Totally Free INC
Educates and counsels individuals on homeownership, government programs, and foreclosure prevention. For fiscal year 2024 it reported $200K in revenue, — in expenses, and $3K in net assets.Pt I
- Type
- Public charity (501(c)(3)) · Human Services
- Location
- Brunswick, GA
- Website
- www.totallyfreeinc.org
- Filings
- 6 on file (2019–2024)
More identity details & actions ⌄
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Summary of the Filing
Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Millicent Harwell-Cross’s $65K as Director is at the 54th percentile of top reported officer pay among 2168 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 3 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Millicent Harwell-Cross | $64,788 | — | — | — | — |
| Millicent Harwell Cross | — | $45,495 | $53,750 | $22,823 | $30,586 |
| Gary a Cross | $1,250 | $1,024 | $40,942 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Where the work happens
Housing Stability Counseling Program
Support housing counseling for households facing housing instability, such as eviction, dafault, foreclosure, loss of income or homelessness. Provide information for homeowners and resenting seeking access to services and resources. 48 clients facing mortgage default were counseled on foreclosure prevention.
Home equity conversion mortages and reverse mortgage counseling - assisted seniors who seek to convert part of the equity in their home to cash. Totally free counseled 1,093 clients in 2022.
Homebuyer Education/Counseling
Totally free inc provided education and financial literacy workshop empowering a clients purchase. 4 workshops were held in 2022 with a total attendance of 75. 65 clients received a full spectrum of housing counseling, including personalized plans for mortgage readiness. Group education and a mortgage default workshop were offered.
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Statement of Revenue
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Revenue growth | 12% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
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Filings & Schedule Manifest
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Sources
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