To connect and empower refugee and immigrant women by providing opporunities for personal growth and building cross-cultural relationships in a nurturing environment.

501(c)(3) charity; gifts are tax-deductible.
81¢ of each $1 spent went to programs.
$39K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 2
filings with a surplus
Average surplus $99K a year · 29% of revenue · last 2 filings
Looks good: a surplus in 2 of the last 2 filings.
Pt I · Ln 19 · 2 filings
Spent on programs
81%
of spending
Looks good: 81% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$39K
to officers and key staff · 20% of spending
Fine: pay to officers and key staff is 20% of spending; 15% to 20%.
Pt VII · Sec A
7 mo
of spending, in cash
Looks good: 6.6 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
5
named funders · $128K
Looks good: 5 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$10K
7% of total assets
Looks good: liabilities are 7% of assets; 50% or less.
Pt X · Ln 26
Independent board members
9
of 9 voting members
Looks good: 9 of 9 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$257K
+51% vs prior year
Spent
$194K
To programs
81%
Net assets
$138K
By yearFY2023–FY2025
Revenue
$257K
FY2024▲ +51%
Tap a bar for its year
Revenue by fiscal year
FY2023$170K
FY2024$257K
FY2025$427K
Expenses
$194K
FY2024
Tap a bar for its year
Expenses by fiscal year
FY2023Not on file
FY2024$194K
FY2025$292K
Net assets
$138K
FY2024▲ +86%
Tap a bar for its year
Net assets by fiscal year
FY2023$74K
FY2024$138K
FY2025$272K

From the FY2024 Form 990 (year ending June 2024) · see the original

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You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jan 2021.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

81 cents of each dollar spent went to programs.

Program services 81% · $158K Management & general 14% · $28K Fundraising 4% · $9K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

10 people listed on the 990; $39K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Executive Director
$38,780Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice Chair
$0Pt VII · Sec A
$0Pt VII · Sec A

Kelly Ross’s $39K as Executive Director is at the 30th percentile of top reported officer pay among 1613 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

See Echo Collective executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Empowers refugee and immigrant women through personal growth and cross-cultural connections.

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Provided by the organization

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3 programs · $129K · in their own filed words · FY2023
01

The Refinery Provides refugee and immigrant women the opportunity to achieve economic independence and build social capital through business education and professional mentorships. Focus on serving women who are still in the process of learning the English language.

$77Kprogram expense
02

Refined Coaching Provides personalized business coaching for refugee and immigrant businesses that are woman led.

$35Kprogram expense
03

Textile Weaving A class for textile weaving in partnership with merchandising, and Fashion Design department at the University of Nebraska Lincoln and with the Hand Weavers Guild of Lincoln.

$16Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 5 funders →

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$257K
Ln 12
Gifts and grantsLn 1h$240K
Fees for servicesLn 2g$11K
Other incomeLn 4–11$6K
Money outPt IX
$194K
Ln 25
Programscol B$158K
Managementcol C$28K
Fundraisingcol D$9K
Owns and owesPt X
$138K
net assets · Ln 32
Cash and savingsLn 1–2$106K
Total assetsLn 16$148K
LiabilitiesLn 26$10K
PeoplePt VI, VII
10
listed · VII A
PaidVII A1
Voting boardVI 1a9
IndependentVI 1b9
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$240K
Government grantsLn 1e$105K
Fees for servicesLn 2g$11K
Investment incomeLn 3$280
Other incomeLn 4–11$6K
Total revenueLn 12$257K
Assets in detailPt X, end of year
CashLn 1$91K
SavingsLn 2$15K
Cash and savings togetherLn 1–2$106K
Other assetsLn 15$500
Total assetsLn 16$148K
LiabilitiesLn 26$10K
Net assetsLn 32$138K
OperationsPt I, VI
EmployeesI 58
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$54K$106K
Total assetsLn 16$82K$148K
LiabilitiesLn 26$7K$10K
Net assetsLn 32$74K$138K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$100K$88K$8K$4K
Payroll taxesLn 10$8K$7K$589$294
Accounting feesLn 11c$3K$1K$1K$261
Other fees for servicesLn 11g$3K$1K$1K$262
Advertising and promotionLn 12$5K$3K$1K$443
Office expensesLn 13$6K$2K$3K$338
OccupancyLn 16$23K$12K$9K$2K
TravelLn 17$3K$3K$315$157
InsuranceLn 23$4K$2K$2K$394
Other expenses (24a–d)Ln 24$41K$39K$2K$303
Total functional expensesLn 25$194K$158K$28K$9K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $427K$292K$134K$272K 990 PDF
FY2024 Viewing $257K$194K$63K$138K 990 PDF
FY2023 $170K$74K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2024 990 (6 parts)
Part I · Summary $257,406 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $168,770$240,049
I-9 Program service revenuePrior year $832$11,455
I-10 Investment incomePrior year $118$280
I-11 Other revenuePrior year $538$5,622
I-12 Total revenuePrior year $170,258$257,406
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $80,634$107,066
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $100,243$86,855
I-18 Total expensesPrior year $180,877$193,921
I-19 Revenue less expensesPrior year −$10,619$63,485
Part VI · Governance 9 of 9 board members independent, 1 to look at
VI-1a Voting members of the governing body9
VI-1b Independent voting members9
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $257,406 across 8 lines filed
VIII-1e Government grants$105,143
VIII-1f All other contributions, gifts and grants$134,906
VIII-1h Total contributions, gifts and grants$240,049
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $11,455$11,455
VIII-3 Investment incomeRelated to mission $280$280
VIII-8 Net income from fundraising eventsExcluded from tax $5,551$5,551
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $71$71
VIII-12 Total revenueRelated to mission $11,806 · Unrelated business $0 · Excluded from tax $5,551$257,406
Part IX · Statement of functional expenses $193,921 across 10 lines filed
IX-7 Other salaries and wagesPrograms $87,877 · Management $7,756 · Fundraising $3,878$99,511
IX-10 Payroll taxesPrograms $6,672 · Management $589 · Fundraising $294$7,555
IX-11c Accounting feesPrograms $1,306 · Management $1,239 · Fundraising $261$2,806
IX-11g Other fees for servicesPrograms $1,311 · Management $1,242 · Fundraising $262$2,815
IX-12 Advertising and promotionPrograms $3,052 · Management $1,106 · Fundraising $443$4,601
IX-13 Office expensesPrograms $2,306 · Management $3,013 · Fundraising $338$5,657
IX-16 OccupancyPrograms $11,550 · Management $9,240 · Fundraising $2,310$23,100
IX-17 TravelPrograms $2,675 · Management $315 · Fundraising $157$3,147
IX-23 InsurancePrograms $1,971 · Management $1,577 · Fundraising $394$3,942
IX-24 Other expenses (24a–d)Programs $38,898 · Management $1,586 · Fundraising $303$40,787
IX-25 Total functional expensesPrograms $157,618 · Management $27,663 · Fundraising $8,640$193,921
Part X · Balance sheet $147,831 assets, 12 lines filed
X-1 Cash, non-interest-bearingStart of year $38,939$90,974
X-2 Savings and temporary cash investmentsStart of year $15,118$15,424
X-3 Pledges and grants receivableStart of year $25,500$39,137
X-9 Prepaid expenses and deferred chargesStart of year $1,537$1,796
X-15 Other assetsStart of year $500$500
X-16 Total assetsStart of year $81,594$147,831
X-17 Accounts payable and accrued expensesStart of year $7,472$10,224
X-26 Total liabilitiesStart of year $7,472$10,224
X-27 Net assets without donor restrictionsStart of year $48,122$91,957
X-28 Net assets with donor restrictionsStart of year $26,000$45,650
X-32 Total net assets or fund balancesStart of year $74,122$137,607
X-33 Total liabilities and net assetsStart of year $81,594$147,831
Part XI · Reconciliation of net assets $137,607 net assets at year end
XI-1 Total revenue$257,406
XI-2 Total expenses$193,921
XI-3 Revenue less expenses$63,485
XI-4 Net assets at start of year$74,122
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$137,607

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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