Mater Dei Apostolate EIN 84-1816205

Mater Dei Apostolate

EIN  84-1816205 Public charity (501(c)(3)) Cloquet, MN
Form 990 (PDF) Compare with another nonprofit →
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Size
<$100K
What they do
Prepares students for college with a focus on spiritual growth and union with God.
Leadership
Kevin McGrath · Board Member
Money in and out
$95K revenue, $132K expenses
Bottom line
92% program efficiency

Prepares students for college with a focus on spiritual growth and union with God. For fiscal year 2025 it reported $95K in revenue, $132K in expenses, and $40K in net assets.Pt I

Where the money goes · FY2025
Total revenue
$95K
Pt VIII · Ln 12
Total expenses
$132K
Pt IX · Ln 25
Net assets
$40K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$37K
Where spending went · Part IX cols B–D
Program services $0.92 Management & general $0.02 Fundraising $0.06
Program efficiency
92%
of spending reaches programs0% vs prior filing year
Operating runway
4.2mo
months of highly liquid reserves at operating expense rate▲ +320% vs prior filing year
Surplus margin
-39%
revenue over expenses, this year▲ +77% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$95K
FY2025▲ +61%
Expenses
$132K
FY2025▼ -18%
Total assets
$73K
FY2025▲ +60%
Total liabilities
$33K
FY2025▲ +260%
Total revenue
$95K
Pt VIII · Ln 12
Total expenses
$132K
Pt IX · Ln 25
Net assets
$40K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$37K
Total assetsPt X · Ln 16$73K
Program-expense ratioPt IX · col B92%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 45
Mission & Programs · Part III

Where the work happens

1 program service account for $121K of program spending, described in the organization's own filed words · FY2024.
01

Hybrid education program for high school students under the mainstreium of the roman catholic church.

$121Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CMater Dei Apostolate
EINHdr · item D84-1816205
Principal addressHdr · item CCloquet, MN
WebsiteHdr · item Jmaterdeiapostolate.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MMN
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B80)
Ruling yearIRS BMFDec 2019

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a5
Independent voting membersPt VI · Ln 1b5
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Chair
$0Pt VII · Sec A
Board Secret
$0Pt VII · Sec A
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Statement of Revenue

Part VIII
Other revenue$46K · 48%
Contributions & grants$25K · 27%
Program service revenue$24K · 25%
Other revenue48%$46K
Contributions & grants27%$25K
Program service revenue25%$24K
Investment income$2
Total revenueLn 12$95K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.92 Management & general $0.02 Fundraising $0.06
Program services92%$121K
Management & general2%$2K
Fundraising6%$8K
Total functional expensesLn 25$132K

Balance Sheet

Part X · end of year
CashLn 1$47K
Total assetsLn 16$73K
Total liabilitiesLn 26$33K
Total net assetsLn 32$40K
Months of cash on handcomputed4.2

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $47K · Operating expenses/yr $132K
4.2 months
Where the money goes
Program services
Program services $121K · Total expenses $132K
92%
Management & General
Management & general $2K · Total expenses $132K
2%
Fundraising
Fundraising $8K · Total expenses $132K
6%
Cost to raise $1
Fundraising expense (3-yr avg) $7K · Solicited contributions (3-yr avg) $160K
$0.04 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $25K · Total revenue $95K
27%
Government reliance
Government grants — · Total revenue $95K
Earned-income share
Program service revenue $24K · Total revenue $95K
25%
Investment reliance
Investment income $2 · Total revenue $95K
0%
Program self-sufficiency
Program service revenue $24K · Total expenses $132K
18%
Growth & trend
Revenue growth (YoY)
This year $95K · Prior year $59K
+61%
Revenue CAGR
FY2019 $173K · FY2024 $95K
-11%
Net-asset trend (YoY)
End of year $40K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $95K · Expenses $132K
-39%
Liabilities-to-Assets
Total liabilities — · Total assets $73K
Net-asset ratio
Net assets $40K · Total assets $73K
54%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $73K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Kevin McGrath · Reported title BOARD MEMBER · Highest reported compensation $0 · Total expenses $132K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $104K · Total expenses $132K
79%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 92%
Overhead ratio 2%
Fundraising cost ratio 32%
Revenue growth 61%
Accounting fee ratio 2%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2022
Total grants receivedfrom 2 funders$60K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$95K revenue · viewing · ⤓ 990 PDF
FY2024$59K revenue · ⤓ 990 PDF
FY2023$327K revenue · ⤓ 990 PDF
FY2022$268K revenue · ⤓ 990 PDF
FY2021$200K revenue · ⤓ 990 PDF
FY2020$173K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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