Guild Giving Foundation EIN 81-3941659

Guild Giving Foundation

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Educates on financial literacy and provides shelter for community members. For fiscal year 2024 it reported $819K in revenue, $1.2M in expenses, and $411K in net assets.Pt I

Type
Public charity (501(c)(3)) · Education
Location
San Diego, CA
Website
www.guildgiving.org
Filings
5 on file (2020–2024)
Revenue
$819KFY2024
Expenses
$1.2M
Net assets
$411K
People
9
Filings
5
Updates
0
More identity details & actions ⌄
EIN  81-3941659 Public charity (501(c)(3)) San Diego, CA
Form 990 (PDF)
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Size
$100K–1M
What they do
Educates on financial literacy and provides shelter for community members.
Leadership
Money in and out
$819K revenue, $1.2M expenses
Bottom line
92% program efficiency
Where the money goes · FY2024
Total revenue
$819K
Pt VIII · Ln 12
Total expenses
$1.2M
Pt IX · Ln 25
Net assets
$411K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$413K
Where spending went · Part IX cols B–D
Program services $0.92 Management & general $0.04 Fundraising $0.04
Program efficiency
92%
of spending reaches programs▲ +10% vs prior filing year
Operating runway
5.8mo
months of highly liquid reserves at operating expense rate▼ -68% vs prior filing year
Surplus margin
-50%
revenue over expenses, this year▼ -286% vs prior filing year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Revenue
$819K
FY2024▲ +11%
Expenses
$1.2M
FY2024▲ +128%
Total assets
$596K
FY2024▼ -29%
Total liabilities
$185K
FY2024▲ ×16
Total revenue
$819K
Pt VIII · Ln 12
Total expenses
$1.2M
Pt IX · Ln 25
Net assets
$411K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$413K
Total assetsPt X · Ln 16$596K
Program-expense ratioPt IX · col B92%
Voting members of governing bodyPt I · Ln 39
Independent voting membersPt I · Ln 49
Mission & Programs · Part III

Where the work happens

1 program service account for $1.1M of program spending, described in the organization's own filed words · FY2024.
01

To strengthen communities in which guild mortgage is located by working strategically to engage employee participation and volunteerism with local charities and organizations there that are involved in initiatives including youth career development, mentoring, after-school programs, economic revitalization, hunger and homelessness…

$1.1Mprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CGuild Giving Foundation
EINHdr · item D81-3941659
Principal addressHdr · item CSan Diego, CA
WebsiteHdr · item Jwww.guildgiving.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MCA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B82)
Ruling yearIRS BMFJun 2017

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a9
Independent voting membersPt VI · Ln 1b9
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
See Guild Giving Foundation executive salaries →

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Statement of Revenue

Part VIII
Contributions & grants100%$819K
Total revenueLn 12$819K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.92 Management & general $0.04 Fundraising $0.04
Program services92%$1.1M
Management & general4%$52K
Fundraising4%$44K
Total functional expensesLn 25$1.2M

Balance Sheet

Part X · end of year
CashLn 1$596K
Total assetsLn 16$596K
Total liabilitiesLn 26$185K
Total net assetsLn 32$411K
Months of cash on handcomputed5.8

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $596K · Operating expenses/yr $1.2M
5.8 months
Where the money goes
Program services
Program services $1.1M · Total expenses $1.2M
92%
Management & General
Management & general $52K · Total expenses $1.2M
4%
Fundraising
Fundraising $44K · Total expenses $1.2M
4%
Cost to raise $1
Fundraising expense (3-yr avg) $42K · Solicited contributions (3-yr avg) $777K
$0.05 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $819K · Total revenue $819K
100%
Government reliance
Government grants — · Total revenue $819K
Earned-income share
Program service revenue $0 · Total revenue $819K
0%
Investment reliance
Investment income $0 · Total revenue $819K
0%
Program self-sufficiency
Program service revenue $0 · Total expenses $1.2M
0%
Growth & trend
Revenue growth (YoY)
This year $819K · Prior year $740K
+11%
Revenue CAGR
FY2020 $304K · FY2024 $819K
+28%
Net-asset trend (YoY)
End of year $411K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $819K · Expenses $1.2M
-50%
Liabilities-to-Assets
Total liabilities — · Total assets $596K
Net-asset ratio
Net assets $411K · Total assets $596K
69%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $596K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Kevin Biddick · Reported title CFO · Highest reported compensation $0 · Total expenses $1.2M
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $1.2M
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 92%
Overhead ratio 4%
Fundraising cost ratio 5%
Revenue growth 11%
Legal fee ratio 1%
Accounting fee ratio 0.8%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2023
Total grants receivedfrom 1 funder$95
Grants paid · 46 grants · $1.9M · 2020–2024
Home Start IncorporatedCA · FY2024$100,000
Urban Corps of San DiegoCA · FY2024$100,000
MBA Opens Doors FoundationDC · FY2024$50,000
Valley Housing CoalitionID · FY2024$16,820
Home Start IncorporatedCA · FY2023$100,000
Magic Valley ParamedicsFY2023$18,133
Givinga Foundation INCMA · FY2023$10,000
Smithfield City CorporationFY2023$6,800
Home Start IncorporatedCA · FY2022$100,000
Relief Nursery INCOR · FY2022$25,000
Raphael House of PortlandOR · FY2022$25,000
Proud GroundOR · FY2022$25,000
Sleep in Heavenly Peace INCID · FY2022$15,533
See all 46 grants →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$819K revenue · viewing · ⤓ 990 PDF
FY2023$740K revenue · ⤓ 990 PDF
FY2022$770K revenue · ⤓ 990 PDF
FY2021$403K revenue · ⤓ 990 PDF
FY2020$304K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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