Suffer Out Loud EIN 81-5336718 Form 990 (PDF) Claim this org

Suffer Out Loud

Not yet claimed Claim this org →

Connects Montanans to mental health resources, reducing suicide and stigma. For fiscal year 2025 it reported $257K in revenue, $183K in expenses, and $251K in net assets.Pt I

Type
Public charity (501(c)(3)) · Mental Health
Location
Bozeman, MT
Website
www.sufferoutloud.org
Filings
4 on file (2022–2025)
Revenue
$257KFY2025
Expenses
$183K
Net assets
$251K
People
8
Filings
4
Updates
0
More identity details & actions ⌄
EIN  81-5336718 Public charity (501(c)(3)) Bozeman, MT
Form 990 (PDF)
Compare with another nonprofit →
Is this your organization?
Claim this profile to manage it and share your story.
Claim
Provided by the organization

This section is blank until Suffer Out Loud claims this page.

Know this organization? Claim it to add your story

Size
$100K–1M
What they do
Connects Montanans to mental health resources, reducing suicide and stigma.
Leadership
Rachel Caldwell · Executive Dir. · $77K
Money in and out
$257K revenue, $183K expenses
Bottom line
60% program efficiency
Where the money goes · FY2025
Total revenue
$257K
Pt VIII · Ln 12
Total expenses
$183K
Pt IX · Ln 25
Net assets
$251K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $74K
Where spending went · Part IX cols B–D
Program services $0.60 Management & general $0.22 Fundraising $0.18
Program efficiency
60%
of spending reaches programs▼ -11% vs prior filing year
Operating runway
16.4mo
months of highly liquid reserves at operating expense rate▲ +58% vs prior filing year
Surplus margin
+29%
revenue over expenses, this year▲ +131% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$257K
FY2025▲ +17%
Expenses
$183K
FY2025▼ -5%
Total assets
$251K
FY2025▲ +40%
Total liabilities
$0
FY2025▼ -100%
Total revenue
$257K
Pt VIII · Ln 12
Total expenses
$183K
Pt IX · Ln 25
Net assets
$251K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$74K
Total assetsPt X · Ln 16$251K
Program-expense ratioPt IX · col B60%
Voting members of governing bodyPt I · Ln 37
Independent voting membersPt I · Ln 47
Mission & Programs · Part III

Where the work happens

1 program service account for $111K of program spending, described in the organization's own filed words · FY2025.
01

Mental Health Scholarships

Award full price (up to $150 per session) of 12 sessions with a licensed mental health provider to members of the community on a first-come, first-served basis. This program removes the financial barrier for those suffering to gain access to the help they need.

$111Kprogram expense

Run this program? Claim this org to tell your story

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CSuffer Out Loud
EINHdr · item D81-5336718
Principal addressHdr · item CBozeman, MT
WebsiteHdr · item Jwww.sufferoutloud.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MMT
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFMental Health (F01)
Ruling yearIRS BMFMar 2017

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a7
Independent voting membersPt VI · Ln 1b7
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Dir.
$76,928Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A

Rachel Caldwell’s $77K as Executive Dir. is at the 66th percentile of top reported officer pay among 2082 $100K–1M mental health nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022
Rachel Caldwell$76,928$10,825
Danielle Sather$15,854$49,387$10,523
Cassie Jackson$12,608

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Suffer Out Loud executive salaries →

Are you one of these people? Claim this org to confirm your role

Statement of Revenue

Part VIII
Contributions & grants100%$258K
Total revenueLn 12$257K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.60 Management & general $0.22 Fundraising $0.18
Program services60%$111K
Management & general22%$40K
Fundraising18%$33K
Total functional expensesLn 25$183K

Balance Sheet

Part X · end of year
CashLn 1$250K
Total assetsLn 16$251K
Total liabilitiesLn 26$0
Total net assetsLn 32$251K
Months of cash on handcomputed16.4

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $250K · Operating expenses/yr $183K
16.4 months
Where the money goes
Program services
Program services $111K · Total expenses $183K
60%
Management & General
Management & general $40K · Total expenses $183K
22%
Fundraising
Fundraising $33K · Total expenses $183K
18%
Cost to raise $1
Fundraising expense (3-yr avg) $33K · Solicited contributions (3-yr avg) $219K
$0.15 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $258K · Total revenue $257K
100%
Government reliance
Government grants — · Total revenue $257K
Earned-income share
Program service revenue $0 · Total revenue $257K
0%
Investment reliance
Investment income $0 · Total revenue $257K
0%
Program self-sufficiency
Program service revenue $0 · Total expenses $183K
0%
Growth & trend
Revenue growth (YoY)
This year $257K · Prior year $220K
+17%
Net-asset trend (YoY)
End of year $251K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $257K · Expenses $183K
+29%
Liabilities-to-Assets
Total liabilities — · Total assets $251K
Net-asset ratio
Net assets $251K · Total assets $251K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $251K
0%
People & payroll
Highest Reported Total Compensation
Individual Rachel Caldwell · Reported title Executive Dir. · Highest reported compensation $77K · Total expenses $183K
42%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $99K · Total expenses $183K
54%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 60%
Overhead ratio 22%
Fundraising cost ratio 13%
Revenue growth 17%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 1%
Fundraising fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 7 funders →

Similar Organizations

Closest in mission — by what they do
See all organizations like Suffer Out Loud →

Compare

Search another nonprofit to view revenue, expenses, assets, key metrics, and leaders side by side

Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$257K revenue · viewing · ⤓ 990 PDF
FY2024$220K revenue · ⤓ 990 PDF
FY2023$200K revenue · ⤓ 990 PDF
FY2022$95K revenue · ⤓ 990 PDF

Want to add your own materials alongside these filings? Claim this org

Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

If you ARE the filing organization, claim this org and add context

Made it to the end? Claim this organization

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the peer-cohort and compensation comparisons above.