Northwest Side Community Development Cor

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Our mission is to provide the Northwest Side and belmont cragin area with the tools and resources to preserve affordable housing,prevent displacement, and provide business Development assistance to local small businessess.

Form 990 Part I, line 1, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 83-1979604) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
69¢ of each $1 spent went to programs.
Run by 8 volunteers and 14 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
4 of 4
filings with a surplus
Average surplus $305K a year · 21% of revenue · last 4 filings
A surplus in 4 of the last 4 filings.
Pt I · Ln 19 · 4 filings
Spent on programs
69%
of spending
69% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$101K
to officers and key staff · 7% of spending
Pay to officers and key staff is 7% of spending.
Part VII, Section A
11.4 mo
of spending, in cash
11.4 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $30K
2 funders name it on their filings.
Funders’ Sch. I, 990-PF
Liabilities
$560K
22% of total assets
Liabilities are 22% of assets.
Pt X · Ln 26
Independent board members
8
of 8 voting members
8 of 8 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$1.6M
-19% vs prior year
Spent
$1.3M
To programs
69%
Net assets
$2.0M
By yearFY2022–FY2025
Revenue
$1.6M
FY2025▼ -19%
Tap a bar for its year
Revenue by fiscal year
FY2022$1.1M
FY2023$1.1M
FY2024$2.0M
FY2025$1.6M
Expenses
$1.3M
FY2025▼ -9%
Tap a bar for its year
Expenses by fiscal year
FY2022$807K
FY2023$1.1M
FY2024$1.5M
FY2025$1.3M
Net assets
$2.0M
FY2025▲ +16%
Tap a bar for its year
Net assets by fiscal year
FY2022$1.1M
FY2023$1.2M
FY2024$1.8M
FY2025$2.0M

From the FY2025 Form 990 · figures checked against the IRS filing · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in May 2021.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

69 cents of each dollar spent went to programs.

Program services 69% · $924K Management & general 30% · $410K Fundraising 1% · $15K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

9 people listed on the 990; $101K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
Executive Dir.
$100,960Pt VII · Sec A
Board Chair
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Jason Estremera’s $101K as Executive Dir. is at the 35th percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

See Northwest Side Community Development Cor executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Preserve affordable housing, prevent displacement, and assist local small businesses with tools and resources.

Questions for Northwest Side Community Development Cor

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1 program · $924K · in their own filed words · FY2025
01

The northwest side community development corporation provides housing policy advocacy, outreach to delinquent borrowers, creation of new affordable housing units,downpayment assistance programs, matching of landlords and tenants to find affordable housing, numerous programs for the small business community development in the area.

Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 83-1979604) · Dispute this line
$924Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 2 funders$30K

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$1.6M
Ln 12
Gifts and grantsLn 1h$1.6M
Investment incomeLn 3$9K
Fees for servicesLn 2g$2K
Money outPt IX
$1.3M
Ln 25
Programscol B$924K
Managementcol C$410K
Fundraisingcol D$15K
Owns and owesPt X
$2.0M
net assets · Ln 32
Cash and savingsLn 1–2$1.3M
Total assetsLn 16$2.6M
LiabilitiesLn 26$560K
PeoplePt VI, VII
9
listed · VII A
PaidVII A1
Voting boardVI 1a8
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$1.6M
Government grantsLn 1e$465K
Fees for servicesLn 2g$2K
Investment incomeLn 3$9K
Total revenueLn 12$1.6M
Assets in detailPt X, end of year
CashLn 1$1.3M
Cash and savings togetherLn 1–2$1.3M
Pledges and grants receivableLn 3$411K
Accounts receivableLn 4$11K
Land, buildings, equipmentLn 10c$608K
Other assetsLn 15$291K
Total assetsLn 16$2.6M
LiabilitiesLn 26$560K
Net assetsLn 32$2.0M
OperationsPt I, VI
EmployeesI 514
VolunteersI 68
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$1.2M$1.3M
Land, buildings, equipmentLn 10c$8K$608K
Total assetsLn 16$2.2M$2.6M
LiabilitiesLn 26$491K$560K
Net assetsLn 32$1.8M$2.0M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$101K$68K$33K
Other salaries and wagesLn 7$630K$423K$207K
Other employee benefitsLn 9$76K$63K$13K
Payroll taxesLn 10$55K$46K$9K
Other fees for servicesLn 11g$216K$136K$80K
Office expensesLn 13$53K$27K$20K$6K
Information technologyLn 14$29K$9K$15K$5K
OccupancyLn 16$85K$66K$15K$4K
TravelLn 17$5K$4K$1K$261
Depreciation, depletion and amortizationLn 22$54K$54K
InsuranceLn 23$9K$7K$2K
Other expenses (24a–d)Ln 24$36K$22K$14K$40
Total functional expensesLn 25$1.3M$924K$410K$15K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Aug 4, 2026 $1.6M$1.3M$283K$2.0M 990 PDF
FY2024Filed with the IRS Sep 5, 2025 $2.0M$1.5M$529K$1.8M 990 PDF
FY2023Filed with the IRS Jan 30, 2025 $1.1M$1.1M$91K$1.2M 990 PDF
FY2022Filed with the IRS Nov 11, 2023 $1.1M$807K$317K$1.1M 990 PDF

Schedules filed Part IV

A · Public support B · Donors D · Assets and endowments O · Explanations R · Related orgs
See the full FY2025 990
Part I · Summary $1,631,013 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $2,008,534$1,620,575
I-9 Program service revenuePrior year $2,276$1,865
I-10 Investment incomePrior year $809$8,573
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $2,011,619$1,631,013
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $511,145$861,623
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $971,218$486,779
I-18 Total expensesPrior year $1,482,363$1,348,402
I-19 Revenue less expensesPrior year $529,256$282,611
Part VI · Governance 8 of 8 board members independent, no flags
VI-1a Voting members of the governing body8
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $1,631,013 across 6 lines filed
VIII-1e Government grants$465,225
VIII-1f All other contributions, gifts and grants$1,155,350
VIII-1h Total contributions, gifts and grants$1,620,575
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $1,865$1,865
VIII-3 Investment incomeExcluded from tax $8,573$8,573
VIII-12 Total revenueRelated to mission $1,865 · Unrelated business $0 · Excluded from tax $8,573$1,631,013
Part IX · Statement of functional expenses $1,348,402 across 12 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Programs $67,776 · Management $33,184$100,960
IX-7 Other salaries and wagesPrograms $422,679 · Management $206,953$629,632
IX-9 Other employee benefitsPrograms $63,157 · Management $12,665$75,822
IX-10 Payroll taxesPrograms $46,376 · Management $8,833$55,209
IX-11g Other fees for servicesPrograms $135,529 · Management $80,135$215,664
IX-13 Office expensesPrograms $26,802 · Management $20,445 · Fundraising $5,873$53,120
IX-14 Information technologyPrograms $8,957 · Management $15,313 · Fundraising $4,622$28,892
IX-16 OccupancyPrograms $66,214 · Management $15,117 · Fundraising $3,827$85,158
IX-17 TravelPrograms $3,664 · Management $1,170 · Fundraising $261$5,095
IX-22 Depreciation, depletion and amortizationPrograms $54,142$54,142
IX-23 InsurancePrograms $7,109 · Management $1,877$8,986
IX-24 Other expenses (24a–d)Programs $21,597 · Management $14,085 · Fundraising $40$35,722
IX-25 Total functional expensesPrograms $924,002 · Management $409,777 · Fundraising $14,623$1,348,402
Part X · Balance sheet $2,596,323 assets, 14 lines filed
X-1 Cash, non-interest-bearingStart of year $1,239,915$1,275,458
X-3 Pledges and grants receivable$410,950
X-4 Accounts receivableStart of year $881,579$11,425
X-10c Land, buildings and equipment, netStart of year $8,395$607,975
X-15 Other assetsStart of year $114,851$290,515
X-16 Total assetsStart of year $2,244,740$2,596,323
X-17 Accounts payable and accrued expensesStart of year $74,583$60,824
X-19 Deferred revenueStart of year $302,000$252,000
X-25 Other liabilitiesStart of year $114,851$247,582
X-26 Total liabilitiesStart of year $491,434$560,406
X-27 Net assets without donor restrictionsStart of year $1,733,306$2,035,917
X-28 Net assets with donor restrictionsStart of year $20,000$0
X-32 Total net assets or fund balancesStart of year $1,753,306$2,035,917
X-33 Total liabilities and net assetsStart of year $2,244,740$2,596,323
Part XI · Reconciliation of net assets $2,035,917 net assets at year end
XI-1 Total revenue$1,631,013
XI-2 Total expenses$1,348,402
XI-3 Revenue less expenses$282,611
XI-4 Net assets at start of year$1,753,306
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$2,035,917

Form 990 e-file FY2025 from the IRS (about our sources) · Classification, formation year and address from the IRS Business Master File

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