Intercorp Credit Union

Not tax-deductible

Amarillo, TXMutual-benefit / member-servingMutual / membership EIN 75-0730775Revenue $317K in FY2025Latest return filed Mar 31, 2026

On file with the IRSAmarillo, TXTax-exempt since Jun 1976

Claim this org

(tell your story, add context, and more) Claim it free, then get the verified mark for $300 a year.

How does your 990 look to donors? Take the 10-Question Audit

Provide financial services to its members at competitive prices

Form 990 Part I, line 1, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 75-0730775) · Dispute this line
100¢ of each $1 spent went to programs.
Run by 7 volunteers and 2 employees.
Mission: Form 990 Part I, line 1 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
Tax-deductible gifts
No
Donations are not tax-deductible
The IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
5 of 6
filings with a surplus
Average surplus $7K a year · 2% of revenue · last 6 filings
A surplus in 5 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
100%
of spending
100% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$79K
to officers and key staff · 22% of spending
Pay to officers and key staff is 22% of spending.
Part VII, Section A
60.2 mo
of spending, in cash
60.2 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$3.5M
82% of total assets
Liabilities are 82% of assets.
Pt X · Ln 26
Independent board members
7
of 7 voting members
7 of 7 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$317K
-7% vs prior year
Spent
$353K
To programs
100%
Net assets
$774K
By yearFY2020–FY2025
Revenue
$317K
FY2025▼ -7%
Tap a bar for its year
Revenue by fiscal year
FY2020$274K
FY2021$261K
FY2022$279K
FY2023$312K
FY2024$342K
FY2025$317K
Expenses
$353K
FY2025▲ +5%
Tap a bar for its year
Expenses by fiscal year
FY2020$249K
FY2021$237K
FY2022$264K
FY2023$304K
FY2024$337K
FY2025$353K
Net assets
$774K
FY2025▼ -4%
Tap a bar for its year
Net assets by fiscal year
FY2020$757K
FY2021$781K
FY2022$796K
FY2023$804K
FY2024$809K
FY2025$774K

From the FY2025 Form 990 · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1976.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

100 cents of each dollar spent went to programs.

Program services 100% · $353K

Form 990 Part IX, line 25. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

8 people listed on the 990; $79K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
$79,080Pt VII · Sec A
Vice Chairman
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Chairman
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Karen Allison$79,080$76,960$74,393$70,812$69,066$66,826

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Intercorp Credit Union executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo
  • Loans to or from officersSch L · Pt II5 listed

Programs and updates

Offers members affordable financial services.

Questions for Intercorp Credit Union

Tap to ask. Intercorp Credit Union sees how many people are interested.

Your first name shows with your question. Intercorp Credit Union answers here, for everyone.

1 program · in their own filed words · FY2025
01

Provide financial services to members

Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 75-0730775) · Dispute this line
Pt IX · Ln 25 · col B

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$317K
Ln 12
Fees for servicesLn 2g$270K
Investment incomeLn 3$48K
Money outPt IX
$353K
Ln 25
Programscol B$353K
Owns and owesPt X
$774K
net assets · Ln 32
Cash and savingsLn 1–2$1.8M
Total assetsLn 16$4.2M
LiabilitiesLn 26$3.5M
PeoplePt VI, VII
8
listed · VII A
PaidVII A1
Voting boardVI 1a7
IndependentVI 1b7
2In more detail
Revenue in detailPt VIII
Fees for servicesLn 2g$270K
Investment incomeLn 3$48K
Total revenueLn 12$317K
Assets in detailPt X, end of year
CashLn 1$145K
SavingsLn 2$1.6M
Cash and savings togetherLn 1–2$1.8M
Accounts receivableLn 4$10K
Loans to officers and key peopleLn 5$114K
Notes and loans receivableLn 7$2.2M
Prepaid expenses and deferred chargesLn 9$6K
Land, buildings, equipmentLn 10c$100K
Total assetsLn 16$4.2M
LiabilitiesLn 26$3.5M
Net assetsLn 32$774K
OperationsPt I, VI
EmployeesI 52
VolunteersI 67
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$1.5M$1.8M
Land, buildings, equipmentLn 10c$110K$100K
Total assetsLn 16$4.3M$4.2M
LiabilitiesLn 26$3.5M$3.5M
Net assetsLn 32$809K$774K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$79K$79K$0$0
Other salaries and wagesLn 7$48K$48K$0$0
Pension plan contributionsLn 8$13K$13K$0$0
Other employee benefitsLn 9$1K$1K$0$0
Payroll taxesLn 10$10K$10K$0$0
Legal feesLn 11b$2K$2K$0$0
Accounting feesLn 11c$7K$7K$0$0
Other fees for servicesLn 11g$3K$3K$0$0
Office expensesLn 13$19K$19K$0$0
OccupancyLn 16$19K$19K$0$0
Depreciation, depletion and amortizationLn 22$12K$12K$0$0
InsuranceLn 23$7K$7K$0$0
Other expenses (24a–d)Ln 24$124K$124K$0$0
All other expensesLn 24e$10K$10K$0$0
Total functional expensesLn 25$353K$353K$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Mar 31, 2026 $317K$353K−$36K$774K 990 PDF
FY2024Filed with the IRS Apr 25, 2025 $342K$337K$6K$809K 990 PDF
FY2023Filed with the IRS Apr 23, 2024 $312K$304K$8K$804K 990 PDF
FY2022Filed with the IRS May 3, 2023 $279K$264K$15K$796K 990 PDF
FY2021Filed with the IRS May 6, 2022 $261K$237K$24K$781K 990 PDF
FY2020Filed with the IRS Mar 24, 2021 $274K$249K$25K$757K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2025 990
Part I · Summary $317,406 revenue, 12 lines filed
I-8 Contributions and grants$0
I-9 Program service revenuePrior year $306,565$269,813
I-10 Investment incomePrior year $35,821$47,593
I-11 Other revenue$0
I-12 Total revenuePrior year $342,386$317,406
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $146,217$150,684
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $190,668$202,599
I-18 Total expensesPrior year $336,885$353,283
I-19 Revenue less expensesPrior year $5,501−$35,877
Part VI · Governance 7 of 7 board members independent, 3 to look at
VI-1a Voting members of the governing body7
VI-1b Independent voting members7
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $317,406 across 3 lines filed
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Unrelated business $0 · Excluded from tax $0$269,813
VIII-3 Investment incomeUnrelated business $0 · Excluded from tax $0$47,593
VIII-12 Total revenueRelated to mission $317,406 · Unrelated business $0 · Excluded from tax $0$317,406
Part IX · Statement of functional expenses $353,283 across 14 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Programs $79,080 · Management $0 · Fundraising $0$79,080
IX-7 Other salaries and wagesPrograms $48,000 · Management $0 · Fundraising $0$48,000
IX-8 Pension plan contributionsPrograms $12,708 · Management $0 · Fundraising $0$12,708
IX-9 Other employee benefitsPrograms $1,016 · Management $0 · Fundraising $0$1,016
IX-10 Payroll taxesPrograms $9,880 · Management $0 · Fundraising $0$9,880
IX-11b Legal feesPrograms $1,897 · Management $0 · Fundraising $0$1,897
IX-11c Accounting feesPrograms $6,540 · Management $0 · Fundraising $0$6,540
IX-11g Other fees for servicesPrograms $2,600 · Management $0 · Fundraising $0$2,600
IX-13 Office expensesPrograms $19,181 · Management $0 · Fundraising $0$19,181
IX-16 OccupancyPrograms $19,251 · Management $0 · Fundraising $0$19,251
IX-22 Depreciation, depletion and amortizationPrograms $11,807 · Management $0 · Fundraising $0$11,807
IX-23 InsurancePrograms $7,297 · Management $0 · Fundraising $0$7,297
IX-24 Other expenses (24a–d)Programs $123,602 · Management $0 · Fundraising $0$123,602
IX-24e All other expensesPrograms $10,424 · Management $0 · Fundraising $0$10,424
IX-25 Total functional expensesPrograms $353,283 · Management $0 · Fundraising $0$353,283
Part X · Balance sheet $4,249,372 assets, 14 lines filed
X-1 Cash, non-interest-bearingStart of year $138,035$145,384
X-2 Savings and temporary cash investmentsStart of year $1,344,436$1,627,897
X-4 Accounts receivableStart of year $11,543$10,126
X-5 Loans to officers and key peopleStart of year $144,888$113,589
X-7 Notes and loans receivableStart of year $2,535,893$2,246,115
X-9 Prepaid expenses and deferred chargesStart of year $13,410$5,815
X-10c Land, buildings and equipment, netStart of year $109,524$100,446
X-16 Total assetsStart of year $4,297,729$4,249,372
X-17 Accounts payable and accrued expensesStart of year $37,766$36,626
X-25 Other liabilitiesStart of year $3,450,578$3,439,238
X-26 Total liabilitiesStart of year $3,488,344$3,475,864
X-31 Retained earnings or endowmentStart of year $809,385$773,508
X-32 Total net assets or fund balancesStart of year $809,385$773,508
X-33 Total liabilities and net assetsStart of year $4,297,729$4,249,372
Part XI · Reconciliation of net assets $773,508 net assets at year end
XI-1 Total revenue$317,406
XI-2 Total expenses$353,283
XI-3 Revenue less expenses−$35,877
XI-4 Net assets at start of year$809,385
XI-10 Net assets at end of year$773,508

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

All figures come from public IRS Form 990 filings. Comparisons are computed from the filing against similar orgs. They are not a rating.