Concern Employee Assistance Program FY2020 filing

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To provide timely access to mental health and wellbeing resources.

501(c)(4) social-welfare organization; gifts are not tax-deductible as charitable contributions.
78¢ of each $1 spent went to programs.
$147K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

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FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(4)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
No
Donations are not tax-deductible
Worth a look: the IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
6 of 6
filings with a surplus
Average surplus $1.0M a year · 9% of revenue · last 6 filings
Looks good: a surplus in 6 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
78%
of spending
Looks good: 78% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$147K
to officers and key staff · 2% of spending
Looks good: pay to officers and key staff is 2% of spending; 15% or less.
Pt VII · Sec A
2 mo
of spending, in cash
Plus $14.3M in investments, Pt X · Ln 11–13
Fine: 1.6 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$4.7M
23% of total assets
Looks good: liabilities are 23% of assets; 50% or less.
Pt X · Ln 26
Independent board members
0
of 5 voting members
Concern: none of 5 voting members are independent.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$9.0M
Spent
$8.5M
To programs
78%
Net assets
$15.4M
By yearFY2020–FY2025
Revenue
$9.0M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$9.0M
FY2021$11.1M
FY2022$10.0M
FY2023$10.3M
FY2024$13.1M
FY2025$13.4M
Expenses
$8.5M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$8.5M
FY2021$9.9M
FY2022$8.8M
FY2023$9.4M
FY2024$11.7M
FY2025$12.4M
Net assets
$15.4M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$15.4M
FY2021$15.1M
FY2022$14.4M
FY2023$14.7M
FY2024$15.9M
FY2025$17.2M

From the FY2020 Form 990 (year ending June 2020) · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 2001.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

78 cents of each dollar spent went to programs.

Program services 78% · $6.7M Management & general 22% · $1.9M

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

5 people listed on the 990; $147K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2019); the FY2020 filing did not itemize Part VII
$134,175Pt VII · Sec A
$12,958Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A

Cecile Currier’s $486K as Board Member / CEO is at the 75th percentile of top reported officer pay among 2901 $10–100M health care nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Cecile Currier$485,775$444,312$412,787$417,783$132,333$134,175
Priya Dharan$187,890$202,662$148,623$126,688——
Dikshya Adhikari—$168,918$193,979$193,530——
Ashish Mathur—$163,955$170,117$168,765——
Margot Brown$159,661$154,940$145,757$139,406——
Ann Wagner$142,899$137,069$122,401———
Stephanie Shonley$140,335—$127,803———
Minerva Kyotani$136,307—————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Provides and promotes affordable health care, including limited mental health services, to California residents.

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Provided by the organization

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2 programs · $6.7M · in their own filed words · FY2019
01

Concern's exempt purpose is to provide and promote affordable health care to residents who live within california. In order to accomplish this purpose, concern is licensed by the california department of managed health care and offers limited mental health care on a prepaid basis to employees of small, medium, and large employer groups.

$6.7Mprogram expense
02

Program Descriptions

In order to provide out-patient health care to low income families in the san francisco bay area, concern has assumed the management and oepration of four programs formerly administered by el camino hospital, concern's sole member.

Pt IX · col B

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · this organization's grantmaking
Grants paid · 4 grants · $1.6M · 2021–2024
El Camino HospitalCA · FY2024$664,155
El Camino HospitalCA · FY2023$357,597
El Camino HospitalCA · FY2022$454,441
El Camino HospitalCA · FY2021$139,744

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$9.0M
Ln 12
Fees for servicesLn 2g$7.3M
Gifts and grantsLn 1h$1.2M
Investment incomeLn 3$423K
Money outPt IX
$8.5M
Ln 25
Programscol B$6.7M
Managementcol C$1.9M
Owns and owesPt X
$15.4M
net assets · Ln 32
Cash and savingsLn 1–2$1.2M
Total assetsLn 16$20.0M
LiabilitiesLn 26$4.7M
PeoplePt VI, VII
5
listed · VII A
PaidVII A2
Voting boardVI 1a5
IndependentVI 1b0
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$1.2M
Fees for servicesLn 2g$7.3M
Investment incomeLn 3$423K
Gains on assetsLn 7$0
Total revenueLn 12$9.0M
Assets in detailPt X, end of year
CashLn 1$1.2M
SavingsLn 2$0
Cash and savings togetherLn 1–2$1.2M
InvestmentsLn 11–13$14.3M
Land, buildings, equipmentLn 10c$1.6M
Other assetsLn 15$2.4M
Total assetsLn 16$20.0M
LiabilitiesLn 26$4.7M
Net assetsLn 32$15.4M
OperationsPt I, VI
EmployeesI 530
VolunteersI 60
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$780K$1.2M
InvestmentsLn 11–13$14.1M$14.3M
Land, buildings, equipmentLn 10c$1.3M$1.6M
Total assetsLn 16$17.4M$20.0M
LiabilitiesLn 26$2.3M$4.7M
Net assetsLn 32$15.1M$15.4M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0
Grants to domestic individualsLn 2$0
Grants and assistance to foreign recipientsLn 3$0
Benefits paid to or for membersLn 4$0
Pay of current officers, directors and key staffLn 5$138K$138K
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$2.4M$1.9M$550K
Pension plan contributionsLn 8$184K$147K$37K
Other employee benefitsLn 9$1.1M$859K$215K
Payroll taxesLn 10$223K$178K$45K
Management feesLn 11a$106K$85K$21K
Legal feesLn 11b$6K$5K$1K
Accounting feesLn 11c$0
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$0
Other fees for servicesLn 11g$396K$317K$79K
Advertising and promotionLn 12$33K$27K$7K
Office expensesLn 13$26K$21K$5K
Information technologyLn 14$4K$3K$838
RoyaltiesLn 15$0
OccupancyLn 16$429K$343K$86K
TravelLn 17$2K$2K$419
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$24K$19K$5K
InterestLn 20$0
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$26K$21K$5K
InsuranceLn 23$27K$22K$5K
Other expenses (24a–d)Ln 24$3.4M$2.7M$681K
All other expensesLn 24e$0
Total functional expensesLn 25$8.5M$6.7M$1.9M$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $13.4M$12.4M$1.0M$17.2M 990 PDF
FY2024 $13.1M$11.7M$1.4M$15.9M 990 PDF
FY2023 $10.3M$9.4M$910K$14.7M 990 PDF
FY2022 $10.0M$8.8M$1.2M$14.4M 990 PDF
FY2021 $11.1M$9.9M$1.2M$15.1M 990 PDF
FY2020 Viewing $9.0M$8.5M$422K$15.4M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $8,957,549 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,121,557$1,193,484
I-9 Program service revenuePrior year $11,309,332$7,340,612
I-10 Investment incomePrior year $398,533$423,453
I-11 Other revenue$0
I-12 Total revenuePrior year $12,829,422$8,957,549
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $4,315,390$4,048,695
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $7,225,343$4,487,152
I-18 Total expensesPrior year $11,540,733$8,535,847
I-19 Revenue less expensesPrior year $1,288,689$421,702
Part VI · Governance 0 of 5 board members independent, 4 to look at
VI-1a Voting members of the governing body5
VI-1b Independent voting members0
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
Part VIII · Statement of revenue $8,957,549 across 9 lines filed
VIII-1f All other contributions, gifts and grants$1,193,484
VIII-1h Total contributions, gifts and grants$1,193,484
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $7,340,612$7,340,612
VIII-3 Investment incomeRelated to mission $423,453$423,453
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueRelated to mission $7,764,065$8,957,549
Part IX · Statement of functional expenses $8,535,847 across 31 lines filed
IX-1 Grants to domestic organizations$0
IX-2 Grants to domestic individuals$0
IX-3 Grants and assistance to foreign recipients$0
IX-4 Benefits paid to or for members$0
IX-5 Pay of current officers, directors and key staffManagement $137,900$137,900
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wagesPrograms $1,879,595 · Management $550,000$2,429,595
IX-8 Pension plan contributionsPrograms $147,485 · Management $36,871$184,356
IX-9 Other employee benefitsPrograms $859,411 · Management $214,853$1,074,264
IX-10 Payroll taxesPrograms $178,064 · Management $44,516$222,580
IX-11a Management feesPrograms $85,061 · Management $21,265$106,326
IX-11b Legal feesPrograms $4,614 · Management $1,154$5,768
IX-11c Accounting fees$0
IX-11d Lobbying fees$0
IX-11f Investment management fees$0
IX-11g Other fees for servicesPrograms $317,015 · Management $79,253$396,268
IX-12 Advertising and promotionPrograms $26,572 · Management $6,643$33,215
IX-13 Office expensesPrograms $20,722 · Management $5,159$25,881
IX-14 Information technologyPrograms $3,356 · Management $838$4,194
IX-15 Royalties$0
IX-16 OccupancyPrograms $343,371 · Management $85,843$429,214
IX-17 TravelPrograms $1,676 · Management $419$2,095
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetingsPrograms $19,485 · Management $4,871$24,356
IX-20 Interest$0
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortizationPrograms $21,140 · Management $5,285$26,425
IX-23 InsurancePrograms $21,589 · Management $5,397$26,986
IX-24 Other expenses (24a–d)Programs $2,725,225 · Management $681,199$3,406,424
IX-24e All other expenses$0
IX-25 Total functional expensesPrograms $6,654,381 · Management $1,881,466 · Fundraising $0$8,535,847
Part X · Balance sheet $20,035,533 assets, 19 lines filed
X-1 Cash, non-interest-bearingStart of year $780,271$1,170,331
X-2 Savings and temporary cash investments$0
X-3 Pledges and grants receivable$0
X-4 Accounts receivableStart of year $414,123$588,473
X-8 Inventories for sale or use$0
X-9 Prepaid expenses and deferred chargesStart of year $13,000$13,000
X-10c Land, buildings and equipment, netStart of year $1,295,052$1,568,437
X-11 Publicly traded securitiesStart of year $14,106,389$14,317,568
X-12 Other securities$0
X-13 Program-related investments$0
X-14 Intangible assets$0
X-15 Other assetsStart of year $802,198$2,377,724
X-16 Total assetsStart of year $17,411,033$20,035,533
X-17 Accounts payable and accrued expensesStart of year $2,293,232$4,672,983
X-26 Total liabilitiesStart of year $2,292,404$4,672,983
X-27 Net assets without donor restrictionsStart of year $14,468,629$14,712,550
X-28 Net assets with donor restrictionsStart of year $650,000$650,000
X-32 Total net assets or fund balancesStart of year $15,118,629$15,362,550
X-33 Total liabilities and net assetsStart of year $17,411,033$20,035,533
Part XI · Reconciliation of net assets $15,362,550 net assets at year end
XI-1 Total revenue$8,957,549
XI-2 Total expenses$8,535,847
XI-3 Revenue less expenses$421,702
XI-4 Net assets at start of year$15,118,629
XI-5 Net unrealized gains (losses) on investments$766,894
XI-9 Other changes in net assets−$944,675
XI-10 Net assets at end of year$15,362,550

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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