconciliation of net assets $44,911,264 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
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