To provide relief to the poor, distressed and underprivileged, specifically through programs of financial assistance in the form of affordable financial products and services as well as financial education and coaching services for low income individuals and families.

501(c)(3) charity; gifts are tax-deductible.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 3
filings with a surplus
Average surplus $131K a year · 40% of revenue · last 3 filings
Looks good: a surplus in 3 of the last 3 filings.
Pt I · Ln 19 · 3 filings
Named funders
3
named funders · $229K
Looks good: 3 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
−$462K
total owed
No data yet: the filing does not give total assets.
Pt X · Ln 26
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$0
-100% vs prior year
Net assets
$462K
By yearFY2020–FY2025
Revenue
$0
FY2025▼ -100%
Tap a bar for its year
Revenue by fiscal year
FY2020$159K
FY2021$369K
FY2022$234K
FY2023$137K
FY2024$368K
FY2025$0
Expenses
—
FY2025
Tap a bar for its year
Expenses by fiscal year
FY2020Not on file
FY2021$128K
FY2022$181K
FY2023Not on file
FY2024$270K
FY2025Not on file
Net assets
$462K
FY20250%
Tap a bar for its year
Net assets by fiscal year
FY2020$170K
FY2021$411K
FY2022$465K
FY2023$364K
FY2024$462K
FY2025$462K

From the FY2025 Form 990 · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in May 2018.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

10 people listed on the 990.

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
President
$0Pt VII · Sec A
$0Pt VII · Sec A

Augustine Hosch’s $55K as Executive Director is at the 83rd percentile of top reported officer pay among 202 <$100K human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Augustine Hosch$55,000$58,096$56,990$42,045—
Augustine Hosch Non-Voting————$40,568

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Programs and updates

Offers affordable financial products, education, and coaching to help low-income individuals and families.

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Provided by the organization

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1 program · $151K · in their own filed words · FY2024
01

Provided financial assistance to low-income individuals through new & refinanced consumer loans offering lower interest rates and longer payoff. We offer free income tax filing as well as coaching for better budgeting of personal finances.

$151Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Cba FundFY2024$15K
Total grants receivedfrom 3 funders$229K
See all 3 funders →

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$0
Ln 12
Owns and owesPt X
$462K
net assets · Ln 32
Total assetsLn 16$0
LiabilitiesLn 26−$462K
PeoplePt VI, VII
10
listed · VII A
PaidVII A0
2In more detail
Revenue in detailPt VIII
Total revenueLn 12$0
Assets in detailPt X, end of year
Total assetsLn 16$0
LiabilitiesLn 26−$462K
Net assetsLn 32$462K
OperationsPt I, VI
EmployeesI 52
Fiscal year endsHeaderDecember

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $0$462K 990 PDF
FY2024 $368K$270K$98K$462K 990 PDF
FY2023 $137K$364K 990 PDF
FY2022 $234K$181K$53K$465K 990 PDF
FY2021 $369K$128K$241K$411K 990 PDF
FY2020 $159K$170K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons A · Public support O · Explanations

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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