Providing financial stability for individuals/families. Simplify, Inc. is a trusted Sheboygan financial partner, helping families and individuals of the community.

501(c)(3) charity; gifts are tax-deductible.
100¢ of each $1 spent went to programs.
$109K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 3
filings with a surplus
Average deficit $7K a year · 3% of revenue · last 3 filings
Fine: a surplus in 2 of the last 3 filings.
Pt I · Ln 19 · 3 filings
Spent on programs
100%
of spending
Looks good: 100% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$109K
to officers and key staff · 52% of spending
Concern: pay to officers and key staff is 52% of spending; over 30%.
Pt VII · Sec A
<1 mo
of spending, in cash
Concern: 0.2 months of spending in cash; under 2 weeks.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$39K
231% of total assets
Concern: liabilities are 231% of assets; over 80%.
Pt X · Ln 26
Independent board members
0
of 2 voting members
Concern: none of 2 voting members are independent.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$215K
+18% vs prior year
Spent
$209K
To programs
100%
Net assets
−$22K
By yearFY2021–FY2025
Revenue
$215K
FY2023▲ +18%
Tap a bar for its year
Revenue by fiscal year
FY2021$128K
FY2022$182K
FY2023$215K
FY2024$238K
FY2025$283K
Expenses
$209K
FY2023
Tap a bar for its year
Expenses by fiscal year
FY2021Not on file
FY2022Not on file
FY2023$209K
FY2024$237K
FY2025$310K
Net assets
−$22K
FY2023▲ +21%
Tap a bar for its year
Net assets by fiscal year
FY2021−$35K
FY2022−$28K
FY2023−$22K
FY2024−$21K
FY2025−$48K

From the FY2023 Form 990 · see the original

990 PDF Claim
You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 2017.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

100 cents of each dollar spent went to programs.

Program services 100% · $209K

Form 990 Part IX, line 25. Every line is in By the numbers.

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Who runs it and what they're paid

5 people listed on the 990; $109K paid to officers and key staff.

Part VII, Section A · reportable compensation
Chief Executive Officer
$54,500Pt VII · Sec A
Chief Financial Officer
$54,500Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Tammy Harris’s $80K as CFO is at the 71st percentile of top reported officer pay among 2168 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Tammy Harris$80,000$52,250$54,500$47,058$39,625
Lisa Musch$80,000$52,250———
Lisa a Musch——$54,500$47,058$39,625

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Simplifyinc executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Offers financial help to individuals and families for stability.

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Provided by the organization

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1 program · $209K · in their own filed words · FY2023
01

Provide Financial Stabilityrepresentative Payee Services

We manage social security money for individuals deemed incapable of handling their finances. We make sure basic needs are met first.Voluntary Financial Management Services - For those individuals/families who dont want to; have time to; or dont know how to manage their finances, we do it for themSheboygan County Health & Human Services -…

$209Kprogram expense

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$215K
Ln 12
Fees for servicesLn 2g$207K
Other incomeLn 4–11$8K
Gifts and grantsLn 1h$351
Money outPt IX
$209K
Ln 25
Programscol B$209K
Owns and owesPt X
−$22K
net assets · Ln 32
Cash and savingsLn 1–2$3K
Total assetsLn 16$17K
LiabilitiesLn 26$39K
PeoplePt VI, VII
5
listed · VII A
PaidVII A2
Voting boardVI 1a2
IndependentVI 1b0
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$351
Government grantsLn 1e$351
Fees for servicesLn 2g$207K
Other incomeLn 4–11$8K
Total revenueLn 12$215K
Assets in detailPt X, end of year
CashLn 1$3K
Cash and savings togetherLn 1–2$3K
Total assetsLn 16$17K
LiabilitiesLn 26$39K
Net assetsLn 32−$22K
OperationsPt I, VI
EmployeesI 54
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$3K
Total assetsLn 16$18K$17K
LiabilitiesLn 26$46K$39K
Net assetsLn 32−$28K−$22K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$109K$109K
Other salaries and wagesLn 7$17K$17K
Payroll taxesLn 10$10K$10K
Advertising and promotionLn 12$1K$1K
Office expensesLn 13$6K$6K
OccupancyLn 16$5K$5K
TravelLn 17$11K$11K
InterestLn 20$2K$2K
InsuranceLn 23$6K$6K
Other expenses (24a–d)Ln 24$16K$16K
All other expensesLn 24e$26K$26K
Total functional expensesLn 25$209K$209K$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $283K$310K−$27K−$48K 990 PDF
FY2024 $238K$237K$884−$21K 990 PDF
FY2023 Viewing $215K$209K$6K−$22K 990 PDF
FY2022 $182K−$28K 990 PDF
FY2021 $128K−$35K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $215,000 revenue, 12 lines filed
I-8 Contributions and grants$351
I-9 Program service revenue$207,117
I-10 Investment income$0
I-11 Other revenue$7,532
I-12 Total revenue$215,000
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefits$135,227
I-16a Professional fundraising fees$0
I-17 Other expenses$73,711
I-18 Total expenses$208,938
I-19 Revenue less expenses$6,062
Part VI · Governance 0 of 2 board members independent, 4 to look at
VI-1a Voting members of the governing body2
VI-1b Independent voting members0
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
Part VIII · Statement of revenue $215,000 across 5 lines filed
Lines not itemized here account for $6,175 of total revenue; see the IRS return.
VIII-1e Government grants$351
VIII-1h Total contributions, gifts and grants$351
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $203,942$203,942
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $4,532$4,532
VIII-12 Total revenueRelated to mission $214,649 · Unrelated business $0 · Excluded from tax $0$215,000
Part IX · Statement of functional expenses $208,938 across 11 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $109,000$109,000
IX-7 Other salaries and wagesPrograms $16,670$16,670
IX-10 Payroll taxesPrograms $9,557$9,557
IX-12 Advertising and promotionPrograms $1,330$1,330
IX-13 Office expensesPrograms $6,334$6,334
IX-16 OccupancyPrograms $5,220$5,220
IX-17 TravelPrograms $11,071$11,071
IX-20 InterestPrograms $1,743$1,743
IX-23 InsurancePrograms $6,405$6,405
IX-24 Other expenses (24a–d)Programs $15,847$15,847
IX-24e All other expensesPrograms $25,761$25,761
IX-25 Total functional expensesPrograms $208,938 · Management $0 · Fundraising $0$208,938
Part X · Balance sheet $16,915 assets, 8 lines filed
X-1 Cash, non-interest-bearing$3,185
X-4 Accounts receivableStart of year $10,370$13,730
X-16 Total assetsStart of year $17,952$16,915
X-17 Accounts payable and accrued expensesStart of year $46,255$39,156
X-26 Total liabilitiesStart of year $46,255$39,156
X-27 Net assets without donor restrictionsStart of year −$28,303−$22,241
X-32 Total net assets or fund balancesStart of year −$28,303−$22,241
X-33 Total liabilities and net assetsStart of year $17,952$16,915
Part XI · Reconciliation of net assets −$22,241 net assets at year end
XI-1 Total revenue$215,000
XI-2 Total expenses$208,938
XI-3 Revenue less expenses$6,062
XI-4 Net assets at start of year−$28,303
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year−$22,241

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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