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Affirm Cares FY2020 filing

Tax-deductible

San Francisco, CA501(c)(3)Community Development EIN 84-2053318Revenue $408K in FY2020Latest return filed Nov 13, 2025

On file with the IRSaffirm.com/caresSan Francisco, CATax-exempt since Aug 2019Publicly supported charity — 170(b)(1)(A)(vi)

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Affirm Cares supports financial literacy & inclusion, vibrant communities, and technology education & training through grants to organizations who support those pillars.

Form 990 Part I, line 1, FY2020. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 84-2053318) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
100¢ of each $1 spent went to programs.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
The latest return is for FY2024, 2 tax years back.
IRS e-file · Filing history
Surplus or deficit
4 of 5
filings with a surplus
Average surplus $48K a year · 24% of revenue · last 5 filings
A surplus in 4 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
100%
of spending
100% of spending went to programs.
Pt IX · Ln 25 · col B
Cash reserves
1.3 mo
of spending, in cash
1.3 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $665
1 funder names it on their filings.
Funders’ Sch. I, 990-PF
Liabilities
$0
0% of total assets
Liabilities are 0% of assets.
Pt X · Ln 26
Independent board members
8
of 8 voting members
8 of 8 voting members are independent.
Pt VI · Ln 1a–1b
In line with peersDifferent from peersFar from peersNo peer rangeNo data yetTap a box for the reason.
Revenue
$408K
Spent
$382K
To programs
100%
Net assets
$41K
By yearFY2020–FY2024
Revenue
$408K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$408K
FY2021$256K
FY2022$139K
FY2023$119K
FY2024$86K
Expenses
$382K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$382K
FY2021$60K
FY2022$98K
FY2023$114K
FY2024$112K
Net assets
$41K
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$41K
FY2021$236K
FY2022$266K
FY2023$256K
FY2024$225K

From the FY2020 Form 990 · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Aug 2019.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

100 cents of each dollar spent went to programs.

Program services 100% · $382K

Form 990 Part IX, line 25. Every line is in By the numbers.

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Who runs it and what they're paid

8 people listed on the 990.

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
Jude Komuves
Vice President
$0Pt VII · Sec A
$0Pt VII · Sec A
Scott Astrada
Secretary
$0Pt VII · Sec A
Michael Linford
Board Member
$0Pt VII · Sec A
Ulrico Izaguirre
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
Katrina Holt
Board Member
$0Pt VII · Sec A
See Affirm Cares executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2Yes
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Funds programs promoting financial literacy, community vibrancy, and tech education.

Questions for Affirm Cares

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Your first name shows with your question. Affirm Cares answers here, for everyone.

2 programs · $382K · in their own filed words · FY2020
01

Communities of Color Advocacy

Fund-raising funds to disperse to relevant organizations on the frontlines of the fight for racial justice and equality.

Form 990 Part III, line 4, FY2020. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 84-2053318) · Dispute this line
$277Kprogram expense
02

Covid Relief

Affirm cares contributed to non-profit organizations impacting communities affected by COVID-19 in cities where affirm operates.

Form 990 Part III, line 4, FY2020. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 84-2053318) · Dispute this line
$105Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2023
Amazonsmile FoundationFY2023$665
Total grants receivedfrom 1 funder$665
Grants paid · 46 grants · $718K · 2020–2024
Jubilee Womens CenterWA · FY2024$10,000
GirlstartTX · FY2024$10,000
Christopher House INCMA · FY2024$10,000
Junior Achievement of Northern CaliCA · FY2024$10,000
Last Mile INCFL · FY2024$10,000
10000 DegreesCA · FY2024$10,000
Tides CenterCA · FY2024$10,000
Alzheimer's Disease & Related DisordersIL · FY2024$10,000
Rewriting the Code INCNC · FY2024$10,000
The Good Shepherd Gracenter of San FranciscoCA · FY2024$10,000
Council for Economic EducationNY · FY2023$20,000
Junior Achievement USACO · FY2023$10,000
Apex for Youth INCNY · FY2023$10,000
Hack the Hood INCCA · FY2023$10,000
East Bay Asian Local Development CorporationCA · FY2023$10,000
100 Black Men of Western PA INCPA · FY2023$10,000
Foster Love ProjectPA · FY2023$10,000
Free Code Camp INCTX · FY2023$9,000
See all 46 grants →

By the numbers

The FY2020 990, line by line.

Download 990
from philanthropy.org
1The main four
Money inPt VIII
$408K
Ln 12
Gifts and grantsLn 1h$408K
Money outPt IX
$382K
Ln 25
Programscol B$382K
Owns and owesPt X
$41K
net assets · Ln 32
Cash and savingsLn 1–2$41K
Total assetsLn 16$41K
LiabilitiesLn 26$0
PeoplePt VI, VII
8
listed · VII A
PaidVII A0
Voting boardVI 1a8
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$408K
Total revenueLn 12$408K
Assets in detailPt X, end of year
CashLn 1$41K
Cash and savings togetherLn 1–2$41K
Total assetsLn 16$41K
LiabilitiesLn 26$0
Net assetsLn 32$41K
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$9K$41K
Total assetsLn 16$9K$41K
LiabilitiesLn 26$0$0
Net assetsLn 32$9K$41K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$382K$382K
Total functional expensesLn 25$382K$382K$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 LatestFiled with the IRS Nov 13, 2025 $86K$112K−$27K$225K 990 PDF
FY2023Filed with the IRS Jun 25, 2024 $119K$114K$5K$256K 990 PDF
FY2022Filed with the IRS Nov 15, 2023 $139K$98K$41K$266K 990 PDF
FY2021Filed with the IRS Nov 15, 2022 $256K$60K$195K$236K 990 PDF
FY2020 ViewingFiled with the IRS Nov 12, 2021 $408K$382K$26K$41K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2020 990
Part I · Summary $407,901 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $8,905$407,901
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $0$0
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $8,905$407,901
I-13 Grants and similar amounts paidPrior year $0$381,541
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $0$0
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $0$0
I-18 Total expensesPrior year $0$381,541
I-19 Revenue less expensesPrior year $8,905$26,360
Part VI · Governance 8 of 8 board members independent, 4 to look at
VI-1a Voting members of the governing body8
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsYes
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-12a Written conflict of interest policyYes
Part VIII · Statement of revenue $407,901 across 3 lines filed
VIII-1f All other contributions, gifts and grants$407,901
VIII-1h Total contributions, gifts and grants$407,901
VIII-12 Total revenueRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$407,901
Part IX · Statement of functional expenses $381,541 across 1 line filed
IX-1 Grants to domestic organizationsPrograms $381,541$381,541
IX-25 Total functional expensesPrograms $381,541 · Management $0 · Fundraising $0$381,541
Part X · Balance sheet $40,952 assets, 6 lines filed
X-1 Cash, non-interest-bearingStart of year $8,905$40,952
X-16 Total assetsStart of year $8,905$40,952
X-26 Total liabilitiesStart of year $0$0
X-27 Net assets without donor restrictionsStart of year $8,905$40,952
X-32 Total net assets or fund balancesStart of year $8,905$40,952
X-33 Total liabilities and net assetsStart of year $8,905$40,952
Part XI · Reconciliation of net assets $40,952 net assets at year end
XI-1 Total revenue$407,901
XI-2 Total expenses$381,541
XI-3 Revenue less expenses$26,360
XI-4 Net assets at start of year$8,905
XI-8 Prior period adjustments$5,687
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$40,952

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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