Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jan 1987.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
81 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
13 people listed on the 990; $70K paid to officers and key staff.
Compensation history total reportable pay by year · 3 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Charlotte Bowers | $70,000 | $68,413 | $69,750 |
| Laura Christenbury | — | — | $57,538 |
| Tyra Sue Lochamy | — | — | $54,423 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
- Loans to or from officersSch L · Pt II1 listed
Programs and updates
Builds affordable homes for families in need, with volunteer help and zero-interest loans.
Questions for Clinch River Habitat for Humanity
Your first name shows with your question. Clinch River Habitat for Humanity answers here, for everyone.
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Founded in 1992, habitat for humanity of anderson county is an ecumencial ministry that builds simple, dcent, affordable houses with participating families. Working with diverse individuals, organizations, and faith communities to serve others.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
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| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $6K | $77K |
| Land, buildings, equipmentLn 10c | $461K | $437K |
| Total assetsLn 16 | $1.7M | $2.0M |
| LiabilitiesLn 26 | $803K | $923K |
| Net assetsLn 32 | $898K | $1.1M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $70K | $56K | $10K | $4K |
| Other salaries and wagesLn 7 | $509K | $451K | $47K | $11K |
| Payroll taxesLn 10 | $45K | $40K | $5K | $1K |
| Legal feesLn 11b | $5K | $5K | ||
| Accounting feesLn 11c | $12K | $12K | ||
| Advertising and promotionLn 12 | $1K | $1K | ||
| Office expensesLn 13 | $5K | $4K | $32 | $441 |
| OccupancyLn 16 | $56K | $45K | $11K | |
| Conferences, conventions and meetingsLn 19 | $2K | $2K | ||
| InterestLn 20 | $30K | $27K | $3K | |
| Depreciation, depletion and amortizationLn 22 | $30K | $30K | ||
| InsuranceLn 23 | $48K | $41K | $7K | |
| Other expenses (24a–d)Ln 24 | $85K | $72K | $13K | |
| All other expensesLn 24e | $19K | $5K | $14K | |
| Total functional expensesLn 25 | $918K | $741K | $160K | $17K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Mar 12, 2026 | $1.1M | $918K | $182K | $1.1M | 990 PDF |
| FY2024Filed with the IRS Jan 16, 2025 | $732K | $896K | −$164K | $898K | 990 PDF |
| FY2023Filed with the IRS Nov 14, 2023 | $569K | $898K | −$329K | $1.6M | 990 PDF |
| FY2022Filed with the IRS May 15, 2023 | $942K | $774K | $168K | $2.0M | 990 PDF |
| FY2021Filed with the IRS May 16, 2022 | $683K | $612K | $71K | $974K | 990 PDF |
| FY2020Filed with the IRS May 17, 2021 | $406K | $513K | −$106K | $903K | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $1,099,973 revenue, 12 lines filed
Part VI · Governance 12 of 12 board members independent, 4 to look at
Part VIII · Statement of revenue $1,099,973 across 8 lines filed
Part IX · Statement of functional expenses $918,118 across 14 lines filed
Part X · Balance sheet $2,002,906 assets, 12 lines filed
Part XI · Reconciliation of net assets $1,079,427 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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