Settlement Club FY2023 filing

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We serve individuals who have experienced severe emotional trauma, abuse and neglect.

501(c)(3) charity; gifts are tax-deductible.
91¢ of each $1 spent went to programs.
$351K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
1 of 5
filings with a surplus
Average deficit $275K a year · 4% of revenue · last 5 filings
Concern: a surplus in 1 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
91%
of spending
Looks good: 91% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$351K
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
3 mo
of spending, in cash
Looks good: 3.2 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
8
named funders · $677K
Looks good: 8 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$559K
9% of total assets
Looks good: liabilities are 9% of assets; 50% or less.
Pt X · Ln 26
Independent board members
19
of 19 voting members
Looks good: 19 of 19 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$6.8M
+11% vs prior year
Spent
$7.3M
To programs
91%
Net assets
$5.9M
By yearFY2021–FY2025
Revenue
$6.8M
FY2023▲ +11%
Tap a bar for its year
Revenue by fiscal year
FY2021$7.8M
FY2022$6.1M
FY2023$6.8M
FY2024$7.7M
FY2025$8.2M
Expenses
$7.3M
FY2023▲ +8%
Tap a bar for its year
Expenses by fiscal year
FY2021$7.1M
FY2022$6.8M
FY2023$7.3M
FY2024$8.3M
FY2025$8.5M
Net assets
$5.9M
FY2023▼ -9%
Tap a bar for its year
Net assets by fiscal year
FY2021$7.2M
FY2022$6.5M
FY2023$5.9M
FY2024$5.4M
FY2025$5.1M

From the FY2023 Form 990 (year ending May 2023) · figures checked against the IRS filing · see the original

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You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Aug 1955.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

91 cents of each dollar spent went to programs.

Program services 91% · $6.7M Management & general 4% · $329K Fundraising 5% · $362K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

23 people listed on the 990; $351K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2022); the FY2023 filing did not itemize Part VII
Executive Director
$146,247Pt VII · Sec A
Senior Clinical Director
$104,375Pt VII · Sec A
Director of Acctg (until 05/05/23)
$100,644Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
President-Elect
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Darcie Deshazo Graham’s $150K as Executive Director is at the 66th percentile of top reported officer pay among 1683 $1–10M mental health nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 5 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Darcie Deshazo Graham$150,279$150,774$146,247$147,119$140,928
Jessica McKay$116,587$112,292$104,375——
Lucinda Cassidy$112,284————
Cynthia Naylor——$100,644——
Renee Randolph$92,346————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Settlement Club executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Helps people heal from severe emotional trauma, abuse, and neglect.

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2 programs · $6.7M · in their own filed words · FY2022
01

Our general residential operation includes residential treatment care and transitional living services. Our residential programs serve girls ages 11-21 in a structured home-like setting with 24-HOUR therapeutic support. We have a houseparent model, which provides consistency of care and healing through trusting relationships.

$6.3Mprogram expense
02

Our foster & adoption program works with child protective services (CPS) to provide either a temporary or permanent stable home for children who can no longer remain in their current living situation. Transition into a foster home can be a challenging time for children.

$399Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 8 funders →
Grants paid · 5 grants · $720K · 2020–2024

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$6.8M
Ln 12
Fees for servicesLn 2g$3.6M
Gifts and grantsLn 1h$3.4M
Investment incomeLn 3$67K
Money outPt IX
$7.3M
Ln 25
Programscol B$6.7M
Managementcol C$329K
Fundraisingcol D$362K
Owns and owesPt X
$5.9M
net assets · Ln 32
Cash and savingsLn 1–2$2.0M
Total assetsLn 16$6.5M
LiabilitiesLn 26$559K
PeoplePt VI, VII
23
listed · VII A
PaidVII A3
Voting boardVI 1a19
IndependentVI 1b19
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$3.4M
Government grantsLn 1e$562K
Noncash giftsLn 1g$596K
Fundraising eventsLn 1c$1.4M
Fees for servicesLn 2g$3.6M
Investment incomeLn 3$67K
Gains on assetsLn 7−$165
Total revenueLn 12$6.8M
Assets in detailPt X, end of year
CashLn 1$138K
SavingsLn 2$1.8M
Cash and savings togetherLn 1–2$2.0M
Land, buildings, equipmentLn 10c$4.0M
Total assetsLn 16$6.5M
LiabilitiesLn 26$559K
Net assetsLn 32$5.9M
OperationsPt I, VI
EmployeesI 5163
VolunteersI 6550
Fiscal year endsHeaderMay
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3More from this return
Abroad and in kindSch F, M
Noncash gifts receivedSch M Pt I$596K
EndowmentSch D · Pt V
LineFY23FY22FY21FY20FY19
End of yearLn 1g$10.4M$10.6M$11.2M$9.2M$8.5M
Given inLn 1b$94K$408K$130K$111K$35K
SpentLn 1d–1f$200K$100K$350K$93$267K
4Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$2.6M$2.0M
Land, buildings, equipmentLn 10c$3.6M$4.0M
Total assetsLn 16$7.0M$6.5M
LiabilitiesLn 26$484K$559K
Net assetsLn 32$6.5M$5.9M
5Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$94K$94K
Pay of current officers, directors and key staffLn 5$174K$70K$14K$91K
Other salaries and wagesLn 7$4.3M$4.1M$191K$41K
Pension plan contributionsLn 8$55K$53K$2K
Other employee benefitsLn 9$375K$352K$17K$6K
Payroll taxesLn 10$402K$373K$18K$11K
Accounting feesLn 11c$52K$25K$2K$25K
Other fees for servicesLn 11g$176K$84K$6K$85K
Office expensesLn 13$108K$75K$90$33K
Information technologyLn 14$51K$51K
OccupancyLn 16$181K$140K$23K$18K
TravelLn 17$27K$27K$162
Depreciation, depletion and amortizationLn 22$298K$298K
InsuranceLn 23$176K$135K$20K$22K
Other expenses (24a–d)Ln 24$743K$729K$11K$3K
All other expensesLn 24e$144K$93K$25K$26K
Total functional expensesLn 25$7.3M$6.7M$329K$362K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 LatestFiled with the IRS Apr 15, 2026 $8.2M$8.5M−$299K$5.1M 990 PDF
FY2024Filed with the IRS Apr 13, 2025 $7.7M$8.3M−$544K$5.4M 990 PDF
FY2023 ViewingFiled with the IRS Mar 14, 2024 $6.8M$7.3M−$578K$5.9M 990 PDF
FY2022Filed with the IRS Oct 10, 2022 $6.1M$6.8M−$711K$6.5M 990 PDF
FY2021Filed with the IRS Oct 10, 2021 $7.8M$7.1M$757K$7.2M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support M · Noncash O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $6,764,260 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $2,563,525$3,394,555
I-9 Program service revenuePrior year $3,662,710$3,559,847
I-10 Investment incomePrior year $19,090$67,123
I-11 Other revenuePrior year −$167,992−$257,265
I-12 Total revenuePrior year $6,077,333$6,764,260
I-13 Grants and similar amounts paidPrior year $407,898$94,266
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $4,509,896$5,291,536
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,870,810$1,956,025
I-18 Total expensesPrior year $6,788,604$7,341,827
I-19 Revenue less expensesPrior year −$711,271−$577,567
Part VI · Governance 19 of 19 board members independent, no flags
VI-1a Voting members of the governing body19
VI-1b Independent voting members19
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $6,764,260 across 13 lines filed
VIII-1b Membership dues$42,430
VIII-1c Fundraising events$1,401,971
VIII-1d Related organizations$200,000
VIII-1e Government grants$561,858
VIII-1f All other contributions, gifts and grants$1,188,296
VIII-1g Noncash contributions (included above)$595,503
VIII-1h Total contributions, gifts and grants$3,394,555
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $3,559,847$3,559,847
VIII-3 Investment incomeExcluded from tax $67,288$67,288
VIII-6 Net rental income or lossExcluded from tax $1,000$1,000
VIII-7 Net gain or loss on sales of assetsRelated to mission −$918 · Excluded from tax $753−$165
VIII-8 Net income from fundraising eventsExcluded from tax −$258,265−$258,265
VIII-12 Total revenueRelated to mission $3,558,929 · Unrelated business $0 · Excluded from tax −$189,224$6,764,260
Part IX · Statement of functional expenses $7,341,827 across 16 lines filed
IX-1 Grants to domestic organizationsPrograms $94,266$94,266
IX-5 Pay of current officers, directors and key staffPrograms $69,686 · Management $13,937 · Fundraising $90,591$174,214
IX-7 Other salaries and wagesPrograms $4,053,145 · Management $190,947 · Fundraising $40,947$4,285,039
IX-8 Pension plan contributionsPrograms $52,516 · Management $2,307$54,823
IX-9 Other employee benefitsPrograms $351,701 · Management $17,012 · Fundraising $6,415$375,128
IX-10 Payroll taxesPrograms $372,530 · Management $18,450 · Fundraising $11,352$402,332
IX-11c Accounting feesPrograms $24,925 · Management $1,764 · Fundraising $25,271$51,960
IX-11g Other fees for servicesPrograms $84,315 · Management $5,966 · Fundraising $85,485$175,766
IX-13 Office expensesPrograms $74,916 · Management $90 · Fundraising $33,126$108,132
IX-14 Information technologyPrograms $50,555$50,555
IX-16 OccupancyPrograms $140,401 · Management $22,830 · Fundraising $18,017$181,248
IX-17 TravelPrograms $26,859 · Fundraising $162$27,021
IX-22 Depreciation, depletion and amortizationPrograms $298,287$298,287
IX-23 InsurancePrograms $134,724 · Management $19,712 · Fundraising $21,954$176,390
IX-24 Other expenses (24a–d)Programs $728,994 · Management $11,208 · Fundraising $2,869$743,071
IX-24e All other expensesPrograms $93,252 · Management $24,539 · Fundraising $25,804$143,595
IX-25 Total functional expensesPrograms $6,651,072 · Management $328,762 · Fundraising $361,993$7,341,827
Part X · Balance sheet $6,461,399 assets, 13 lines filed
X-1 Cash, non-interest-bearingStart of year $188,554$137,781
X-2 Savings and temporary cash investmentsStart of year $2,415,710$1,834,361
X-4 Accounts receivableStart of year $663,654$453,516
X-9 Prepaid expenses and deferred chargesStart of year $46,436$77,022
X-10c Land, buildings and equipment, netStart of year $3,649,811$3,958,719
X-16 Total assetsStart of year $6,964,165$6,461,399
X-17 Accounts payable and accrued expensesStart of year $254,999$317,864
X-19 Deferred revenueStart of year $229,354$241,290
X-26 Total liabilitiesStart of year $484,353$559,154
X-27 Net assets without donor restrictionsStart of year $5,989,432$5,450,743
X-28 Net assets with donor restrictionsStart of year $490,380$451,502
X-32 Total net assets or fund balancesStart of year $6,479,812$5,902,245
X-33 Total liabilities and net assetsStart of year $6,964,165$6,461,399
Part XI · Reconciliation of net assets $5,902,245 net assets at year end
XI-1 Total revenue$6,764,260
XI-2 Total expenses$7,341,827
XI-3 Revenue less expenses−$577,567
XI-4 Net assets at start of year$6,479,812
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$5,902,245

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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