Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jan 2018.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
78 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
6 people listed on the 990; $195K paid to officers and key staff.
Scott Berman’s $195K as CEO is at the 97th percentile of top reported officer pay among 1043 $100K–1M public & societal benefit nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Scott Berman | $195,000 | $136,395 | $23,895 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Economic Justice Fund executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Empowering low-income borrowers with fair financing and financial development services.
Questions for Economic Justice Fund
Your first name shows with your question. Economic Justice Fund answers here, for everyone.
In 2025, the Economic Justice Fund originated 100 loans, with nearly 90% made to low-income borrowers or individuals living in low-income communities. EJF's lending programs provided a safe and affordable financing option for borrowers who lacked access to fair credit, with low fixed rates, no application fees, no origination fees, no…
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $228K | $473K |
| Total assetsLn 16 | $1.4M | $1.4M |
| LiabilitiesLn 26 | $249K | $268K |
| Net assetsLn 32 | $1.1M | $1.2M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $229K | $183K | $23K | $23K |
| Payroll taxesLn 10 | $14K | $11K | $1K | $1K |
| Legal feesLn 11b | $60 | $60 | ||
| Accounting feesLn 11c | $55K | $55K | ||
| Other fees for servicesLn 11g | $17K | $16K | $1K | |
| Advertising and promotionLn 12 | $48K | $48K | ||
| Office expensesLn 13 | $5K | $1K | $4K | |
| Information technologyLn 14 | $42K | $42K | ||
| OccupancyLn 16 | $6K | $3K | $3K | |
| InterestLn 20 | $6K | $6K | ||
| InsuranceLn 23 | $12K | $6K | $6K | |
| Other expenses (24a–d)Ln 24 | $144K | $143K | $1K | $0 |
| Total functional expensesLn 25 | $577K | $452K | $101K | $24K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Jul 3, 2026 | $606K | $577K | $29K | $1.2M | 990 PDF |
| FY2024Filed with the IRS Aug 15, 2025 | $1.2M | $540K | $643K | $1.1M | 990 PDF |
| FY2023Filed with the IRS Sep 24, 2024 | $528K | $180K | $348K | $485K | 990 PDF |
| FY2022Filed with the IRS Aug 3, 2023 | $129K | $137K | 990 PDF | ||
| FY2021Filed with the IRS Jul 6, 2022 | $172K | $95K | $77K | $145K | 990 PDF |
Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $605,619 revenue, 12 lines filed
Part VI · Governance 4 of 4 board members independent, 2 to look at
Part VIII · Statement of revenue $605,619 across 10 lines filed
Part IX · Statement of functional expenses $576,879 across 12 lines filed
Part X · Balance sheet $1,424,261 assets, 12 lines filed
Part XI · Reconciliation of net assets $1,156,247 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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