The mission of the El Paso Collaborative is to facilitate affordable housing and small business and Economic Development in El Paso and contiguous counties. The Collaborative implements its mission by providing loan products and Development services.

501(c)(3) charity; gifts are tax-deductible.
92¢ of each $1 spent went to programs.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 6
filings with a surplus
Average deficit $85K a year · 29% of revenue · last 6 filings
Concern: a surplus in 2 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
92%
of spending
Looks good: 92% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
21 mo
of spending, in cash
Looks good: 21.3 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$24K
0.5% of total assets
Looks good: liabilities are 0% of assets; 50% or less.
Pt X · Ln 26
Independent board members
5
of 5 voting members
Looks good: 5 of 5 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$203K
Spent
$312K
To programs
92%
Net assets
$4.4M
By yearFY2020–FY2025
Revenue
$203K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$203K
FY2021$192K
FY2022$310K
FY2023$401K
FY2024$259K
FY2025$401K
Expenses
$312K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$312K
FY2021$319K
FY2022$384K
FY2023$669K
FY2024$255K
FY2025$337K
Net assets
$4.4M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$4.4M
FY2021$4.3M
FY2022$4.2M
FY2023$4.0M
FY2024$407K
FY2025$444K

From the FY2020 Form 990 (year ending August 2020) · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Nov 2000.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

92 cents of each dollar spent went to programs.

Program services 92% · $287K Management & general 8% · $25K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

6 people listed on the 990.

Part VII, Section A · reportable compensation · most recent filed roster (FY2019); the FY2020 filing did not itemize Part VII
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Executive Director
$0Pt VII · Sec A
See El Paso Collaborative for Community and Economic Development executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes
  • Loans to or from officersSch L · Pt II1 listed

Programs and updates

Develops affordable housing and promotes economic growth in El Paso, Texas.

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Provided by the organization

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3 programs · $287K · in their own filed words · FY2019
01

Affordable rental program (neighborhood stabilization program #2)EPC acquired 16 foreclosed single-family homes with federal funds (hud NSP2) and an additional 2 homes from the city of el paso (hud NSP1). All 18 units are rented below market rents as published by hud to low-moderate-middle income households.

$260Kprogram expense
02

Revolving loan programepc is a U.S. Treasury certified community lender. The organization administers loans to small businesses and potential homebuyers in underserved communities in the el paso, TX area to facilitate economic development.

$27Kprogram expense
03

Tdhca home rehabilitation programepc is a contract administrator for the state of texas (texas department of housing and community affairs (tdhca)) whereby the organization markets the program, identifies and certifies eligible participants and passes through assistance funds for eligible activities such as conversion of contracts of…

Pt IX · col B

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$203K
Ln 12
Fees for servicesLn 2g$166K
Other incomeLn 4–11$26K
Investment incomeLn 3$11K
Money outPt IX
$312K
Ln 25
Programscol B$287K
Managementcol C$25K
Owns and owesPt X
$4.4M
net assets · Ln 32
Cash and savingsLn 1–2$552K
Total assetsLn 16$4.5M
LiabilitiesLn 26$24K
PeoplePt VI, VII
6
listed · VII A
PaidVII A0
Voting boardVI 1a5
IndependentVI 1b5
2In more detail
Revenue in detailPt VIII
Fees for servicesLn 2g$166K
Investment incomeLn 3$11K
Other incomeLn 4–11$26K
Total revenueLn 12$203K
Assets in detailPt X, end of year
CashLn 1$227K
SavingsLn 2$325K
Cash and savings togetherLn 1–2$552K
Land, buildings, equipmentLn 10c$1.5M
Other assetsLn 15$200
Total assetsLn 16$4.5M
LiabilitiesLn 26$24K
Net assetsLn 32$4.4M
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderAugust
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$438K$552K
Land, buildings, equipmentLn 10c$1.5M$1.5M
Total assetsLn 16$4.6M$4.5M
LiabilitiesLn 26$44K$24K
Net assetsLn 32$4.6M$4.4M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$39K$35K$4K
Other employee benefitsLn 9$4K$4K$429
Payroll taxesLn 10$3K$3K
Legal feesLn 11b$29K$29K
Accounting feesLn 11c$15K$15K
Investment management feesLn 11f$1K$1K
Other fees for servicesLn 11g$4K$4K
Office expensesLn 13$16$16
OccupancyLn 16$426$426
TravelLn 17$1K$1K
InterestLn 20$1K$1K$85
Depreciation, depletion and amortizationLn 22$36K$36K
InsuranceLn 23$21K$21K
Other expenses (24a–d)Ln 24$156K$156K$43
Total functional expensesLn 25$312K$287K$25K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $401K$337K$64K$444K 990 PDF
FY2024 $259K$255K$4K$407K 990 PDF
FY2023 $401K$669K−$269K$4.0M 990 PDF
FY2022 $310K$384K−$73K$4.2M 990 PDF
FY2021 $192K$319K−$127K$4.3M 990 PDF
FY2020 Viewing $203K$312K−$108K$4.4M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $203,336 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $153,046$0
I-9 Program service revenuePrior year $105,393$166,221
I-10 Investment incomePrior year $10,364$10,723
I-11 Other revenuePrior year $10,730$26,392
I-12 Total revenuePrior year $279,533$203,336
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $54,538$46,065
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $343,118$265,438
I-18 Total expensesPrior year $397,656$311,503
I-19 Revenue less expensesPrior year −$118,123−$108,167
Part VI · Governance 5 of 5 board members independent, 1 to look at
VI-1a Voting members of the governing body5
VI-1b Independent voting members5
VI-13 Written whistleblower policyNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $203,336 across 4 lines filed
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $166,221$166,221
VIII-3 Investment incomeRelated to mission $10,723$10,723
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $26,392$26,392
VIII-12 Total revenueRelated to mission $203,336 · Unrelated business $0 · Excluded from tax $0$203,336
Part IX · Statement of functional expenses $311,503 across 14 lines filed
IX-7 Other salaries and wagesPrograms $34,920 · Management $4,176$39,096
IX-9 Other employee benefitsPrograms $3,868 · Management $429$4,297
IX-10 Payroll taxesPrograms $2,672$2,672
IX-11b Legal feesPrograms $29,065$29,065
IX-11c Accounting feesManagement $15,066$15,066
IX-11f Investment management feesPrograms $1,476$1,476
IX-11g Other fees for servicesManagement $3,544$3,544
IX-13 Office expensesManagement $16$16
IX-16 OccupancyPrograms $426$426
IX-17 TravelManagement $1,232$1,232
IX-20 InterestPrograms $1,029 · Management $85$1,114
IX-22 Depreciation, depletion and amortizationPrograms $36,221$36,221
IX-23 InsurancePrograms $21,166$21,166
IX-24 Other expenses (24a–d)Programs $156,069 · Management $43$156,112
IX-25 Total functional expensesPrograms $286,912 · Management $24,591 · Fundraising $0$311,503
Part X · Balance sheet $4,473,193 assets, 14 lines filed
Asset lines not itemized here account for $2,463,614; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $200,000$227,109
X-2 Savings and temporary cash investmentsStart of year $238,230$325,237
X-4 Accounts receivableStart of year $6,745$1,062
X-9 Prepaid expenses and deferred chargesStart of year $5,654$5,654
X-10c Land, buildings and equipment, netStart of year $1,486,537$1,450,317
X-15 Other assetsStart of year $200$200
X-16 Total assetsStart of year $4,602,079$4,473,193
X-17 Accounts payable and accrued expensesStart of year $22,053$4,461
X-25 Other liabilitiesStart of year $13,279$13,416
X-26 Total liabilitiesStart of year $44,233$23,514
X-27 Net assets without donor restrictionsStart of year $334,364$284,120
X-28 Net assets with donor restrictionsStart of year $4,223,482$4,165,559
X-32 Total net assets or fund balancesStart of year $4,557,846$4,449,679
X-33 Total liabilities and net assetsStart of year $4,602,079$4,473,193
Part XI · Reconciliation of net assets $4,449,679 net assets at year end
XI-1 Total revenue$203,336
XI-2 Total expenses$311,503
XI-3 Revenue less expenses−$108,167
XI-4 Net assets at start of year$4,557,846
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$4,449,679

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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