Credit Coalition
Empowers clients with financial and homebuyer counseling for informed housing decisions. For fiscal year 2025 it reported $245K in revenue, $158K in expenses, and $394K in net assets.Pt I
- Type
- Public charity (501(c)(3)) · Human Services
- Location
- Houston, TX
- Filings
- 6 on file (2020–2025)
More identity details & actions ⌄
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Summary of the Filing
Where the work happens
Fundamentals of Good Credit Program
provides training in understanding and developing credit. This program is recognized as an approved homebuyer counseling/education course for many houston area down payment assistance providers and meets the financial education requirement for houston area individual development account (ida) saving programs.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Sherrie Young’s $108K as Executive Director is at the 90th percentile of top reported officer pay among 2165 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Sherrie Young | $108,219 | $105,067 | — | — | — |
| Sherrie Young | — | — | $102,335 | $93,955 | $90,701 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 88% | — | — |
| Overhead ratio | 12% | — | — |
| Fundraising cost ratio | 0% | — | — |
| Revenue growth | 6% | — | — |
| Investment management fee ratio | 0% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 6% | — | — |
| Fundraising fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Grants
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Filings & Schedule Manifest
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Sources
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