To provide hard-working men and women with economic and spiritual resources that unleash their capacities and liberate them from the entanglements of poverty. We work with indigenous partner organizations in the developing world to provide life-transforming microloans that equip hard working individuals and families to lift themselves out of poverty. We build the capacity of our partner organizations through funding, staff training, and leadership development.

501(c)(3) charity; gifts are tax-deductible.
83¢ of each $1 spent went to programs.
$54K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $333K a year · 33% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
83%
of spending
Looks good: 83% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$54K
to officers and key staff · 8% of spending
Looks good: pay to officers and key staff is 8% of spending; 15% or less.
Pt VII · Sec A
16 mo
of spending, in cash
Looks good: 15.8 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
6
named funders · $1.1M
Looks good: 6 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$412K
23% of total assets
Looks good: liabilities are 23% of assets; 50% or less.
Pt X · Ln 26
Independent board members
8
of 8 voting members
Looks good: 8 of 8 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$771K
-51% vs prior year
Spent
$709K
To programs
83%
Net assets
$1.4M
By yearFY2021–FY2025
Revenue
$771K
FY2023▼ -51%
Tap a bar for its year
Revenue by fiscal year
FY2021$687K
FY2022$1.6M
FY2023$771K
FY2024$1.2M
FY2025$809K
Expenses
$709K
FY2023▲ +18%
Tap a bar for its year
Expenses by fiscal year
FY2021$521K
FY2022$600K
FY2023$709K
FY2024$846K
FY2025$727K
Net assets
$1.4M
FY2023▲ +5%
Tap a bar for its year
Net assets by fiscal year
FY2021$331K
FY2022$1.3M
FY2023$1.4M
FY2024$1.7M
FY2025$788K

From the FY2023 Form 990 (year ending June 2023) · figures checked against the IRS filing · see the original

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You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Nov 1986.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

83 cents of each dollar spent went to programs.

Program services 83% · $587K Management & general 12% · $85K Fundraising 5% · $38K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

9 people listed on the 990; $54K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2022); the FY2023 filing did not itemize Part VII
Executive Dir
$53,578Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Peter Fry’s $41K as Director is at the 37th percentile of top reported officer pay among 1636 $100K–1M international nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Peter Fry$40,590$38,657$53,578$101,991$96,341

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Endpoverty Org executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Empowers individuals in developing nations with microloans and resources to escape poverty.

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Provided by the organization

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1 program · $587K · in their own filed words · FY2022
01

Grew Kua Ventures to Become a source of affordable capital, coaching, and community for early-stage faith-driven social enterprises in East Africa and beyond. Helped eight small businesses in Kenya to create and sustain jobs for hardworking men and women.

$587Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 6 funders →

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$771K
Ln 12
Gifts and grantsLn 1h$886K
Investment incomeLn 3−$115K
Money outPt IX
$709K
Ln 25
Programscol B$587K
Managementcol C$85K
Fundraisingcol D$38K
Owns and owesPt X
$1.4M
net assets · Ln 32
Cash and savingsLn 1–2$932K
Total assetsLn 16$1.8M
LiabilitiesLn 26$412K
PeoplePt VI, VII
9
listed · VII A
PaidVII A1
Voting boardVI 1a8
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$886K
Noncash giftsLn 1g$5K
Investment incomeLn 3−$115K
Total revenueLn 12$771K
Assets in detailPt X, end of year
CashLn 1$932K
Cash and savings togetherLn 1–2$932K
Land, buildings, equipmentLn 10c$8K
Total assetsLn 16$1.8M
LiabilitiesLn 26$412K
Net assetsLn 32$1.4M
OperationsPt I, VI
EmployeesI 54
VolunteersI 68
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$1.1M$932K
Land, buildings, equipmentLn 10c$992$8K
Total assetsLn 16$1.6M$1.8M
LiabilitiesLn 26$242K$412K
Net assetsLn 32$1.3M$1.4M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants and assistance to foreign recipientsLn 3$82K$82K
Pay of current officers, directors and key staffLn 5$54K$54K
Other salaries and wagesLn 7$329K$281K$18K$30K
Other fees for servicesLn 11g$101K$56K$45K$125
Advertising and promotionLn 12$9K$5K$939$4K
Office expensesLn 13$17K$14K$2K
Information technologyLn 14$8K$5K$2K$516
OccupancyLn 16$9K$9K$120$300
TravelLn 17$52K$51K$358$239
Conferences, conventions and meetingsLn 19$5K$5K
Depreciation, depletion and amortizationLn 22$844$844
InsuranceLn 23$2K$1K$1K
Other expenses (24a–d)Ln 24$15K$11K$1K$2K
All other expensesLn 24e$25K$11K$13K$1K
Total functional expensesLn 25$709K$587K$85K$38K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $809K$727K$82K$788K 990 PDF
FY2024 $1.2M$846K$368K$1.7M 990 PDF
FY2023 Viewing $771K$709K$62K$1.4M 990 PDF
FY2022 $1.6M$600K$986K$1.3M 990 PDF
FY2021 $687K$521K$166K$331K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support F · Foreign O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $770,781 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,672,255$885,664
I-9 Program service revenue$0
I-10 Investment incomePrior year −$86,521−$114,883
I-11 Other revenue$0
I-12 Total revenuePrior year $1,585,734$770,781
I-13 Grants and similar amounts paidPrior year $116,696$81,919
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $321,393$382,430
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $161,531$244,577
I-18 Total expensesPrior year $599,620$708,926
I-19 Revenue less expensesPrior year $986,114$61,855
Part VI · Governance 8 of 8 board members independent, no flags
VI-1a Voting members of the governing body8
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $770,781 across 5 lines filed
VIII-1f All other contributions, gifts and grants$885,664
VIII-1g Noncash contributions (included above)$5,194
VIII-1h Total contributions, gifts and grants$885,664
VIII-3 Investment incomeRelated to mission −$114,883−$114,883
VIII-12 Total revenueRelated to mission −$114,883 · Unrelated business $0 · Excluded from tax $0$770,781
Part IX · Statement of functional expenses $708,926 across 14 lines filed
IX-3 Grants and assistance to foreign recipientsPrograms $81,919$81,919
IX-5 Pay of current officers, directors and key staffPrograms $53,578$53,578
IX-7 Other salaries and wagesPrograms $281,212 · Management $17,889 · Fundraising $29,751$328,852
IX-11g Other fees for servicesPrograms $56,367 · Management $44,811 · Fundraising $125$101,303
IX-12 Advertising and promotionPrograms $4,587 · Management $939 · Fundraising $3,934$9,460
IX-13 Office expensesPrograms $14,477 · Management $2,186$16,663
IX-14 Information technologyPrograms $5,205 · Management $1,921 · Fundraising $516$7,642
IX-16 OccupancyPrograms $9,069 · Management $120 · Fundraising $300$9,489
IX-17 TravelPrograms $51,269 · Management $358 · Fundraising $239$51,866
IX-19 Conferences, conventions and meetingsPrograms $4,895$4,895
IX-22 Depreciation, depletion and amortizationManagement $844$844
IX-23 InsurancePrograms $1,170 · Management $1,202$2,372
IX-24 Other expenses (24a–d)Programs $11,449 · Management $1,260 · Fundraising $1,930$14,639
IX-24e All other expensesPrograms $11,315 · Management $12,981 · Fundraising $1,108$25,404
IX-25 Total functional expensesPrograms $586,512 · Management $84,511 · Fundraising $37,903$708,926
Part X · Balance sheet $1,791,125 assets, 11 lines filed
Asset lines not itemized here account for $715,432; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $1,148,516$932,136
X-9 Prepaid expenses and deferred chargesStart of year $60,000$135,118
X-10c Land, buildings and equipment, netStart of year $992$8,439
X-16 Total assetsStart of year $1,559,129$1,791,125
X-17 Accounts payable and accrued expensesStart of year $24,442$169,583
X-24 Unsecured notes and loans payableStart of year $217,500$242,500
X-26 Total liabilitiesStart of year $241,942$412,083
X-27 Net assets without donor restrictionsStart of year $1,155,922$1,207,626
X-28 Net assets with donor restrictionsStart of year $161,265$171,416
X-32 Total net assets or fund balancesStart of year $1,317,187$1,379,042
X-33 Total liabilities and net assetsStart of year $1,559,129$1,791,125
Part XI · Reconciliation of net assets $1,379,042 net assets at year end
XI-1 Total revenue$770,781
XI-2 Total expenses$708,926
XI-3 Revenue less expenses$61,855
XI-4 Net assets at start of year$1,317,187
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$1,379,042

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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