The Complete Student EIN 84-4793012

The Complete Student

EIN  84-4793012 Public charity (501(c)(3)) Port Royal, SC Founded 2020
Form 990 (PDF) Compare with another nonprofit →
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Size
$100K–1M
What they do
Educates students in grades five through twelve at an accredited independent private school.
Leadership
Janet Bugniazet · Secretary
Money in and out
$870K revenue, $866K expenses
Bottom line
80% program efficiency

Educates students in grades five through twelve at an accredited independent private school. For fiscal year 2025 it reported $870K in revenue, $866K in expenses, and $427K in net assets.Pt I

Where the money goes · FY2025
Total revenue
$870K
Pt VIII · Ln 12
Total expenses
$866K
Pt IX · Ln 25
Net assets
$427K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $4K
Where spending went · Part IX cols B–D
Program services $0.80 Management & general $0.20
Program efficiency
80%
of spending reaches programs0% vs prior filing year
Operating runway
4.7mo
months of highly liquid reserves at operating expense rate▲ +236% vs prior filing year
Surplus margin
0%
revenue over expenses, this year▼ -82% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$870K
FY2025▲ +13%
Expenses
$866K
FY2025▲ +15%
Total assets
$438K
FY2025▲ +57%
Total liabilities
$11K
FY2025▼ -1%
Total revenue
$870K
Pt VIII · Ln 12
Total expenses
$866K
Pt IX · Ln 25
Net assets
$427K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$4K
Total assetsPt X · Ln 16$438K
Program-expense ratioPt IX · col B80%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 45
Mission & Programs · Part III

Where the work happens

1 program service account for $695K of program spending, described in the organization's own filed words · FY2025.
01

The complete student is an accredited coeducational independent private school with fifth through twelfth grade. Our school serves 130 students and employs 13 teachers. We develop rigorous, multidiciplinary and individual curriculum for each student. Our classes are small, averaging 10 students.

$695Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CThe Complete Student
EINHdr · item D84-4793012
Principal addressHdr · item CPort Royal, SC
WebsiteHdr · item Jnone reported
Year of formationHdr · item L2020
State of legal domicileHdr · item MSC
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B24)
Ruling yearIRS BMFMay 2020

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a5
Independent voting membersPt VI · Ln 1b5
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
President
$0Pt VII · Sec A

Blaire C Lent’s $42K as President is at the 33rd percentile of top reported officer pay among 1616 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2022FY2021FY2020
Blaire C Lent$42,381
Blaire Lent$28,788$11,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue$820K · 94%
Contributions & grants$33K · 4%
Investment income$16K · 2%
Program service revenue94%$820K
Contributions & grants4%$33K
Investment income2%$16K
— government grantsLn 1e$33K
Total revenueLn 12$870K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.80 Management & general $0.20
Program services80%$695K
Management & general20%$171K
Total functional expensesLn 25$866K

Balance Sheet

Part X · end of year
CashLn 1$73K
Total assetsLn 16$438K
Total liabilitiesLn 26$11K
Total net assetsLn 32$427K
Months of cash on handcomputed1.0

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $340K · Operating expenses/yr $866K
4.7 months
Where the money goes
Program services
Program services $695K · Total expenses $866K
80%
Management & General
Management & general $171K · Total expenses $866K
20%
Fundraising
Fundraising $0 · Total expenses $866K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $0
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $33K · Total revenue $870K
4%
Government reliance
Government grants $33K · Total revenue $870K
4%
Earned-income share
Program service revenue $820K · Total revenue $870K
94%
Investment reliance
Investment income $16K · Total revenue $870K
+2%
Program self-sufficiency
Program service revenue $820K · Total expenses $866K
95%
Growth & trend
Revenue growth (YoY)
This year $870K · Prior year $772K
+13%
Revenue CAGR
FY2020 $56K · FY2025 $870K
+73%
Net-asset trend (YoY)
End of year $427K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $870K · Expenses $866K
0%
Liabilities-to-Assets
Total liabilities — · Total assets $438K
Net-asset ratio
Net assets $427K · Total assets $438K
98%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $267K · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $438K
61%
People & payroll
Highest Reported Total Compensation
Individual Janet Bugniazet · Reported title SECRETARY · Highest reported compensation $0 · Total expenses $866K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $572K · Total expenses $866K
66%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 80%
Overhead ratio 20%
Revenue growth 13%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$6K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$870K revenue · viewing · ⤓ 990 PDF
FY2024$772K revenue · ⤓ 990 PDF
FY2023$667K revenue · ⤓ 990 PDF
FY2022$558K revenue · ⤓ 990 PDF
FY2021$502K revenue · ⤓ 990 PDF
FY2020$56K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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